Qualifications
Key Responsibilities: Evaluate and determine the approval or denial of loan applications by analyzing applicants' creditworthiness and affordability in accordance with Updraft's lending policies. Collect necessary information from customers to support credit applications. Maintain friendly and efficient communication with customers throughout the application process. Build and nurture effective relationships across all business teams. Actively participate in various business initiatives aimed at enhancing our processes. Essential Requirements: 1 to 3 years of experience in consumer credit underwriting. Experience in a customer-facing role is preferred. Strong numerical and analytical capabilities. Meticulous attention to detail. Decisive and confident in decision-making. Curious thinker with a critical mindset. Able to thrive in a fast-paced and frequently changing environment. Willingness to work on weekends (either Saturday or Sunday). Previous experience in a startup environment is a plus.
About the job
At Updraft, we are redefining the landscape of consumer finance with our award-winning FCA-approved app, available on both iOS and Android platforms. Our mission is straightforward yet powerful: to liberate consumers from the burdens of excessive lifestyle borrowing, including credit cards, overdrafts, and buy-now pay-later schemes.
While many retailers and startups exploit algorithms for profit, we leverage behavioral science, artificial intelligence, and industry expertise to empower our users with effective counter-measures against financial pitfalls.
As we experience a surge in demand for our innovative product, we are seeking a passionate Consumer Loans Underwriter to join our dynamic team. At Updraft, we believe in collaboration over traditional silos, allowing you to engage across various disciplines and ensure optimal outcomes for our customers.
About Updraft
Updraft is an innovative fintech company dedicated to transforming consumer lending. With our FCA-approved app, we aim to provide users with the tools they need to escape the cycle of debt and financial strain. Our team is built on collaboration, creativity, and a shared mission to improve financial health for all.
