Liquidity Risk Controlling Manager (ILAAP) at N26 | Berlin

Liquidity Risk Controlling Manager (ILAAP) Join Our Innovative Team! We are on the lookout for a dynamic Liquidity Risk Controlling Manager to enhance our Risk Controlling function with a primary focus on the Internal Liquidity Adequacy Assessment Process (ILAAP) and comprehensive Liquidity Risk Management. In this pivotal role, you will spearhead the design…

N26 seeks a Team Lead in Risk Management to oversee ICAAP and ILAAP (Pillar 1) processes. This role is based in Berlin and centers on guiding a team through regulatory and compliance demands in a banking environment. Key Responsibilities Lead and develop a team focused on ICAAP and ILAAP within the risk management function. Ensure regulatory requirements are met and compliance standards are maintained. Refine and strengthen the risk management framework through ongoing improvements. Provide expertise on risk-related matters to support strategic decisions. Shape the organization’s risk approach through hands-on leadership and guidance. Requirements Proven experience leading teams in risk management, particularly with ICAAP and ILAAP processes. Strong grasp of regulatory requirements under Pillar 1. Ability to mentor and develop team members. Clear communication skills and a collaborative mindset for problem solving.

Role overview The Senior Manager of Non-Financial Risk and Internal Controls at N26 GmbH plays a key part in shaping how the company manages non-financial risks. Based in Berlin, this position leads the development and improvement of internal controls, always keeping regulatory standards in focus. What you will do Oversee the design and implementation of internal controls covering non-financial risk areas Guide teams to maintain compliance with applicable regulations Lead projects aimed at strengthening the overall risk management framework

About the Opportunity We are on the lookout for a Risk Controlling Manager to enhance and fortify our Risk Controlling function, concentrating on the management of interest rate risk within the banking book. As a vital member of the ICAAP Methodology & Analytics team, your role will encompass model development, implementation, and data analysis for risk controlling, emphasizing Pillar II and interest rate risk in the banking book. You will play a key role in evaluating, managing, and reporting the risks faced by N26 while ensuring seamless collaboration with various teams and stakeholders. At N26, we are transforming banking through innovative technology. As the Market Risk Manager, you will have the chance to influence the future of risk management in a dynamic and visionary environment. Join us and become part of a team that upholds collaboration, innovation, and excellence.

N26 GmbH is hiring a Non-Financial Risk and Internal Controls Manager in Berlin. This position plays a key part in upholding and improving the company’s approach to risk management. Role overview The focus is on supporting and maintaining N26’s risk management framework. The manager will work with teams across the business to help ensure compliance with internal controls and non-financial risk requirements. Collaboration Expect to partner with various departments to align risk standards and reinforce internal controls throughout the organization.

N26 GmbH seeks a Corporate Governance Administrator based in Berlin. This position plays a key part in supporting the company’s governance processes and ensuring compliance across teams. What you will do Work with various teams to maintain and improve the company’s governance framework Assist in developing and updating policies that promote transparency and accountability Help ensure governance activities meet compliance standards Requirements Experience or interest in corporate governance or compliance Strong organizational skills and attention to detail Ability to collaborate with colleagues from different departments This role focuses on keeping governance processes efficient and compliant, supporting N26’s commitment to sound corporate practices.

About the Opportunity: Join N26 as an Engineering Manager and play a pivotal role in leading a dynamic team of engineers. Collaborate closely with product managers and key business stakeholders to tackle exciting challenges in the fintech space. In the Customer Risk Lifecycle segment, you will oversee systems designed to combat anti-money laundering and fraud risks. This role specifically focuses on our Digital Identity team, which strives to deliver a secure and seamless authentication experience for our customers. Your Responsibilities: Foster the growth and development of a motivated engineering team through regular 1:1s, goal setting, and constructive feedback. Attract, manage, and retain top talent for the delivery teams. Identify and create growth opportunities for team members, addressing skill gaps through mentoring and performance management. Help our people excel! Establish a high-performing, positive work culture grounded in transparency, accountability, and trust. Collaborate with product managers and operations on project planning, risk management, and continuous process enhancements to ensure an optimal flow of value to customers and the business. Engage with management and cross-functional teams to resolve dependencies and maintain visibility on team progress regarding product initiatives. Your Profile: Proven experience in coaching, mentoring, and providing constructive feedback to team members, including navigating difficult conversations. Demonstrated history of managing and delivering impactful projects. Experience in rapidly evolving agile environments. Exceptional leadership, planning, and communication skills. A passion for enhancing the workplace environment for your team. Interest in working within a fast-paced, growing company. Professional proficiency in written English. Preferred Qualifications: Previous experience in a FinTech environment or familiarity with a DevOps culture.

Role Overview N26 is looking for an ICT GRC - Risk & Compliance Manager to join the Berlin office. This role focuses on strengthening IT risk management and compliance in a financial sector shaped by AI and automation. Fluency in German is required. The manager will work at the intersection of technology, security, and compliance, helping to secure and maintain resilient IT systems that meet evolving regulatory standards. The position reports to the Deputy CISO and collaborates closely with cross-functional teams to improve risk frameworks and support informed decision-making. What You Will Do Act as a key member of the bank's risk function (Second Line of Defense), reporting to the Deputy CISO and working with First Line of Defense teams on ICT risk management. Participate in the ICT Risk Management process, including proactive risk assessments, analysis, planning, and ongoing monitoring. Drive the maturity of the ICT Risk Management framework in line with DORA act requirements. Conduct risk assessments to identify ICT risks in the bank's IT infrastructure and recommend mitigation strategies. Collaborate with product, technology, and security teams to implement risk treatment plans. Maintain and update the ICT risk register for accuracy and completeness. Prepare and deliver reports and presentations on risk status, mitigation actions, and compliance progress. Use AI tools and technologies to improve risk management and compliance processes. Facilitate meetings with stakeholders to discuss risk status, challenges, and management practices, ensuring communication aligns with the bank's risk management strategy. Location Berlin (on-site or hybrid as per company policy).

Join N26, a leading mobile bank revolutionizing the way people manage their finances. We are looking for a passionate and innovative Product Manager - Lending to lead the development and enhancement of our lending products. You will play a crucial role in driving our vision and strategy while collaborating with cross-functional teams to deliver exceptional financial solutions to our customers.

Role overview The IT Audit Manager at N26 plays a key part in upholding the reliability and performance of the company’s IT systems. Based in Berlin, this position leads audit projects and evaluates technology risks, providing insights that help strengthen day-to-day operations. What you will do Lead IT audit engagements from initial planning to final execution Evaluate risks associated with IT systems and related processes Collaborate with teams throughout N26 to shape effective audit strategies Recommend improvements and contribute to ongoing efforts that enhance IT operations

Join Our Team as a (Senior) Product Manager - Onboarding & KYC At N26, we are on a mission to revolutionize the financial technology landscape. We are looking for an enthusiastic and experienced Product Manager to join our Customer Identity group and help us design and develop innovative products that enhance the customer experience. In this pivotal role, you will lead efforts in customer identity verification, ensuring that N26 users enjoy a secure, efficient, and seamless onboarding experience, as well as throughout their customer lifecycle. You will collaborate with a diverse, cross-functional team of product managers, designers, engineers, and data scientists, and work closely with various departments within the bank to support a broad range of product and market initiatives. Your Responsibilities Include: Drive strategic discussions and product design initiatives within the customer identity domain. Develop and implement product roadmaps with a focus on measurable outcomes and KPIs. Facilitate successful product rollouts by engaging with local market teams, marketing, operations, compliance, and engineering. Collaborate with stakeholders to enhance customer onboarding processes, focusing on identity verification, new product launches, and market expansion plans. Partner across N26 to define team goals and ensure alignment in achieving success. Conduct discovery sessions to uncover pain points and opportunities, brainstorm solutions, and improve customer onboarding experiences. Work with various teams to enhance the onboarding experience for KYC across different markets and verification methods. Engage with external partners to ensure a frictionless customer experience through seamless integrations and customizations tailored to N26's needs. Stay informed about the latest market trends by collaborating with external partners and internal teams. What You Need to Succeed: A minimum of 5 years of experience in Product Management. Proven experience managing high-volume B2C onboarding funnels, with a strong emphasis on conversion; KYC or identity verification experience is highly desirable. Strong analytical skills with a data-driven approach to product management. Exceptional communication and interpersonal skills, with the ability to collaborate effectively across teams. Proficiency in managing multiple projects simultaneously while maintaining a focus on quality and deadlines.

Role overview N26 is hiring a Senior Product Manager for the Runtime Platform division based in Berlin. This team builds and maintains the cloud, connectivity, and infrastructure systems that support the bank’s core operations. The Runtime Platform enables developers to work efficiently with cloud infrastructure, keeps customer data safe, and ensures compliance with strict regulatory standards. As N26 prepares to grow its customer base, this platform plays a central role in scaling the business. The division includes three engineering groups that manage essential products such as cloud accounts, control planes, data planes, networks, Infrastructure-as-Code, compute, traffic management, streaming, and governance layers. The Senior Product Manager will help shape the future direction of the Runtime Platform, using both technical knowledge and data to drive key growth and operational outcomes. What you will do Develop a user-focused and compliant Runtime Platform that supports internal teams. Define and refine strategic plans for the platform’s evolution, including rollout strategies, organizational alignment, and build-versus-buy decisions. Build strong understanding of the teams using the Runtime Platform and identify ways to improve the product. Spot inefficiencies in current processes and design solutions to help product, engineering, and design teams increase their impact. Act as a connector within the team by communicating the product vision and aligning product, engineering, design, and other departments such as Bank, Legal, Compliance, and commercial teams. Use analytics, user feedback, and business goals to make decisions, set clear objectives, and manage stakeholder expectations.

About the OpportunityThe Senior Business Audit Manager plays a pivotal role in overseeing internal audit functions within the N26 group, ensuring adherence to both professional and regulatory standards. This position involves crafting and executing a thorough, risk-based annual audit plan, managing the complete audit lifecycle to guarantee operational efficiency, compliance, and reliability. The role includes auditing both internal and outsourced processes, preparing comprehensive audit reports, and effectively communicating findings and action plans to management and relevant committees.Key ResponsibilitiesLead and conduct all internal audit activities across the N26 group, including external contractors.Develop and manage a comprehensive risk-based annual audit plan for various business functions, such as product development, customer operations, sales, marketing, and partnerships.Execute audits on all activities and processes, including outsourced operations, ensuring compliance with established professional and regulatory standards.Draft detailed internal audit reports focusing on specific boundaries and defined scopes.Regularly communicate audit results and agreed-upon actions to management and committees.Monitor the timely resolution of issues identified during audits.Engage in strategic projects while maintaining auditing independence and adhering to internal policies and procedures.Supervise and mentor junior auditors to promote high-quality output.

Role overview The Senior AI & Automation Manager at N26 shapes how the company uses artificial intelligence and automation. Based in Berlin, this position focuses on improving both internal processes and customer interactions. The role supports N26’s growth by finding and delivering smarter, more efficient ways to work. What you will do Lead projects that use AI and automation to streamline operations and enhance the customer experience Collaborate with teams across the company to design and launch practical solutions Contribute to setting the company’s direction for using new technologies to achieve business objectives

Join N26, a leading fintech company, as a Product Manager specializing in Data Governance and Analytics Engineering. In this role, you will be at the forefront of shaping data strategies that enhance our product offerings and drive business intelligence. You’ll collaborate with cross-functional teams to ensure data integrity, compliance, and analytics efficiency. Your expertise will be pivotal in guiding our data initiatives, optimizing processes, and delivering actionable insights that empower our stakeholders.

About the Opportunity The Senior Manager of Audit Operations will play a pivotal role in overseeing the operational policies and support processes of Internal Audit at N26. This position is key in ensuring the efficient operation and continual enhancement of reporting, data analytics, audit tools, and the overall audit function's organizational framework. The primary goal is to fortify the auditing function with a robust data foundation, dependable reporting, and a stable system landscape, while promoting transparency about audit activities and findings. In This Role, You Will: Audit Governance & Methodology: Assist in maintaining and evolving the operational framework of the Internal Audit function, including methodologies, operational standards, and governance processes. Audit Quality Assurance: Lead the Internal Audit Quality Assurance and Improvement Program. Audit Reporting: Prepare and consolidate quarterly and annual Internal Audit reports for senior management and governance bodies, incorporating analysis of audit coverage, findings, and remediation status. Audit Data Analytics: Design and execute data analyses to support audit activities, including trend analysis of findings and risk indicators. Audit Systems Administration: Manage and enhance the Internal Audit systems landscape, overseeing tools like Audimax and the Jira Audit project. Issue & Findings Monitoring: Supervise the tracking of audit findings and remediation measures, ensuring transparency and timely escalation of any delays. Audit Process Support: Assist auditors with operational aspects of the audit lifecycle, including reporting structures and data preparation. Stakeholder Coordination: Serve as the primary point of contact between Internal Audit, IT, and other control functions to streamline audit tools and reporting requirements. Continuous Improvement of Audit Operations: Identify and implement opportunities for enhancing efficiency, automation, and data-driven decision-making within Internal Audit operations.

Join Our Team as a Regulatory Reporting ManagerRemote Work Available in Germany or SpainThe N26 Regulatory Reporting Team is a vibrant group dedicated to accuracy and collaboration. Our primary goal is to ensure full compliance with regulations as we navigate the intricate landscape of various authorities.We are currently seeking a Regulatory Reporting Manager to bolster our team in Germany. If you are passionate about reporting and eager to make a significant contribution, we invite you to apply.Your ResponsibilitiesManage precise and timely reporting processes.Conduct plausibility checks, and oversee documentation for the regulatory reporting cycle.Prepare statistical and financial regulatory reports for N26 Bank and its Group.Improve the Reporting function to ensure effectiveness and compliance with all relevant regulations.Implement necessary reporting procedures due to regulatory amendments or product introductions.Act as the representative of the Reporting Team in cross-departmental collaborations.Drive the automation of reporting processes.Qualifications for SuccessA minimum of 5 years’ experience in banking, financial outsourcing, or within financial institutions.A degree in Business Administration, Business Engineering, or equivalent banking qualification with further education.Comprehensive knowledge of financial and banking regulations (CRR III, CRD VI, KWG), along with experience using regulatory reporting software.Familiarity with regulations concerning bank reporting and technical specifications.Experience in project management and establishing new processes.Strong sense of ownership and the ability to meet deadlines.Exceptional attention to detail and analytical capabilities.Organized thinker with excellent communication skills.Fluency in both German and English.What We OfferAccelerate your career by joining one of Europe’s most innovative disruptors .Comprehensive employee benefits including health insurance, flexible working hours, and more.

Join Our Team as a Data EngineerWe are on the lookout for a talented Data Engineer to become a vital part of our Data Experience Team in the Platform Engineering Domain.The mission of Platform Engineering is to deliver reliable, high-performing, and self-service platforms that empower our product teams to create 'the bank the world loves to use.' This team is tasked with designing and maintaining scalable, secure, and compliant infrastructure solutions that oversee our core database offerings and data storage capabilities. We are searching for an experienced Data Engineer who is passionate about exploring innovative platform solutions and eager to grow within a team that prioritizes creativity and mentorship. If you are someone whose expertise is matched by your curiosity, we would love to hear from you!Your ResponsibilitiesDevelop and Implement: Create and uphold platform solutions that enhance the dependability, security, and scalability of our Database Platform infrastructure.Operational Excellence: Utilize cloud infrastructure, networking, and CI/CD best practices to enhance our operational data storage solutions.Collaborate: Work alongside Product and Analytics Teams to ensure smooth orchestration, access, and metadata management.Knowledge Sharing: Engage in technical discussions and contribute to documentation, fostering an environment of transparency and ongoing learning.Execution: Contribute to the team’s roadmap by delivering high-quality code and making infrastructure improvements.Incident Response: Take part in on-call rotations and troubleshooting efforts to uphold a stable and predictable environment.Observability: Maintain and enhance observability solutions (including metrics, logging, and tracing) to meet platform SLOs and availability targets.

About the RoleN26 is seeking a Legal Operations Analyst to coordinate and manage administrative tasks within the Legal Team. You will review terms and conditions and prepare them for our website and other stakeholders. Your role includes optimizing internal processes and designing new processes where necessary. Additionally, you will assist in handling both litigation and non-litigation disputes by aiding in fact-finding efforts and engaging independently with other departments across the company. You will manage incoming correspondence and distribute it appropriately within the team. A key focus will also be supporting lawyers in researching general civil law issues and matters related to payment services framework law. Moreover, you will provide legal oversight for new features being offered in the N26 app and the launch of financial products, collaborating with both internal and external local counsel in our European markets on local legal matters.Your Responsibilities:You will work within our Legal Team, providing support on complex administrative issues.You will autonomously manage our General Terms and Conditions.You will assist in litigation and non-litigation disputes, processing information and providing initial legal assessments.You will develop new concepts and manage projects related to banking law and new financial market products.You will review statements in complaint proceedings.You will independently coordinate collaboration and communication with external legal advisors.

About the Role N26 is looking for an IT Operations Specialist to join the Endpoints Team in Berlin. This role focuses on keeping endpoint systems running smoothly, supporting users, and maintaining a secure IT environment. What You Will Do Monitor and manage endpoint systems to ensure reliable performance Support users with technical issues related to endpoints Contribute to the security and efficiency of IT infrastructure Work with the team to improve processes and introduce new solutions Location This position is based in Berlin.