Senior Java Backend Developer at Renmoney | Lagos

About UsAt Renmoney, we are at the forefront of financial technology, dedicated to crafting innovative solutions that enhance the financial landscape. Our offerings include Banking, Loans, Core Tech Platforms, and Card services, all powered by advanced backend systems that ensure reliability and scalability.We are committed to engineering excellence, focusin…

Join Renmoney as a Storekeeper, where you will oversee daily store operations, manage the receipt of supplies, maintain precise inventory records, and address any discrepancies. Your responsibilities will include updating inventory systems, packing and labeling products, and ensuring efficient distribution of materials.

Renmoney seeks a Receptionist in Lagos to welcome clients and visitors, creating a positive first impression. This role centers on front desk responsibilities, call handling, and maintaining a friendly office atmosphere. Main responsibilities Greet guests and clients on arrival Answer and direct incoming calls Schedule and coordinate appointments Facilitate communication between departments Keep the reception area tidy and presentable What you bring Professional and approachable attitude Strong organizational skills Ability to handle several tasks at once Clear communication in person and by phone This position is based in Lagos, Nigeria.

As a Credit Monitoring Analyst at Renmoney, you will play a crucial role in the financial wellness of our clients by meticulously analyzing credit data to ensure responsible lending practices.Your expertise will contribute to enhancing our risk assessment processes and support our mission to provide innovative financial solutions. This position is ideal for detail-oriented individuals who are passionate about data analysis and financial stability.

About RenmoneyAt Renmoney, our mission is to redefine financial services by making them accessible to everyone, especially those underserved in Nigeria. We provide innovative solutions including loans, savings, and fixed deposit options that empower our customers to reach their financial aspirations. Be a part of our journey to transform lives!The RoleWe are in search of a driven and experienced Territory Manager to lead and enhance sales efforts within a specified region. In this pivotal role, you will mentor a team of sales agents, formulate strategic sales initiatives, and ensure the achievement of sales targets while delivering exceptional customer experiences.Key Responsibilities Inspire, coach, and guide a team of Field Sales Agents to meet and exceed sales goals. Design and execute tailored sales strategies that align with the unique market dynamics of your territory. Assess and analyze sales performance data to pinpoint opportunities for enhancement. Build and nurture strong relationships with key clients and stakeholders. Conduct regular field visits to support the sales team and evaluate market trends. Collaborate effectively with marketing and product teams to ensure cohesive sales campaigns and product offerings. Generate regular reports detailing sales activities, trends, and forecasts.

Renmoney is looking for a Junior Business Analyst to join the team in Lagos. This position centers on supporting business operations by working with data and highlighting trends that influence company decisions. Key responsibilities Analyze business data from multiple sources to uncover useful information Identify patterns and trends that impact day-to-day operations Compile insights and develop recommendations to share with internal teams Location This role is based in Lagos, Nigeria.

About UsAt Renmoney, we are a dynamic and dedicated team on a mission to disrupt the financial landscape, ensuring financial inclusion for millions of underbanked individuals and small business owners throughout Nigeria. We specialize in providing loans, savings, and fixed deposit solutions that are tailor-made for our customers. Our vision is clear: to be the most user-friendly lending company, offering exceptional service at every touchpoint.Why Join Us? • You are passionate about technology and eager to learn in a fast-paced environment. • You have a keen eye for detail and take pride in delivering excellence. • You possess the ability to analyze extensive data sets and leverage intuition to drive informed decisions. • You are driven and ready to work efficiently to meet ambitious goals. • You are proactive in voicing your ideas, asking questions, and challenging the norm.Your RoleThis position is ideal for you if you have experience collaborating across diverse teams and engaging with various management levels to identify business needs, gather requirements, and work on analytics and reporting initiatives. A strong foundation in data warehousing or analysis is essential, along with advanced SQL skills to convert business inquiries into actionable insights.Key Responsibilities • Leverage data insights to identify and design potential revenue opportunities. • Develop and oversee interactive dashboards that convey crucial insights to management. • Execute data extraction, cleansing, and modeling tasks using Power BI. • Provide tailored reporting support for end users while maintaining Microsoft Power BI. • Cultivate strong relationships with key business stakeholders and offer valuable feedback on data analysis to support decision-making processes.

About Us At Renmoney, we are a technology-driven financial services provider dedicated to creating innovative solutions that facilitate seamless, secure, and reliable financial access. Our operations are powered by advanced infrastructure and a team of individuals who are passionate about tackling meaningful challenges for our customers every day.Join Us If You AreEnthusiastic about network security, cloud technologies, and high-availability systems.A detail-oriented individual who values precision in every task.A problem solver who enjoys overcoming complex technical challenges and enhancing systems.Curious and adaptable, ready to work with both on-premises and AWS cloud infrastructure.Role Overview As a Network Security Engineer (NSE), you will design, implement, maintain, and support the bank’s network infrastructure to guarantee high availability, robust security, and optimal performance. This role encompasses LAN, WAN, wireless networks, firewalls, and AWS cloud networking environments, ensuring reliable communication and connectivity across the organization.Key ResponsibilitiesDesign, configure, and deploy network solutions and services on AWS Cloud and on-premises environments (routers, switches, firewalls, wireless access points).Establish and manage LAN, WAN, and VPN connectivity to support business operations.Design and configure Amazon VPCs, subnets, route tables, and gateways.Implement secure connectivity solutions including AWS Direct Connect, Site-to-Site VPN, and Transit Gateway.Develop hybrid network architectures integrating on-premises and AWS environments.Configure and manage AWS NACLs, Security Groups, and AWS WAF.Monitor network performance using AWS CloudWatch, VPC Flow Logs, and other monitoring tools.Troubleshoot routing, connectivity, and latency issues in AWS environments.Manage IT networks and communication infrastructure to ensure high availability.Research, recommend, and implement upgrades and enhancements in network security architecture.Monitor, record, and analyze network security system activities, trends, and results.Report on metrics relevant to network security performance, with trending analysis for business growth.Develop and enforce IT standards for consistency and compliance (ISO 27001, PCI-DSS, etc.).Manage IT inventory and logs related to the function.QualificationsBachelor's degree in Electrical Engineering, Computer Engineering, Information Technology, Computer Science, or a related field.4–6 years of experience in designing, implementing, and managing corporate networks.Demonstrated experience with AWS networking services and cloud infrastructure.Cisco certification (CCNA/CCNP) is a plus.

Join our dynamic team at Renmoney as a Senior Sales Executive where you will play a pivotal role in driving our growth. Your primary responsibilities will include:Identifying and pursuing potential clients through comprehensive research, networking, and referrals.Delivering compelling sales presentations and meetings to effectively communicate our financial services.Fostering and nurturing strong relationships with clients to guarantee their satisfaction and loyalty.Consistently achieving and surpassing monthly and quarterly sales goals.Providing outstanding customer service by promptly addressing client inquiries and concerns.Collaborating with cross-functional teams to enhance our product offerings and improve client experiences.Maintaining detailed and accurate records of sales activities and client communications.Keeping abreast of market trends and competitor strategies to adjust sales tactics accordingly.

About Renmoney:Renmoney is a pioneering fintech enterprise in Nigeria, committed to revolutionizing financial inclusion through advanced lending, savings, and banking solutions. Leveraging state-of-the-art technology and analytical insights, we design outstanding user experiences that enable millions of individuals to attain their financial aspirations.Role Overview:As a Senior Product Designer at Renmoney, you will lead the design strategy and execution for our digital financial products, which encompass mobile applications, web platforms, and internal tools. Working in collaboration with Product Managers, Engineers, and key stakeholders, you will create intuitive, impactful designs that enhance customer satisfaction, drive product adoption (aiming for 20%+ growth in user engagement), and contribute significantly to our business success.Key Responsibilities:Oversee the comprehensive user experience and interface design for Renmoney's digital products and front-end channels, delivering solutions that enhance user acquisition, engagement, and retention.Collaborate with Product Managers and Engineers to convert business objectives into user-centric designs, consistently delivering high-impact product features.Conduct user research and usability testing, iterating based on insights to refine designs, targeting a 90%+ user satisfaction rate.Create wireframes, interactive prototypes, and pixel-perfect visual designs using tools such as Figma.Maintain and evolve our design system to guarantee consistency across platforms.Champion design thinking and user-first principles throughout the organization.Mentor junior designers, fostering their growth into confident contributors.Requirements:A Bachelor’s degree or equivalent in Design, Human-Computer Interaction (HCI), or a related discipline.5+ years of professional experience in product design or UX/UI, preferably within fintech, banking, or technology-driven sectors.A strong portfolio demonstrating digital/mobile design projects with measurable outcomes (e.g., enhanced conversion rates or user engagement).Proficiency in design tools such as Figma, Adobe XD, or Sketch.Demonstrated success in agile, cross-functional teams.Exceptional communication skills to effectively convey design rationale to diverse stakeholders.Skills & Competencies:Expertise in UX/UI principles, user research, and scalable design systems.Meticulous attention to detail, coupled with creative and analytical problem-solving abilities.Adept at balancing user needs, business goals, and technical feasibility.Strong leadership and mentorship capabilities to enhance team performance.Benefits:Be at the forefront of shaping the future of fintech in Nigeria with products that impact millions.

Company OverviewAt Renmoney, we are dedicated to enhancing financial inclusion for underserved individuals and small business owners across Nigeria. Our mission is to provide accessible financial solutions, including loans, savings, and fixed deposit accounts, tailored to meet the unique needs of our clients. Our innovative approach, combined with a strong commitment to customer satisfaction, enables us to forge meaningful connections and drive positive change in our communities.Position OverviewAs a Collections Agent at Renmoney, you will be integral to our operations by reaching out to customers regarding outstanding payments. Your responsibilities will include negotiating repayment plans and ensuring a positive customer experience throughout the collections process. Your clear and empathetic communication skills will be key in facilitating timely payments and fostering strong customer relationships.Key Responsibilities Engage with customers through phone, email, or in-person interactions to follow up on overdue accounts and negotiate repayment agreements. Inform customers about their account status and available payment options, ensuring transparency and understanding. Keep precise records of customer interactions, payment agreements, and follow-up actions within company systems. Deliver exceptional customer service while navigating sensitive financial discussions and addressing customer objections. Work collaboratively with the Collections team to develop strategies aimed at enhancing recovery rates and minimizing delinquency. Regularly report on progress to management and escalate critical issues as needed. Ensure compliance with all relevant laws and regulations pertaining to collections practices. RequirementsQualifications and Skills At least 1 year of experience in collections, customer service, or a related field. Demonstrated problem-solving abilities and a professional approach to handling objections. Exceptional verbal and written communication skills. Proficient in MS Office Suite and CRM systems. Ability to operate independently and collaboratively in a dynamic environment. Detail-oriented with strong organizational capabilities. A Bachelor’s degree in Finance, Business Administration, or a relevant field is preferred. BenefitsJoin us for a competitive salary and the opportunity to work alongside a talented team in an inspiring environment. We pride ourselves on our flat organizational structure that empowers employees to tackle complex, real-world challenges.

About UsAt Renmoney, we are an innovative financial institution dedicated to providing reliable financial solutions while prioritizing security, compliance, and operational excellence. As we embark on our digital transformation journey, we understand that effective IT governance and proactive risk management are vital components in building customer trust and driving business growth.Your FitIf you are a meticulous professional with a passion for safeguarding systems, data, and processes, you will excel in our structured environment. Your innate curiosity drives you to investigate, and you're dedicated to promoting transparency and accountability. Join us to grow your career in IT audit and play a pivotal role in enhancing digital operations through improved controls and processes.Position OverviewWe are seeking an experienced IT Auditor to evaluate, test, and enhance our IT control framework. You will assess our IT systems, infrastructures, applications, and processes to ensure compliance with applicable standards, policies, and regulations. Your insights and actionable recommendations will bolster security, efficiency, and governance across our digital ecosystem.This Role Is Ideal For You If You Enjoy conducting analyses of systems and processes to pinpoint risks, gaps, and vulnerabilities. Can balance attention to detail with a broader understanding of organizational objectives. Thrive in settings where accuracy, confidentiality, and integrity are paramount. Take pride in clearly and professionally documenting and communicating your findings. Are a collaborative team player who can also operate independently with minimal supervision. You May Not Enjoy This Role If You Dislike structured processes, compliance mandates, or extensive documentation. Are uncomfortable navigating both technical systems and engaging with non-technical stakeholders. Prefer a reactive approach over proactively identifying and addressing risks. Struggle to manage multiple projects, audits, and deadlines simultaneously. Key Responsibilities Oversee user access management for core banking applications and systems, ensuring timely onboarding of new users and disabling accounts for exited staff. Conduct regular reviews of system controls, operating procedures, communication security, backup strategies, disaster recovery, and system maintenance. Perform periodic risk assessments of IT infrastructure, encompassing threat analysis, enterprise security processes, and physical access controls. Evaluate the adequacy of system configurations, change management protocols, software development practices, and logical access controls. Collaborate effectively with internal teams, external auditors, regulators, and law enforcement on IT audit matters.

About UsAt Renmoney, we are on a mission to revolutionize the fintech landscape. We are currently seeking a talented QA Automation Engineer who will play a pivotal role in designing, developing, and scaling our automated testing frameworks across a diverse range of microservices.In this role, you will collaborate closely with backend developers, Site Reliability Engineers (SREs), and DevOps teams to ensure each software release is reliable, traceable, and efficient. Your expertise will help establish robust test automation standards, integrate testing seamlessly into CI/CD pipelines, and mentor fellow QA engineers in automation and performance best practices.Key ResponsibilitiesDesign and implement comprehensive automated testing frameworks for RESTful APIs, Kafka events, and user interface flows.Develop and maintain automated regression suites integrated with Jenkins and Bitbucket CI pipelines.Validate microservice interactions, including database, messaging (Kafka), and external integrations.Review and refactor existing manual test cases to ensure they are ready for automation.Work alongside SREs to incorporate performance and reliability testing into the CI/CD process.Monitor and visualize test results using Allure, Prometheus, and Grafana dashboards.Conduct root cause analysis utilizing logs, metrics, and tracing tools (ELK / Loki / CloudWatch).Guide and mentor other QA engineers on coding standards and automation best practices.Contribute to quality gates prior to user acceptance testing (UAT) and production deployments.

As a Network Cloud Engineer at Renmoney, you will play a pivotal role in maintaining secure and reliable computing platforms, servers, and networks. Your responsibilities include installing, maintaining, upgrading, and continuously enhancing our operating environment to ensure optimal performance and availability.Your focus will be on sustaining the reliability and efficiency of our infrastructure through proactive monitoring, incident response, and strategic growth planning. You will also oversee the operation and maintenance of our data center, ensuring that all systems function seamlessly.Key Responsibilities:Design, implement, and provide Level 2/3 support for switched, wireless, and remote access networks.Design, administer, and implement an Enterprise-Wide Area Network, including Cisco routers, Next Generation Firewalls, and Unified Threat Management systems.Manage the voice infrastructure and provide Level 2 support for all voice-related issues, advising on necessary system upgrades.Develop and maintain relationships with internet and voice service providers, promptly escalating issues during service failures and recommending capacity upgrades as needed.Oversee cloud-based infrastructure management on AWS, including EC2 Linux/Windows instances, images, snapshot backups, Software Defined Networking, and security control definitions.Facilitate cloud and on-premises network integration with partners and third-party service providers.Mitigate security risks to enterprise infrastructure and ensure compliance with best practices.Offer technical expertise to the Help Desk and collaborate with the legal team on Service Provider contract reviews.Conduct periodic health checks and work with project teams to identify infrastructure requirements.Complete any additional tasks as directed by the Head of Information Technology.

Who We AreAt Renmoney, we are dedicated to crafting and refining resilient internal systems and innovative long-term products that empower our core operations. Our work environment fosters a culture of structure, independence, and thoughtful engineering, while emphasizing the importance of ownership. We advocate for sustainable development practices that prioritize scalability and longevity over immediate results.About the RoleAs a Senior Full-Stack Engineer, you will be instrumental in the ongoing development, upkeep, and enhancement of our internal systems and tools. This position demands a proactive and seasoned developer who is meticulous, organized, and capable of working autonomously while taking complete ownership of technical decisions and feature implementations.Tech Stack· Backend technologies encompass PHP, the Laravel Framework, MySQL, and a Docker Sail development environment.· The current frontend stack utilizes React.js.Your Responsibilities· Develop, maintain, and enhance internal systems and long-term internal tools.· Take ownership of features, technical decisions, implementations, and testing processes.· Function independently as the primary developer while closely collaborating with the product team.· Ensure thorough, detailed, and well-structured implementations.· Adopt a product ownership mindset, thinking beyond mere code execution.

About UsAt Renmoney, we are a dedicated team committed to transforming the landscape of financial inclusion for millions of underserved individuals and small business owners throughout Nigeria. Our offerings include loans, savings accounts, and fixed deposit solutions tailored to enhance our customers' financial well-being. Our aspiration is to be the go-to lending company, renowned for our exceptional service and customer-centric approach.Why Join Us?If you're passionate about technology, results-driven, and eager for personal and professional growth while thriving in a dynamic environment, you will fit right in. We appreciate meticulous individuals who take pride in delivering excellence and are unafraid to set ambitious targets. We foster a culture of open dialogue, curiosity, and a proactive spirit to challenge conventional norms.The RoleWe are seeking a Learning and Development Specialist to play a crucial role in driving our organizational training initiatives. You will be tasked with researching industry trends, identifying training needs, designing innovative curriculum, and delivering exceptional training sessions both virtually and in-person, all aimed at enhancing staff performance and supporting our mission of customer empowerment and organizational growth.Key ResponsibilitiesConduct research on industry trends, best practices, and emerging technologies within the learning and development sector to ensure Renmoney remains a leader in employee training.Collaborate with department heads and stakeholders to assess training needs and identify skills gaps, conducting detailed needs assessments to create targeted learning solutions.Apply instructional design principles to develop engaging and impactful training programs that align with our organizational objectives.Facilitate interactive training sessions, utilizing diverse instructional methods and multimedia tools to enhance learning outcomes.Partner with HR and departmental managers to optimize staff performance through tailored training, coaching, and ongoing support.Work in conjunction with the HR team to ensure alignment of training initiatives with the company's strategic goals.Create detailed reports on the effectiveness of training initiatives, participant feedback, and learning outcomes, providing insights for continuous improvement.Deliver training in various formats, including classroom, virtual, and on-the-job training.

About UsAt Renmoney, we prioritize financial discipline, operational excellence, and data-driven decision-making. Our finance team collaborates closely with senior management and cross-functional leaders to provide insights that enhance performance across various regions and channels.Position OverviewThe Senior Associate in Financial Planning & Analysis (FP&A) is crucial for financial planning, budgeting, forecasting, and evaluating business performance. This role supports senior management by delivering data-driven insights, sophisticated financial modeling, and strategic recommendations aimed at refining business decisions. The FP&A Analyst works in conjunction with diverse teams to uphold financial discipline and operational effectiveness.Key ResponsibilitiesFinancial Planning & ForecastingPerform scenario and sensitivity analyses to aid long-term planning.Contribute to the annual budgeting and forecasting processes.Analyze discrepancies between actual results, budgets, and forecasts, providing actionable insights.Financial Reporting & AnalysisPrepare monthly, quarterly, and annual financial reports for management and stakeholders.Conduct profitability analyses across regions and channels.Identify trends, risks, and opportunities through financial and operational KPIs.Business Partnering & Decision SupportAct as the primary finance business partner to Regional Directors and Channel Heads, delivering timely and insightful financial analyses.Conduct rigorous profitability analyses to pinpoint high-value and underperforming regions and channels.Offer ad-hoc financial analyses to back strategic initiatives including pricing and cost optimization.Assess business cases for new projects, investments, or cost-saving opportunities.Process Improvement & SystemsStandardize reporting templates and analytical frameworks across all regions.Utilize SQL and BI tools like Power BI and Tableau to enhance reporting efficiency.Ensure the accuracy and integrity of data across financial systems.

About UsAt Renmoney, we are a finance-centric organization dedicated to meticulous financial planning, insightful performance analysis, and strategic support for the growth of our cards business. Our Financial Planning & Analysis (FP&A) team collaborates closely with senior leadership and various departments to enhance product profitability, optimize our portfolio, and promote sustainable growth through data-driven insights and rigorous financial management.Your RoleThe Senior Associate in FP&A is pivotal in steering our financial planning, budgeting, forecasting, and analysis of business performance. This role empowers senior management with data-centric insights, sophisticated financial models, and strategic recommendations aimed at refining our business decisions. You will work alongside cross-functional teams to uphold financial discipline and ensure operational excellence.Key ResponsibilitiesFinancial Modelling & Scenario Analysis: Develop and maintain comprehensive financial models for credit and debit cards to evaluate business performance. Conduct scenario analyses to support strategic long-term planning, and assist with M&A diligence and integration as needed.Financial Planning & Forecasting: Contribute to the annual budgeting process, encompassing revenue, expenses, and capital expenditures. Create and maintain rolling forecasts that adapt to evolving business conditions. Analyze variances between actual results, budgets, and forecasts, providing actionable insights.Business Partnering & Decision Support: Offer insights for product profitability and support portfolio management. Collaborate with department leaders to monitor performance against financial objectives, and provide ad-hoc financial analyses to facilitate strategic initiatives such as pricing strategies, cost optimization, and investments. Assess business cases for new projects and cost-saving opportunities.Financial Reporting & Analysis: Generate monthly, quarterly, and annual financial reports for management and stakeholders. Perform profitability analyses by business unit, product line, and region, while identifying trends, risks, and opportunities through various financial and operational KPIs.Process Improvement & Systems: Drive enhancements in financial planning processes through automation and the application of best practices. Utilize SQL and BI tools like Power BI and Tableau to elevate reporting efficiency and ensure data accuracy and integrity across financial systems.

Product Strategy & OwnershipLead the comprehensive product strategy for our bill payment and transfer solutions, encompassing:Purchases of airtime and mobile dataUtility payments (electricity, cable, internet, etc.)Bank transfers between accountsArticulate Renmoney's long-term vision for digital banking into a strategic roadmap for payment solutions.Establish how payment solutions facilitate:Daily interactions with customersIncrease in deposits and account utilizationOpportunities for cross-selling savings and lending productsIdentify and define unique value propositions for various customer segments, including individual consumers and small businesses.Payments Performance & Commercial OutcomesManage essential performance metrics for payment solutions, including:Transaction volumes and amountsSuccess vs. failure ratesRevenue generated from fees and commissionsCost associated with each transactionCollaborate closely with the Finance department to:Enhance transaction pricing and incentivesOversee partnership costs and profit marginsMonitor the effects of payments on account balancesDiscover ways to enhance unit economics while maintaining a positive customer experience.Execution & DeliveryDirect cross-departmental execution with:Engineering teams developing mobile, web, and backend systemsDesign teams focusing on user experienceOperations and Customer Support teams managing exceptions and disputesDraft comprehensive Product Requirement Documents detailing the project scope, significance, and success metrics.Prioritize initiatives based on their impact on customers, reliability, compliance, effort, and overall business value.Guarantee that payment and transfer processes are swift, user-friendly, and robust, even during peak demand periods.Reliability, Risk & ComplianceEnsure payment products comply with all relevant regulatory and operational standards, including:Guidelines set forth by the Central Bank of NigeriaRequirements from the Nigeria Inter-Bank Settlement SystemData protection regulations outlined in the Nigeria Data Protection RegulationCollaborate with Risk and Compliance teams to manage:Fraud risk mitigationResolution of transaction disputes and reversalsCustomer protection and error resolutionRepresent payment initiatives in the Product Governance Council, which oversees and approves product modifications.Partner & Ecosystem ManagementManage product partnerships with external stakeholders to enhance service offerings...

Join Renmoney as a Business Development Lead, where you will play a pivotal role in driving our growth and expanding our market presence. We are looking for a dynamic professional who can lead strategic initiatives, foster valuable partnerships, and contribute to our mission of providing accessible financial services. You will be working closely with cross-functional teams to identify new business opportunities and develop effective strategies to achieve our corporate goals.