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Director of Financial Planning and Analysis

ClarityPayNew York City
On-site Full-time

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Experience Level

Senior Level Manager

Qualifications

The ideal candidate will possess a strong background in finance, with a focus on credit analysis and portfolio management. A proven track record of success in a similar FP&A role, particularly within the fintech or financial services sector, is crucial. Exceptional analytical skills, advanced proficiency in financial modeling, and the ability to communicate complex financial concepts clearly to stakeholders at all levels are essential. A Bachelor's degree in Finance, Economics, or a related field is required; an MBA or relevant certifications would be a plus.

About the job

About ClarityPay

ClarityPay is a fintech company focused on transforming point-of-sale credit for large merchants. Headquartered in New York City and Atlanta, the team builds customizable Pay-Over-Time solutions, including monthly installments, buy now pay later (BNPL), and revolving credit products. After a successful Series A, ClarityPay is scaling operations, expanding its product suite, and deepening relationships with institutional capital partners.

ClarityPay’s mission centers on solving complex credit challenges with agility and precision. The company values data-driven decisions, merchant-first thinking, continuous learning, and strong team collaboration. These principles guide the commitment to delivering fast, effective customer experiences and driving growth for merchant partners.

Role Overview: Director of Financial Planning and Analysis

The Director of Financial Planning and Analysis (FP&A) leads planning, forecasting, and analytics that shape financial and strategic decisions across the company. This role works closely with the executive team and department leaders to provide insights, develop scalable processes, and align financial outcomes with business objectives. The position requires deep expertise in loan portfolio economics and warehouse facility modeling. Expect to build frameworks from scratch and approach problems with the mindset of a credit investor or structured finance analyst.

Key Responsibilities

  • Partner with the executive team to develop long-term financial models and strategic plans, including portfolio performance forecasts, funding and liability modeling, and scenario analysis.
  • Lead the annual budgeting process and manage rolling forecasts company-wide.
  • Translate company goals into financial targets and operational KPIs across origination, portfolio quality, funding costs, and unit economics.
  • Prepare monthly and quarterly financial performance reports, including variance analysis and strategic recommendations.

Location

This position is based in New York City.

About ClarityPay

ClarityPay stands at the forefront of the fintech revolution, dedicated to enhancing the point-of-sale credit experience for merchants and their customers. Our innovative solutions not only empower businesses to offer flexible payment options but also drive customer satisfaction and loyalty. As we continue to grow, we remain committed to our mission of delivering top-tier financial services backed by cutting-edge technology and unparalleled expertise.

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