Credit Underwriter

Recognise BankLondon

On-site Full-time

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Experience Level

Experience

Qualifications

Qualifications:Proven experience in credit underwriting or a similar financial analysis role. Strong analytical skills with a keen attention to detail. Excellent communication and interpersonal skills. Ability to work collaboratively within a team. Understanding of commercial property finance and lending policies.

About the job

Role overview

The Credit Underwriter assesses and underwrites commercial property secured loans. Reporting to the Senior Underwriter, this position works closely with the Loan Operations team to evaluate lending applications submitted by Lending Managers.

Daily tasks include reviewing customer information, analyzing financial details, and ensuring each application aligns with Recognise Bank’s credit policies and lending criteria. The Credit Underwriter makes recommendations or decisions regarding loan approvals based on these assessments.

Our values

Can do, will do: Take ownership, solve problems, and adapt to changing customer needs.
Be brilliant: Approach work with curiosity and enthusiasm, always looking for ways to improve.
Do the right thing: Make decisions guided by integrity, responsibility, and care.
Make a difference: Focus on positive impact for customers, colleagues, and communities.

About Recognise Bank

Recognise Bank is a modern financial institution dedicated to supporting small and medium-sized enterprises (SMEs) in the UK. With a focus on personalized service, we offer innovative lending and savings solutions designed to meet the unique needs of businesses. Our commitment to flexibility and understanding sets us apart in the banking sector.

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Expert AI Trainer for Private Credit

Mentis AI

Contract|Remote|United Kingdom

Founded by alumni of Lazard and Partners Group, Mentis AI operates from London and San Francisco, merging financial expertise with cutting-edge AI model training. We aim to seamlessly integrate human insights with artificial intelligence, redefining the landscape of private credit.Role Overview: As an Expert AI Trainer, your role will focus on lending and pr…

Feb 19, 2026

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Private Credit Professionals - AI Residency (Part-time) | Frontier AI Research

Mentis AI

Part-time|On-site|United Kingdom

About Us At Mentis AI, we operate at the dynamic intersection of institutional finance and cutting-edge AI technology. Our diverse team, comprising veterans from esteemed institutions like Lazard and Partners Group, leverages deep financial expertise with advanced machine learning and AI research. With our presence in both London and San Francisco, we collaborate with premier AI labs to revolutionize decision-making processes in high-stakes financial environments.The Opportunity In the face of AI's rapid integration into private credit workflows—from underwriting and credit approvals to documentation and portfolio management—this part-time residency program invites seasoned direct lending and private credit professionals. Join us for a hands-on experience in understanding how sophisticated AI systems are developed, assessed, and optimized within middle-market lending and credit fund operations.Your Responsibilities:Develop Expert Benchmarks: Create and validate practical credit analyses, underwriting scenarios, and portfolio monitoring frameworks essential for evaluating advanced AI systems.Evaluate Model Reasoning: Identify and address weaknesses in AI-generated credit assessments, focusing on logical inconsistencies and gaps in underwriting intuition.Framework Design: Convert the methodologies of credit professionals in evaluating borrowers and structuring deals into challenges that test AI's reasoning capabilities.Assess Human vs. AI Judgment: Conduct systematic comparisons of professional credit assessments and AI outputs across various credit scenarios.Why This Experience Matters:Be among the pioneering private credit professionals exploring how advanced AI models analyze credit underwriting and manage portfolios.Cultivate a unique profile at the crossroads of private credit and AI—ideal for careers in credit funds, AI firms, or entrepreneurial ventures.Gain firsthand experience in how AI transforms credit workflows—from underwriting to portfolio monitoring and beyond.

Feb 23, 2026

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Junior Fund Accountant - Private Credit

ESR Group

Full-time|On-site|London, England, United Kingdom

ESR Group is seeking a Junior Fund Accountant to join its London-based team. This position sits within a growing private credit fund manager with a Luxembourg-domiciled credit platform. The role is part of a small finance team, offering hands-on exposure to fund operations, deal activities, and investor processes. As the platform expands, there will be opportunities to develop new skills and take on greater responsibility. What you will do Reconcile principal and interest across a range of private credit investments. Prepare management fee calculations and handle related invoicing tasks. Assist with investor drawdown and distribution processes. Support monitoring and use of credit facilities. Maintain and update loan amortized cost models. Ensure the loan database is accurate and complete. Manage fund performance metrics and track record data for internal and external reporting. Contribute to investor reporting, including quarterly and ad-hoc requests. Coordinate with stakeholders such as fund administrators, loan servicers, and other internal and external parties. Development and growth This role offers strong development potential as the firm grows. Junior Fund Accountants will have the chance to broaden their experience and take on more responsibility over time.

Apr 29, 2026

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Private Credit Lawyer at Kroll Bond Rating Agency | London

Kroll Bond Rating Agency UK Limited

Full-time|On-site|London, United Kingdom

Position Title: Private Credit Lawyer (London) Entity: Kroll Bond Rating Agency UK Limited Employment Type: Full-time Location: London, United Kingdom Summary/Overview: Kroll Bond Rating Agency (KBRA) is a renowned global credit rating agency committed to establishing new benchmarks of excellence, integrity, and transparency, aspiring to be a reliable alternative in the credit ratings space. As a leader in private credit, KBRA is currently seeking enthusiastic and proactive funds or securitization lawyers to join its expanding European operations, focusing on private credit transactions throughout Europe, the UK, and the US. This role is based in our London office. About the Job: In this pivotal role, you will contribute significantly to the rating process, working across diverse fund investment and securitization transactions while evaluating and communicating the credit implications of deal structures, documentation, and other legal aspects. Key responsibilities include: Reviewing financing documents and pertinent fund- and/or asset-level documentation. Identifying potential credit impacts arising from transaction structures and documentation. Collaborating with rating analysts on relevant legal matters. Participating in rating committee discussions. Assisting the analytical team in preparing KBRA’s leading ratings and research reports. About the Team: Distinct from other rating agencies, KBRA’s Ratings Legal team collaborates closely with ratings analysts to pinpoint, assess, and articulate essential legal and credit features and risks within transaction structures. As integral members of the credit ratings groups, they contribute to research reports and methodology development while engaging in investor outreach. Ultimately, the lawyers within Ratings Legal play a crucial role in ensuring the quality, accuracy, timeliness, and consistency of KBRA’s ratings. About You: Qualified lawyer with 4-8 years post-qualification experience in fund finance, fund formation, and/or structured finance. Proven ability to take initiative and work autonomously, as well as collaboratively.

Feb 5, 2026

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Commercial Banking Expert AI Trainer

mentis

Full-time|On-site|London

Are you passionate about harnessing the power of artificial intelligence in the commercial banking sector? As an Expert AI Trainer at mentis, you will play a pivotal role in shaping the future of banking by training AI systems that enhance customer experience and operational efficiency.Join our dynamic team in London and contribute to innovative projects that leverage state-of-the-art AI technologies. Your expertise will guide our AI initiatives, ensuring they align with industry standards and deliver exceptional value.

Apr 9, 2026

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Expert AI Trainer for Hedge Fund Strategies

Mentis AI

Contract|Remote|United Kingdom

At Mentis AI, our founders hail from prestigious institutions like Lazard and Partners Group, establishing a unique blend of financial acumen and artificial intelligence expertise. With headquarters in both London and San Francisco, we are dedicated to bridging the divide between human insight and machine learning capabilities.About the Role: We are seeking a seasoned professional to lend their hedge fund investment knowledge to our AI training initiative. Your role will involve articulating the analytical frameworks and portfolio management insights employed by top hedge fund strategies. Ideal candidates include experienced Portfolio Managers and Senior Analysts across various hedge fund strategies.

Feb 27, 2026

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AI Technical Trainer

Multiverse

Full-time|On-site|London

Join Multiverse as an AI Technical Trainer and play a pivotal role in shaping the future of technology education. In this position, you will develop and deliver innovative training programs that empower individuals to excel in the AI field. Your expertise will help learners grasp complex AI concepts and technologies, preparing them for successful careers in this fast-evolving industry.

Mar 12, 2026

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Part-time AI Residency in Private Equity & Growth Equity | Mentis

Mentis AI

Contract|On-site|United Kingdom

About Us: Mentis AI operates at the cutting-edge of private markets and frontier AI technology. Our team melds deep expertise from institutional finance (including firms like Lazard and Partners Group) with advanced machine learning and AI research. With a presence in both London and San Francisco, we partner with top AI laboratories to enhance decision-making processes in critical financial environments.The Opportunity: As AI becomes integral to investment practices, this residency offers private equity and growth equity experts a unique chance to gain firsthand experience in the development, assessment, and enhancement of sophisticated AI systems. Your responsibilities will include:Developing expert benchmarks: Construct and validate financial models and return analyses used in evaluating advanced AI systems.Testing model reasoning: Identify and address weaknesses in AI-generated analyses, focusing on logic, assumptions, and market intuition.Creating frameworks: Convert investor strategies for navigating uncertainty and structuring transactions into challenges that test AI reasoning capabilities.Assessing human versus machine judgment: Systematically compare professional investment analysis with AI outputs.Why Join Us?Be one of the first investment professionals to directly engage with how frontier AI models interpret private markets.Enhance your profile in the intersection of investing and AI, preparing you for roles in funds, AI firms, or entrepreneurial ventures.Gain practical insights into the transformative impact of AI on deal workflows, from screening and due diligence to portfolio management and exit strategies.Who We Seek:3 to 7 years of experience in private equity or growth equity at a respected large-cap or upper-middle-market fund in Europe or the U.S.Positioned as an Associate, VP, or Principal; industry-agnostic.Exceptional modeling and valuation skills with comprehensive experience throughout the deal lifecycle.A genuine passion for AI and its application in finance.

Feb 23, 2026

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AI Product Technical Trainer

go-cloudforce

Full-time|£48K/yr - £58K/yr|Hybrid|London, United Kingdom

go-cloudforce is seeking an AI Product Technical Trainer to join the team in London, United Kingdom. This is a full-time position with a hybrid schedule, requiring three days each week in the office. Compensation ranges from £48,000 to £58,000 per year, depending on experience. Key responsibilities Create and deliver training programs to help clients adopt and make the most of nebulaONE®. Lead training sessions focused on change management, building user confidence with AI and cloud solutions. Work closely with internal teams and stakeholders to resolve challenges during technology rollouts. Support clients by offering guidance that improves cloud operations and business results using AI-driven platforms. Requirements Clear communication skills and the ability to engage a variety of audiences. Strong organizational skills and a self-driven approach to managing training projects and timelines. Interest in learning and teaching about new technologies, especially in AI and cloud computing. Comfort working with colleagues across departments to ensure smooth client experiences. Work location and schedule Role based in London, UK. Hybrid model: three days per week in the office, with the remainder remote. Compensation Salary: £48,000 to £58,000 per annum, based on experience.

Apr 24, 2026

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Credit Control Manager

qodea

Full-time|On-site|London, England, United Kingdom

Join qodea as a Credit Control Manager where you will play a crucial role in managing our credit policies and improving cash flow. You will oversee the credit control team, ensuring timely collections and minimizing risk. Your expertise will help shape our credit strategy and align it with the company's financial goals.

Apr 2, 2026

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Senior Private Banker

Weatherbys Banking Group

Full-time|On-site|London, England, United Kingdom

Join Us as a Senior Private BankerAre you an entrepreneurial spirit eager to influence the future of banking? At Weatherbys Banking Group, we're on the lookout for dynamic individuals, whether seasoned private bankers or adept business developers, ready to embark on a rewarding journey with us.As a Senior Private Banker, you will cultivate and manage a portfolio of high-net-worth clients, establishing yourself as their trusted advisor for all banking, lending, and investment inquiries.Why Choose Us? We're Expanding!Weatherbys is poised for a significant growth phase. With over 250 years of rich history, we are nurturing a culture of innovation and excellence, driven by our team’s creativity and dedication to outstanding service. Join us to enhance your impact and build lasting client relationships in a supportive environment that values human connection, integrity, and kindness.

Jan 19, 2026

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Graduate Credit Analyst

iwoca Ltd.

Full-time|On-site|London

Join Our Team as a Graduate Credit Analyst!At iwoca, we are experiencing rapid growth, and with an increasing number of customers comes the need for more credit decisions. Our dedicated team of 50 analysts is expanding, and we are on the lookout for motivated individuals to evaluate our clients promptly, fairly, and accurately.About iwocaIn the fast-paced world of small businesses, opportunities can arise and cash flow challenges can emerge suddenly. To thrive and expand, SMEs require financing that is as agile and responsive as they are.That’s why we created iwoca. Our innovative technology, expertise in data science, and exceptional customer service empower business owners to act decisively and confidently, precisely when they need to.We have already facilitated funding for over 100,000 businesses, providing more than £4 billion in financing. Our passionate team is motivated to help even more SMEs flourish by offering access to superior financial solutions and services that simplify business operations. Our ultimate goal is to support one million SMEs at their pivotal moments, creating a lasting positive impact on their communities and economies.Our Company CultureAs we expand rapidly across our offices in London, Leeds, Frankfurt, and Berlin, we seek individuals eager to learn on the job and take the lead on projects, knowing that their contributions will affect thousands of small businesses.Your RoleAs a Graduate Credit Analyst, you will play a crucial role in making lending decisions for SMEs throughout the UK that approach iwoca.Your responsibilities will include:Evaluating credit data, financial statements, and various data sources to assess the risk level associated with lending.Conducting comprehensive due diligence to verify the affordability of credit in accordance with our internal policies.Gaining a thorough understanding of and accurately capturing the specific revenue and risk factors affecting SMEs.Being entrusted with the responsibility to make informed lending decisions.Enhancing our underwriting framework by delivering consistent, high-quality lending decisions to facilitate better, faster, and fairer outcomes.Effectively communicating with our Account Management teams to ensure customer needs are addressed.

Feb 11, 2026

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Senior Credit Risk Manager

Wise

Full-time|On-site|London

Role overview Wise is looking for a Senior Credit Risk Manager to lead credit risk assessment strategies in London. This role shapes how Wise manages credit risk and strengthens the company’s risk management practices. What you will do Analyze credit data to identify trends and potential risks Develop and refine risk models for Wise’s credit portfolio Guide initiatives that improve the credit risk framework Work closely with teams across the business to share insights and support decision making Help shape credit policies and risk management approaches What we’re looking for Strong analytical skills with experience working with complex datasets Ability to communicate clearly with cross-functional teams Proactive approach to identifying and managing credit risk Experience developing credit risk models and strategies

Apr 17, 2026

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Senior Credit Strategy Analyst

Zopa

Full-time|On-site|London

Join Zopa as a Senior Credit Strategy Analyst and be part of our innovative credit analytics team. You will develop risk models, conduct hypothesis testing, and monitor portfolio trends to enhance credit performance. Collaborate with cross-functional teams, including data science, product, and engineering, to create growth strategies, influence key strategic decisions, and uncover new opportunities through advanced analytical techniques. We seek individuals who can transform data into actionable insights and drive impactful decision-making.

May 20, 2025

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Customer Success Manager - Credit & Collections Management

Sidetrade

Full-time|On-site|London, England, United Kingdom

As a Customer Success Manager at Sidetrade, you will take ownership of a portfolio of enterprise clients, championing their success and driving the adoption of our solutions to achieve renewals, expansions, and client advocacy.About Sidetrade:Sidetrade is a pioneering AI company listed on Euronext Growth, dedicated to transforming how enterprises extract value from their customer relationships through our innovative Order-to-Cash Intelligence platform and Data Lake. Our diverse team, representing 38 nationalities, fuels our creativity and maintains a customer-first approach. Recognized as a Gartner® Magic Quadrant™ Leader since 2022, we prioritize passion and growth over perfection. If you’re driven to learn and bring positive energy, we want to hear from you. Join us and thrive!Interested in our culture? Listen to the Sidetrade Inside Out podcast.

Oct 27, 2025

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Credit Underwriter

Kroo

Full-time|On-site|London, England, United Kingdom

Location: London, England, United Kingdom Team Overview Kroo’s underwriting team combines data analysis with a commitment to understanding real customer behavior. The group plays a central role in evaluating credit applications and shaping lending practices as the bank grows. Integrity, transparency, and continuous learning shape the way the team works together. What You’ll Do Assess and make decisions on consumer credit applications up to £25,000 using open banking data, credit bureau reports, and application details. Analyze income and affordability, focusing on customer transactions and cash flow through open banking sources. Evaluate credit risk and decide on approvals or declines in line with Kroo’s policies, risk appetite, and regulatory requirements. Identify and document potentially fraudulent or suspicious applications, including performing KYC and fraud checks when needed. Apply sound judgment to near-prime cases, balancing customer outcomes with risk management. Work closely with colleagues in underwriting, risk, and operations to support a smooth customer experience. Help improve underwriting processes, controls, and decision standards as the team evolves. Maintain strong knowledge of Kroo’s products and understand how underwriting decisions affect customer experience and portfolio results. Keep up to date with UK regulations and compliance standards relevant to consumer lending. What We’re Looking For At least 2 years of experience in credit underwriting or credit risk assessment. Solid understanding of consumer lending, affordability checks, and credit risk concepts. Hands-on experience analyzing open banking data for income and affordability assessments. Strong analytical skills with attention to detail in risk review and decision-making. Clear communication and effective interpersonal skills. Kroo is growing and welcomes those who want to help shape the future of banking with a focus on trust and customer impact.

Apr 14, 2026

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Experienced Private Equity Accountant

Morgan Jones Recruitment

Full-time|On-site|South West London

Are you a qualified ACA or ACCA accountant with extensive experience in the Private Equity sector?Do you possess in-depth knowledge of Limited Partnership Agreements (LPAs), Management Fees, Carried Interest, and other essential components of LPA Accounting?Are you eager to join a well-established boutique firm that offers a fulfilling and challenging environment where you can lead a team?If so, we have an exciting opportunity for you as a Private Equity Accountant, where you will manage a small team and ensure that all monthly, quarterly, and annual deadlines are met efficiently.This prestigious West End firm in London offers a competitive salary and a supportive, collaborative team culture.In your role as the Private Equity Accountant, your responsibilities will be divided with approximately 70% of your time focused on Private Equity work and 30% on various other tasks, including audits, account preparation, and management accounts.The Private Equity work will involve:Engaging with fund administrators to resolve queriesCreating comprehensive reporting packsCalculating management fees and carried interestMonitoring fund performanceAssisting group auditorsSupervising Monthly Management AccountsWe are looking for a candidate with a robust background in Private Equity who is ready to embrace a managerial position, ideally having held a senior or managerial role previously.Strong Excel skills are essential, and familiarity with SAGE software is preferred but not mandatory.If you are motivated to develop new skills and take on this exciting challenge, please apply today to learn more and receive a complete job specification.About Morgan Jones:Morgan Jones Recruitment Consultants has been a reputable recruitment firm for over 18 years, known for our commitment to fair and equal representation. We value each applicant as an individual and are eager to provide you with more information about our client and the role.To discover other excellent opportunities, please visit our website or call us at 0808 168 1474 for a confidential discussion about upcoming roles.Follow Morgan Jones on your favorite social networks - Facebook, Twitter & LinkedIn.Due to the high volume of applications, we can only respond to candidates whose skills and experience closely match the requirements. If you haven't heard from us within 48 hours, please consider your application unsuccessful.

Oct 24, 2018

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Senior Credit Analyst - Reinsurance/Insurance

Legal & General

Full-time|On-site|London

Legal & General seeks a Senior Credit Analyst to join the Reinsurance and Insurance division in London. This role centers on evaluating credit risk and influencing decisions that help protect clients’ financial security. Role overview The Senior Credit Analyst will focus on assessing credit risk across reinsurance and insurance portfolios. The position involves shaping credit decisions and supporting the company’s long-term financial commitments. Key responsibilities Evaluate credit risk for both reinsurance and insurance portfolios Provide clear, actionable insights to guide business choices Work closely with colleagues across departments to improve credit assessment practices Support compliance with relevant industry standards and internal policies Requirements Extensive experience in credit analysis, preferably within insurance or reinsurance Strong analytical abilities and effective communication skills Comfort working with colleagues from a range of business areas

Apr 21, 2026

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Credit Underwriter

Recognise Bank

Full-time|On-site|London

Recognise Bank, based in London, supports UK SMEs through lending and savings products. Since receiving its license in 2021, the bank has focused on building strong relationships with customers and fostering a diverse team. Role overview The Credit Underwriter assesses and underwrites commercial property secured loans. Reporting to the Senior Underwriter, this position works closely with the Loan Operations team to evaluate lending applications submitted by Lending Managers. Daily tasks include reviewing customer information, analyzing financial details, and ensuring each application aligns with Recognise Bank’s credit policies and lending criteria. The Credit Underwriter makes recommendations or decisions regarding loan approvals based on these assessments. Our values Can do, will do: Take ownership, solve problems, and adapt to changing customer needs. Be brilliant: Approach work with curiosity and enthusiasm, always looking for ways to improve. Do the right thing: Make decisions guided by integrity, responsibility, and care. Make a difference: Focus on positive impact for customers, colleagues, and communities.

Apr 22, 2026

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Credit Underwriter

Funding Circle Limited

Full-time|Hybrid|London

Join Us in Empowering the UK’s Small Businesses At Funding Circle, we recognize that small businesses are the lifeblood of the economy, and our mission is to support them in achieving their goals. We’ve developed an innovative platform that leverages advanced data analytics to provide swift financing solutions in mere minutes instead of weeks.As part of Funding Circle, you’ll experience the dynamic energy of a fintech startup combined with the stability of a publicly traded company. This unique blend empowers our team members, whom we affectionately call Circlers, to take initiative and create meaningful impacts on our mission.We pride ourselves on being a high-performing team that supports one another. We challenge each other to excel, celebrate our successes, and collaborate closely—because we understand that together, we can achieve more.The impact we make is tangible: Last year, businesses utilizing our platform contributed £7.2 billion to the UK economy Join us in a mission with real significance![View Our Impact Report] | [Check Our Trustpilot Reviews] London (Hybrid) | 3 days in the office | Competitive Salary + BenefitsFrom day one, your contributions will have a direct effect on our customers and your colleagues. We believe in learning by doing, and you will be given the responsibility to take ownership of projects and witness the outcomes firsthand.Evaluate data including annual accounts, bank statements, and credit reference agency information to assess the risk of extending credit to SME borrowers on an individual loan basis.Enhance loan decision quality by incorporating market, industry, and portfolio insights into your credit evaluations.Expand your understanding of UK SMEs, including accounting practices, industry standards, financing norms, payment behaviors, and relevant legal frameworks to effectively assess credit risk.Deliver a top-tier experience for our borrowers by efficiently reviewing loan applications in line with our internal quality benchmarks.Contribute to the enhancement of systems, processes, and business practices by sharing insights to improve efficiency and capacity.Provide guidance and support to colleagues to ensure that commercial opportunities are optimized without jeopardizing Funding Circle's risk management....

Apr 9, 2026

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