About the job
About ClarityPay
ClarityPay is a fintech company focused on transforming point-of-sale credit for large merchants. Headquartered in New York City and Atlanta, the team builds customizable Pay-Over-Time solutions, including monthly installments, buy now pay later (BNPL), and revolving credit products. After a successful Series A, ClarityPay is scaling operations, expanding its product suite, and deepening relationships with institutional capital partners.
ClarityPay’s mission centers on solving complex credit challenges with agility and precision. The company values data-driven decisions, merchant-first thinking, continuous learning, and strong team collaboration. These principles guide the commitment to delivering fast, effective customer experiences and driving growth for merchant partners.
Role Overview: Director of Financial Planning and Analysis
The Director of Financial Planning and Analysis (FP&A) leads planning, forecasting, and analytics that shape financial and strategic decisions across the company. This role works closely with the executive team and department leaders to provide insights, develop scalable processes, and align financial outcomes with business objectives. The position requires deep expertise in loan portfolio economics and warehouse facility modeling. Expect to build frameworks from scratch and approach problems with the mindset of a credit investor or structured finance analyst.
Key Responsibilities
- Partner with the executive team to develop long-term financial models and strategic plans, including portfolio performance forecasts, funding and liability modeling, and scenario analysis.
- Lead the annual budgeting process and manage rolling forecasts company-wide.
- Translate company goals into financial targets and operational KPIs across origination, portfolio quality, funding costs, and unit economics.
- Prepare monthly and quarterly financial performance reports, including variance analysis and strategic recommendations.
Location
This position is based in New York City.
