About the job
Position: Credit Analyst
Salary Range: Php 100,000/month (Final salary will be determined by the client based on the candidate’s qualifications and experience.)
Working Hours: Following Australian business hours
Work Setup: Fully Remote under an Independent Contractor Agreement
Holidays: To Be Determined
Recruitment Process: May include multiple client interviews and an assessment.
Company Overview
d2b-1 is a reputable financial services and mortgage broking company that specializes in providing personalized lending solutions for individuals and investors. Our organization collaborates with a diverse panel of lenders to deliver competitive loan options while ensuring compliance, accuracy, and a strong focus on customer service.
Role Summary
The Credit Analyst will evaluate client financial profiles, determine borrowing capacities, and verify that loan applications comply with lender policies and regulatory standards. This role entails close collaboration with brokers and lenders to structure applications, manage credit risk, and facilitate successful loan outcomes.
Key Responsibilities
- Analyze client financial data including income, expenses, liabilities, and assets.
- Assess borrowing capacity and identify appropriate loan products from various lenders.
- Prepare, structure, and review loan applications before submission.
- Recognize credit risks and provide solutions to mitigate them.
- Collaborate with stakeholders to ensure effective loan processing.
