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Join qodea as a Credit Control Manager where you will play a crucial role in managing our credit policies and improving cash flow. You will oversee the credit control team, ensuring timely collections and minimizing risk. Your expertise will help shape our credit strategy and align it with the company's financial goals.
qodea is a leading company in the financial services sector, known for its innovative solutions and commitment to excellence. We value our employees and offer a dynamic work environment that fosters professional growth and development.
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Lendable
About LendableLendable is dedicated to creating cutting-edge technology that enables individuals to access credit and save money efficiently. As one of the fastest-growing fintech companies in the UK, we have made significant strides since our inception:Recognized as one of the UK’s newest unicorns with a team exceeding 700 talented individuals.Fast-paced gr…
About LendableLendable is dedicated to revolutionizing financial technology, aiming to provide individuals with efficient credit solutions and substantial savings opportunities. As one of the UK's prominent fintech success stories, we are proud to have:Achieved unicorn status with a talented team of over 700 professionals.Established ourselves among the fastest-growing tech companies in the UK.Maintained profitability since 2017.Received backing from esteemed investors such as Balderton Capital and Goldman Sachs.Earned high customer satisfaction ratings, boasting a 4.9 rating on Trustpilot.We have successfully redesigned the three major consumer finance products: loans, credit cards, and car finance, ensuring that our customers receive funds within minutes instead of days.Our rapid growth continues as we set our sights on the largest Western markets (UK and US), aiming to disrupt traditional banking systems with our innovative solutions.Join Us If You Want ToTake ownership of significant projects from day one, making impactful decisions that steer the success of Lendable.Collaborate with a team of exceptional individuals who are committed to problem-solving and innovation.Develop cutting-edge technology in-house, leveraging new data sources, machine learning, and AI to streamline processes.About the RoleWe are seeking a data-driven Credit & Commercial Senior Analyst to spearhead our commercial and pricing strategy within the motor finance team (Autolend). This role is ideal for someone passionate about utilizing analytical skills to enhance our business operations and optimize funnel performance, all while ensuring a robust portfolio return.You will have the authority to lead our commercial strategy initiatives and a wide scope to establish and refine our pricing mechanisms to achieve our business goals.
Join qodea as a Credit Control Manager where you will play a crucial role in managing our credit policies and improving cash flow. You will oversee the credit control team, ensuring timely collections and minimizing risk. Your expertise will help shape our credit strategy and align it with the company's financial goals.
Role overview Wise is looking for a Senior Credit Risk Manager to lead credit risk assessment strategies in London. This role shapes how Wise manages credit risk and strengthens the company’s risk management practices. What you will do Analyze credit data to identify trends and potential risks Develop and refine risk models for Wise’s credit portfolio Guide initiatives that improve the credit risk framework Work closely with teams across the business to share insights and support decision making Help shape credit policies and risk management approaches What we’re looking for Strong analytical skills with experience working with complex datasets Ability to communicate clearly with cross-functional teams Proactive approach to identifying and managing credit risk Experience developing credit risk models and strategies
Join abound as the Head of Credit Risk, where you will lead our efforts in risk management, ensuring the financial stability of our lending processes. You will be responsible for developing robust credit risk policies, analyzing credit data, and implementing risk assessment frameworks. Work closely with cross-functional teams to enhance our risk mitigation strategies and drive continuous improvement initiatives.
Lendable
About LendableLendable is dedicated to revolutionizing the way people access credit and save money. As one of the fastest-growing fintech companies globally, we have achieved remarkable milestones:Recognized as one of the UK’s newest unicorns with a talented team of over 700 professionals.Consistently ranked among the top tech companies in the UK.Achieved profitability since 2017.Supported by leading investors including Balderton Capital and Goldman Sachs.Highly rated by customers, boasting a 4.9 rating across thousands of reviews on Trustpilot.We have successfully rebuilt the main consumer finance products from the ground up: loans, credit cards, and car financing, enabling our customers to access funds in mere minutes.Our ambitious growth plan involves targeting the two largest Western markets, the UK and the US, where outdated systems and cumbersome processes prevail in the financial sector.Why Join Us?Take Ownership: You will be empowered to make impactful decisions that shape the future of Lendable from your very first day.Collaborate with Exceptional Talent: Work in small teams filled with resourceful individuals dedicated to innovative problem-solving.Develop Cutting-Edge Technology: Leverage new data sources, machine learning, and AI to streamline operations and enhance efficiency.About The RoleWe are seeking a data-savvy Credit Risk Manager to lead a team of analysts and spearhead transformative initiatives in our consumer finance products across the UK and US markets. This opportunity is perfect for someone who is confident in data analysis, comfortable with coding, and eager to tackle complex challenges.As part of our dynamic and forward-thinking organization, you will find that your contributions are valued and encouraged, with minimal bureaucracy to hinder your creativity and innovation.
Lendable
Join Lendable as a Secured Credit Risk Manager and play a pivotal role in shaping our credit risk strategy. You will be responsible for identifying, assessing, and mitigating risks associated with secured lending. This is a unique opportunity to contribute to our mission of providing innovative financial solutions.
Role overview Kroo seeks a Director of Credit Risk Management based in London. This position leads efforts to identify, assess, and manage credit risk throughout the company’s financial operations. Main responsibilities Design and maintain credit risk frameworks that promote responsible lending and meet regulatory standards. Guide and support a team of credit analysts, fostering a proactive approach to risk management. Collaborate with senior management to refine risk assessment methods and contribute to strategic business planning. Location This role is located in London, England, United Kingdom.
As a Customer Success Manager at Sidetrade, you will take ownership of a portfolio of enterprise clients, championing their success and driving the adoption of our solutions to achieve renewals, expansions, and client advocacy.About Sidetrade:Sidetrade is a pioneering AI company listed on Euronext Growth, dedicated to transforming how enterprises extract value from their customer relationships through our innovative Order-to-Cash Intelligence platform and Data Lake. Our diverse team, representing 38 nationalities, fuels our creativity and maintains a customer-first approach. Recognized as a Gartner® Magic Quadrant™ Leader since 2022, we prioritize passion and growth over perfection. If you’re driven to learn and bring positive energy, we want to hear from you. Join us and thrive!Interested in our culture? Listen to the Sidetrade Inside Out podcast.
At Kriya, we revolutionize financial services with our innovative suite of tools that ensure businesses have seamless access to payments, credit, and working capital. Our solutions provide frictionless integrations and immediate credit decisions, empowering companies to thrive.Since our inception in 2011, we have successfully facilitated over £28 billion in B2B payments and granted more than £3.7 billion in credit through our business loans and working capital solutions. We pride ourselves on our extensive network of strategic partners, including Barclays Bank, Stripe, Halfords, and the British Business Bank, and continue to attract support from esteemed investors like Northzone, Barclays Bank, and Mouro Capital, a subsidiary of Santander Bank.About the PositionWe are in search of a dynamic and experienced Head of Risk to join our executive team, responsible for the comprehensive risk strategy and its implementation across the organization. This pivotal role reports directly to the CEO and holds significant visibility within the company.As the Head of Risk, you will spearhead the formulation and execution of Kriya’s enterprise-wide risk framework, collaborating closely with the Commercial, Product, Data, Finance, and Legal departments. You will manage the entire credit lifecycle—from analytics and underwriting to compliance and collections—while leading a high-performing risk team. Additionally, you will drive the integration of AI and advanced risk analytics within the risk function.This is an exceptional opportunity to influence the future of embedded finance and digital lending at a rapidly growing company.Key ResponsibilitiesFormulate and direct Kriya’s risk strategy across all business sectors, products, and geographical regions.Act as a primary advisor to the CEO and Board on risk appetite, governance, and portfolio management.Recruit, develop, and mentor a high-performing Risk team (initially comprising 8 members).Oversee collections strategies and recovery workflows, ensuring they are efficient and customer-focused.Qualifications7-10 years of experience in debt capital markets, structured finance, or corporate banking, with a proven track record in leading complex credit transactions.A degree in a STEM field, demonstrating strong analytical and decision-making skills.Located in London or willing to relocate to London.Experience in managing intricate underwriting and deal structuring processes.Exemplified leadership in various facets of risk management.Ability to construct and oversee diversified portfolios while maximizing risk-adjusted returns.Advanced analytical capabilities including financial modeling, large-data analysis, and critical credit evaluation.Strong communication and conflict resolution skills.Interest or experience in utilizing AI tools.
LemFi (Series B) is revolutionizing financial services for the Global South.Relocating shouldn't mean starting from scratch. Our team of over 400 professionals across 20+ countries is dedicated to creating a financial ecosystem that empowers immigrants to stay connected to their roots, build financial stability, and achieve wealth irrespective of their origin or current location.What began as a solution for fast and affordable remittances has now transformed into a comprehensive platform offering multi-currency accounts, payments, credit, and long-term financial growth.With millions of users worldwide, we facilitate over $1 billion in transactions monthly to 30+ countries, demonstrating that financial opportunities should not be confined by geographical boundaries.Your RoleAs the Director of Credit Risk, you will be responsible for managing the risk aspects of the UK Credit P&L, serving as a commercial leader who expertly balances risk-adjusted margins with growth. Reporting to the VP of Credit, you will lead a dynamic team and act as the primary credit representative across product, collections, and capital markets as the company scales.Your ContributionsP&L Management: Oversee the risk-adjusted margins throughout the portfolio and refine pricing strategies to ensure all segments deliver profitable returns.Decisioning Framework: Lead the development and execution of the comprehensive decisioning framework across both new client origination and existing customer management.Model Development: Direct the credit data science team to create top-tier credit models utilizing both traditional and alternative data sources.Financial Forecasting: Manage the forecasting of IFRS 9 provisions and loss estimates that directly influence financial planning.Regulatory Compliance: Ensure that FCA-compliant policy documentation is maintained across affordability, underwriting, and collections, owning the rationale for all significant decisions.Capital Markets Engagement: Support structured finance initiatives and present portfolio performance data to debt investors.Supplier Relationship Management: Cultivate and manage critical relationships with key suppliers, including credit bureaus, decision engines, and alternative data providers.
sideinc
sideinc is seeking a Commercial Business Manager based in London. This position centers on shaping business strategies and supporting company growth. Success in this role requires a strong background in commercial management, a focus on operational improvement, and the ability to strengthen sideinc’s market position. Key responsibilities Develop and refine strategies that drive business growth. Lead cross-functional teams to achieve commercial goals. Identify opportunities to optimize operations and implement improvements. Contribute to expanding sideinc’s presence in the market. Requirements Demonstrated experience in commercial management roles. Strong leadership skills with the ability to guide diverse teams. Consistent record of achieving business objectives. Creative approach to developing business solutions. This role is located in London, England, United Kingdom.
iwoca Ltd.
Join Our Team as a Graduate Credit Analyst!At iwoca, we are experiencing rapid growth, and with an increasing number of customers comes the need for more credit decisions. Our dedicated team of 50 analysts is expanding, and we are on the lookout for motivated individuals to evaluate our clients promptly, fairly, and accurately.About iwocaIn the fast-paced world of small businesses, opportunities can arise and cash flow challenges can emerge suddenly. To thrive and expand, SMEs require financing that is as agile and responsive as they are.That’s why we created iwoca. Our innovative technology, expertise in data science, and exceptional customer service empower business owners to act decisively and confidently, precisely when they need to.We have already facilitated funding for over 100,000 businesses, providing more than £4 billion in financing. Our passionate team is motivated to help even more SMEs flourish by offering access to superior financial solutions and services that simplify business operations. Our ultimate goal is to support one million SMEs at their pivotal moments, creating a lasting positive impact on their communities and economies.Our Company CultureAs we expand rapidly across our offices in London, Leeds, Frankfurt, and Berlin, we seek individuals eager to learn on the job and take the lead on projects, knowing that their contributions will affect thousands of small businesses.Your RoleAs a Graduate Credit Analyst, you will play a crucial role in making lending decisions for SMEs throughout the UK that approach iwoca.Your responsibilities will include:Evaluating credit data, financial statements, and various data sources to assess the risk level associated with lending.Conducting comprehensive due diligence to verify the affordability of credit in accordance with our internal policies.Gaining a thorough understanding of and accurately capturing the specific revenue and risk factors affecting SMEs.Being entrusted with the responsibility to make informed lending decisions.Enhancing our underwriting framework by delivering consistent, high-quality lending decisions to facilitate better, faster, and fairer outcomes.Effectively communicating with our Account Management teams to ensure customer needs are addressed.
Clear Street
About Clear Street:At Clear Street, our mission is to empower every sophisticated investor with access to every asset across all markets through a single, high-speed platform designed for transparency and scalability.We equip our clients with cutting-edge technology, tools, and services that were once exclusive to the largest institutions, all reimagined on modern infrastructure. Our comprehensive, cloud-native capital markets platform is not only driving investor growth today but is also revolutionizing how they will engage with markets in the future.For further details, please visit https://clearstreet.io.
Egis Group
Join Egis Group as a Senior Commercial Manager, where you will lead strategic initiatives and drive commercial success in a dynamic environment. You will be responsible for managing client relationships, overseeing contract negotiation, and ensuring project profitability. Your expertise will be crucial in shaping our commercial strategies and enhancing operational efficiencies.
Ballinger & Co.
Role OverviewEnhance the Group’s credit and counterparty risk frameworks through thorough credit analysis, vigilant portfolio oversight, and data-driven management information (MI), facilitating sound limit governance and proactive insights across various entities.Key ResponsibilitiesCredit Analysis & Reviews: Spearhead assessments of counterparties and clients; maintain detailed credit memorandums and conduct regular reviews; monitor evolving conditions and ensure timely follow-ups.Exposure, Concentration & Limits Monitoring: Generate and analyze insights on credit exposures, limit usage, concentration levels, and exceptions; recommend escalations supported by thorough analysis.Credit MI & Dashboards: Develop and oversee comprehensive credit reporting packages (including trend commentary, watchlists, and change drivers); collaborate with Quant/Data Engineers for automation and standardization.Stress/Scenario Inputs: Provide input for credit-focused scenarios, conduct sensitivity analyses, and investigate significant changes.Data Discipline: Ensure consistent definitions of exposure measures, limit logic, and entity mapping; document any methodological changes.Governance Support: Prepare materials for ALCO and credit governance meetings, ensuring clear tracking of actions and closure evidence.Key DeliverablesCredit watchlist and periodic review timetableCredit exposure and limits management information with narrative and exceptionsCredit memorandums and review notes along with a conditions trackerAutomated credit dashboards (where feasible) and definitions documentationSuccess MetricsImproved quality of assessment-driven credit decisions with robust evidenceMinimized limit surprises; enhanced early-warning capabilitiesReduced manual reporting; improved data consistency across entitiesBenefitsCompetitive salary, Annual bonus, Private medical coverage
Role Overview:Join the dynamic team at Brook Green Supply, a leading independent B2B energy supply company based in London. As a Senior Credit Risk Analyst, you will be part of a seasoned team committed to fostering growth and success within the energy sector. This role presents an excellent opportunity for a motivated and adaptable professional looking to advance their career in an innovative environment.In this pivotal position within the Credit Risk team under the Commercial department, you will collaborate with internal account managers, coordinators, and trading desk members, as well as external clients and credit stakeholders. Your focus will be on evaluating data and contracts, managing counterparty credit risks associated with physical power and gas supply, and supporting sustainable business growth through effective credit management practices.Your responsibilities will include managing complex credit exposures and collateral arrangements, and shaping reporting and risk-mitigation frameworks to enhance overall operational efficiency.
Join Zopa as a Senior Credit Strategy Analyst and be part of our innovative credit analytics team. You will develop risk models, conduct hypothesis testing, and monitor portfolio trends to enhance credit performance. Collaborate with cross-functional teams, including data science, product, and engineering, to create growth strategies, influence key strategic decisions, and uncover new opportunities through advanced analytical techniques. We seek individuals who can transform data into actionable insights and drive impactful decision-making.
We are seeking an experienced and strategic Senior Credit Analyst to join our team at Legal & General. In this pivotal role, you will leverage your expertise in reinsurance and insurance to assess creditworthiness and manage risk effectively. You will work closely with various departments to ensure that all credit-related decisions align with our organizational objectives and regulatory requirements.
Deliveroo
Manager, Commercial IncentivesAt Deliveroo, we are dedicated to revolutionizing the shopping and dining experience, driven by impact, innovation, and growth. Our Commercial team stands at the heart of our marketplace, influencing how we engage with restaurants, grocers, and emerging verticals globally. From forging essential partnerships to unlocking new revenue opportunities and devising data-driven growth strategies, we tackle significant challenges that propel our business forward. If you excel in dynamic commercial settings and aspire to shape the future of a global brand, this is the team for you.We are searching for a Manager, Commercial Incentives to join our dynamic team. In this pivotal role, you will be responsible for designing, evolving, and managing Deliveroo’s commercial compensation schemes, ensuring that our sales and account management teams are inspired and driven to achieve our global business objectives.Key ResponsibilitiesAs a member of the Commercial Operations team, your focus will be on delivering insights, learning, and the necessary infrastructure to empower our frontline teams worldwide. You will lead a Program Manager and Analysts to implement incentive schemes from start to finish.Framework Design & Evolution: Spearhead the development of commission and KPI-based incentive schemes, establishing metrics, thresholds, and accelerators that align with our financial risk appetite.Operational Excellence: Manage the complete administration of payouts, ensuring that monthly and quarterly calculations are precise, timely, and respected by local leadership.Performance Scenario Modeling: Leverage data to evaluate cost exposure and behavioral impacts, ensuring that incentive designs promote the desired outcomes across varying market conditions.Modernization of Delivery Tools: Collaborate with Product and Tech teams to transition from manual, spreadsheet-based processes to scalable, automated incentive systems.Governance & Influence: Serve as the primary accountability point for incentive accuracy, cultivating strong relationships with local commercial leaders to ensure that schemes are clearly understood and effectively integrated.Qualifications for SuccessEssential Skills:Proven experience in commercial incentives and compensation design.Strong analytical skills with a focus on data-driven decision-making.Excellent communication and interpersonal skills to engage effectively with stakeholders.Ability to thrive in fast-paced environments and manage multiple projects simultaneously.
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