About the job
- Location: Manchester | Hybrid (2 days in office)
- ~15 Apprenticeship Opportunities Available
Launch Your Career in Financial Crime Detection
At Kroo, we prioritize financial crime prevention as a fundamental aspect of safeguarding our customers and maintaining the integrity of our banking operations.
This apprenticeship serves as a structured entry point into financial crime operations, offering practical experience in transaction monitoring, alert investigations, and risk assessments within a regulated banking environment.
You’ll acquire essential skills for identifying fraud, money laundering, and other financial crime typologies, complemented by formal training and ongoing mentorship.
Your Role
As an Apprentice Financial Crime Analyst (Detection), you will play a key role in monitoring and investigating customer activities to uncover potential financial crime risks.
In the Financial Crime Operations team, your responsibilities will include:
- Monitoring customer transactions with detection systems to identify unusual patterns and behaviors.
- Investigating transaction monitoring alerts, evaluating risks, and deciding on appropriate actions.
- Applying financial crime typologies across fraud, AML/CTF, sanctions, and suspicious activities.
- Conducting enhanced due diligence reviews as necessary.
- Utilizing internal and external intelligence tools to develop a risk-based understanding of customer activities.
- Creating clear, structured case notes and investigation summaries for audit and regulatory compliance.
- Assisting with escalation decisions, including referrals to senior analysts or SAR evaluations.
- Collaborating with customer operations and other teams to manage risks and resolve cases effectively.
- Contributing to the continuous improvement of detection processes and controls.
You will work within defined risk frameworks while gradually enhancing your judgment and decision-making skills over time.
Training and Development
Structured training will be provided before and during your apprenticeship, covering:
- Core financial crime knowledge (AML, fraud, sanctions, ABC).
- Operation of transaction monitoring systems.
- Investigation techniques and case handling methodologies.
- Regulatory expectations within the UK banking sector.
- Hands-on shadowing and coaching from seasoned analysts.
This training is designed to equip you with foundational knowledge, progressing to the ability to manage lower-risk cases independently.
