Senior Credit Strategy Analyst

Join Zopa as a Senior Credit Strategy Analyst and be part of our innovative credit analytics team. You will develop risk models, conduct hypothesis testing, and monitor portfolio trends to enhance credit performance. Collaborate with cross-functional teams, including data science, product, and engineering, to create growth strategies, influence key strategic…

Legal & General seeks a Senior Credit Analyst to join the Reinsurance and Insurance division in London. This role centers on evaluating credit risk and influencing decisions that help protect clients’ financial security. Role overview The Senior Credit Analyst will focus on assessing credit risk across reinsurance and insurance portfolios. The position involves shaping credit decisions and supporting the company’s long-term financial commitments. Key responsibilities Evaluate credit risk for both reinsurance and insurance portfolios Provide clear, actionable insights to guide business choices Work closely with colleagues across departments to improve credit assessment practices Support compliance with relevant industry standards and internal policies Requirements Extensive experience in credit analysis, preferably within insurance or reinsurance Strong analytical abilities and effective communication skills Comfort working with colleagues from a range of business areas

About LendableLendable is on a mission to develop cutting-edge technology designed to empower individuals to access credit and save money effectively. As one of the UK's emerging fintech leaders, we have achieved remarkable milestones:Recognized as one of the UK’s newest unicorns with a dedicated team of over 700 professionals.Ranked among the fastest-growing technology companies in the UK.Achieved profitability since 2017.Supported by prestigious investors such as Balderton Capital and Goldman Sachs.Praised by customers, boasting exceptional ratings (4.9 out of 5 based on thousands of reviews on Trustpilot).We have revolutionized the Big Three consumer finance products—loans, credit cards, and car finance—enabling our customers to receive funds within minutes, not days.Our growth trajectory is impressive, with ambitious plans to penetrate the two largest Western markets, the UK and the US, where traditional banks offer outdated financial products and cumbersome processes.Join Us if You Want ToTake ownership across a diverse range of responsibilities, making impactful decisions from day one that influence Lendable's success.Collaborate with exceptional teams, known for their resourcefulness in problem-solving and innovation.Develop cutting-edge technology in-house, leveraging new data sources, machine learning, and AI to optimize our operations.About The RoleWe are seeking a detail-oriented Senior Credit Risk Analyst to drive meaningful enhancements in our consumer finance products within the UK or US markets. This position is perfect for an individual who is data-savvy, proficient in coding, and passionate about tackling complex challenges.As part of a collaborative and ambitious team, your contributions will directly influence strategic decisions and elevate our portfolio's performance.

We are seeking an experienced and strategic Senior Credit Analyst to join our team at Legal & General. In this pivotal role, you will leverage your expertise in reinsurance and insurance to assess creditworthiness and manage risk effectively. You will work closely with various departments to ensure that all credit-related decisions align with our organizational objectives and regulatory requirements.

Role Overview:Join the dynamic team at Brook Green Supply, a leading independent B2B energy supply company based in London. As a Senior Credit Risk Analyst, you will be part of a seasoned team committed to fostering growth and success within the energy sector. This role presents an excellent opportunity for a motivated and adaptable professional looking to advance their career in an innovative environment.In this pivotal position within the Credit Risk team under the Commercial department, you will collaborate with internal account managers, coordinators, and trading desk members, as well as external clients and credit stakeholders. Your focus will be on evaluating data and contracts, managing counterparty credit risks associated with physical power and gas supply, and supporting sustainable business growth through effective credit management practices.Your responsibilities will include managing complex credit exposures and collateral arrangements, and shaping reporting and risk-mitigation frameworks to enhance overall operational efficiency.

m-kopa is hiring a Senior Analyst - Credit Risk & Eligibility in London. This position centers on analyzing credit risk and evaluating eligibility for the company’s financial products. Role overview This role focuses on assessing credit risk and supporting the development of credit assessment processes. The Senior Analyst will help refine how eligibility is determined, contributing to improvements that support m-kopa’s goal of expanding access to financial solutions. Key responsibilities Analyze credit risk for a range of financial products. Evaluate eligibility criteria and recommend process enhancements. Support ongoing improvements in credit assessment methods. Impact This work directly supports m-kopa’s mission to provide financial access in underserved markets. The Senior Analyst’s insights will help shape the company’s future approach to credit risk and eligibility.

About LendableLendable is dedicated to revolutionizing financial technology, aiming to provide individuals with efficient credit solutions and substantial savings opportunities. As one of the UK's prominent fintech success stories, we are proud to have:Achieved unicorn status with a talented team of over 700 professionals.Established ourselves among the fastest-growing tech companies in the UK.Maintained profitability since 2017.Received backing from esteemed investors such as Balderton Capital and Goldman Sachs.Earned high customer satisfaction ratings, boasting a 4.9 rating on Trustpilot.We have successfully redesigned the three major consumer finance products: loans, credit cards, and car finance, ensuring that our customers receive funds within minutes instead of days.Our rapid growth continues as we set our sights on the largest Western markets (UK and US), aiming to disrupt traditional banking systems with our innovative solutions.Join Us If You Want ToTake ownership of significant projects from day one, making impactful decisions that steer the success of Lendable.Collaborate with a team of exceptional individuals who are committed to problem-solving and innovation.Develop cutting-edge technology in-house, leveraging new data sources, machine learning, and AI to streamline processes.About the RoleWe are seeking a data-driven Credit & Commercial Senior Analyst to spearhead our commercial and pricing strategy within the motor finance team (Autolend). This role is ideal for someone passionate about utilizing analytical skills to enhance our business operations and optimize funnel performance, all while ensuring a robust portfolio return.You will have the authority to lead our commercial strategy initiatives and a wide scope to establish and refine our pricing mechanisms to achieve our business goals.

Join Our Team as a Graduate Credit Analyst!At iwoca, we are experiencing rapid growth, and with an increasing number of customers comes the need for more credit decisions. Our dedicated team of 50 analysts is expanding, and we are on the lookout for motivated individuals to evaluate our clients promptly, fairly, and accurately.About iwocaIn the fast-paced world of small businesses, opportunities can arise and cash flow challenges can emerge suddenly. To thrive and expand, SMEs require financing that is as agile and responsive as they are.That’s why we created iwoca. Our innovative technology, expertise in data science, and exceptional customer service empower business owners to act decisively and confidently, precisely when they need to.We have already facilitated funding for over 100,000 businesses, providing more than £4 billion in financing. Our passionate team is motivated to help even more SMEs flourish by offering access to superior financial solutions and services that simplify business operations. Our ultimate goal is to support one million SMEs at their pivotal moments, creating a lasting positive impact on their communities and economies.Our Company CultureAs we expand rapidly across our offices in London, Leeds, Frankfurt, and Berlin, we seek individuals eager to learn on the job and take the lead on projects, knowing that their contributions will affect thousands of small businesses.Your RoleAs a Graduate Credit Analyst, you will play a crucial role in making lending decisions for SMEs throughout the UK that approach iwoca.Your responsibilities will include:Evaluating credit data, financial statements, and various data sources to assess the risk level associated with lending.Conducting comprehensive due diligence to verify the affordability of credit in accordance with our internal policies.Gaining a thorough understanding of and accurately capturing the specific revenue and risk factors affecting SMEs.Being entrusted with the responsibility to make informed lending decisions.Enhancing our underwriting framework by delivering consistent, high-quality lending decisions to facilitate better, faster, and fairer outcomes.Effectively communicating with our Account Management teams to ensure customer needs are addressed.

Senior Strategy Analyst for iwocaPayJoin us in a hybrid role based in London.We are seeking a Senior Strategy Analyst to bolster our iwocaPay team, with an emphasis on Seller Acquisition and Activation.At iwocaPay, sellers leverage our platform to provide innovative trade credit and buy-now-pay-later solutions to their business clients. These sellers are integral to our mission: we depend on them to introduce iwocaPay to their customers, who then utilize our services to manage their expenses, enhance cash flow, and boost operational flexibility.We are searching for a strategic analyst who embodies a 'doer' mentality: someone adept at transforming complex data into actionable insights, capable of managing the data pipeline independently, and possessing a collaborative spirit that encourages smarter, quicker decision-making.About iwocaEnvision a world where every small business has the opportunity to flourish. This is the vision we are crafting at iwoca. Small businesses are more than mere statistics; they are the lifeblood of our communities, the essence of our high streets, and the driving force of our economy. Since our inception in 2012, we have transformed the way these enterprises access finance, streamlining a previously tedious process into something extraordinary: financing that is rapid, adaptable, and truly supportive of contemporary business needs.Our achievements are evident: we've disbursed billions in funding to over 150,000 businesses across Europe, establishing ourselves as one of the continent's premier fintech innovators. However, this is just the beginning. Our aim? To empower one million businesses with the financial tools they rightfully deserve.We combine state-of-the-art technology and data analytics with genuine human empathy to transform finance from a barrier into a superpower. Whether a business is navigating cash flow challenges or seizing unexpected opportunities, we ensure they receive the funds they require—often within minutes.The iwocaPay TeamiwocaPay features a vibrant, rapidly expanding team of 40, divided into four squads. The Seller Activation Squad is a cross-functional team responsible for seller onboarding, from the initial presentation of iwocaPay to new sellers to their integration within sales channels.The squad’s work is heavily data-driven, supported by a dedicated Data and Analytics function that guarantees data accessibility and integrity. The analyst in this role will serve as the primary data partner, collaborating daily with the product manager, engineers, and designers. This vital partnership will also support our sales, marketing, and account management teams, linking the squad’s initiatives to the broader business objectives.

About LendableLendable is dedicated to revolutionizing the way individuals access credit and save money. As one of the premier fintech companies globally, we are proud to have made significant strides:Recognized as one of the UK’s emerging unicorns, with a dynamic team of over 700 professionals.Ranked among the fastest-growing technology firms in the UK.Achieved profitability since 2017.Supported by renowned investors such as Balderton Capital and Goldman Sachs.Highly rated by customers with outstanding reviews (4.9 from tens of thousands of reviews on Trustpilot).To date, we have reimagined the major consumer finance products: loans, credit cards, and car financing. Our processes allow customers to receive funds in minutes rather than days.As we expand rapidly, our sights are set on the two largest Western markets (the UK and US), where trillions in financial products are managed by large banks with outdated systems and cumbersome processes.Join Us If You Want ToTake ownership of diverse responsibilities. You will be empowered to make impactful decisions from day one.Collaborate with small teams of exceptional individuals who are resourceful and keen on finding innovative solutions to complex problems.Develop cutting-edge technology in-house by leveraging new data sources, machine learning, and artificial intelligence to optimize operations.About the RoleThis is a 10-week internship program starting from June 30Salary - £48,000 (annual)We are seeking a highly analytical student with a passion for problem-solving to apply your skills in a startup environment and significantly impact our operations.

Role Overview:Join Brook Green Supply, an independent B2B energy supplier, where you’ll collaborate with a seasoned team dedicated to excellence in the energy sector. This position offers a remarkable chance for a motivated and adaptable individual eager to grow in a vibrant environment that values personal development and career progression.Key Responsibilities:Conduct thorough credit assessments utilizing quantitative and qualitative data, manage credit insurance requests, and perform regular credit limit evaluations.Develop proactive strategies for credit risk mitigation, including securing alternative collateral forms.Oversee the management and renewal of collateral arrangements, ensuring compliance with approved limits.Communicate credit decisions effectively to internal stakeholders, offering constructive feedback and requesting necessary information for ongoing assessment.Analyze macroeconomic trends and sector developments to evaluate potential impacts on counterparty risk.Assist in enhancing credit risk policies, data validation processes, and overall procedural improvements.Support the creation of risk models, KPIs, and performance dashboards.Engage in special projects and analyses as directed by management.

Role OverviewEnhance the Group’s credit and counterparty risk frameworks through thorough credit analysis, vigilant portfolio oversight, and data-driven management information (MI), facilitating sound limit governance and proactive insights across various entities.Key ResponsibilitiesCredit Analysis & Reviews: Spearhead assessments of counterparties and clients; maintain detailed credit memorandums and conduct regular reviews; monitor evolving conditions and ensure timely follow-ups.Exposure, Concentration & Limits Monitoring: Generate and analyze insights on credit exposures, limit usage, concentration levels, and exceptions; recommend escalations supported by thorough analysis.Credit MI & Dashboards: Develop and oversee comprehensive credit reporting packages (including trend commentary, watchlists, and change drivers); collaborate with Quant/Data Engineers for automation and standardization.Stress/Scenario Inputs: Provide input for credit-focused scenarios, conduct sensitivity analyses, and investigate significant changes.Data Discipline: Ensure consistent definitions of exposure measures, limit logic, and entity mapping; document any methodological changes.Governance Support: Prepare materials for ALCO and credit governance meetings, ensuring clear tracking of actions and closure evidence.Key DeliverablesCredit watchlist and periodic review timetableCredit exposure and limits management information with narrative and exceptionsCredit memorandums and review notes along with a conditions trackerAutomated credit dashboards (where feasible) and definitions documentationSuccess MetricsImproved quality of assessment-driven credit decisions with robust evidenceMinimized limit surprises; enhanced early-warning capabilitiesReduced manual reporting; improved data consistency across entitiesBenefitsCompetitive salary, Annual bonus, Private medical coverage

About LendableLendable is dedicated to creating the world’s most innovative technology to empower individuals in obtaining credit and maximizing savings. We are rapidly establishing ourselves as a leading fintech company with remarkable achievements:Recognized as one of the UK’s emerging unicorns with a dedicated team of over 700 professionalsAmong the fastest-growing technology firms in the UKAchieved profitability since 2017Supported by esteemed investors including Balderton Capital and Goldman SachsHighly rated by customers with exceptional reviews (4.9 across thousands of reviews on Trustpilot)We have successfully redesigned the three primary consumer finance products: loans, credit cards, and car finance. Our mission is to deliver funds to our customers in minutes rather than days.As we continue to expand, we are targeting the two largest Western markets (the UK and US), where trillions of dollars in financial products reside with traditional banks using outdated systems and cumbersome processes.Why Join Us?Take charge of a wide range of responsibilities. From your first day, you will be entrusted with making impactful decisions that steer Lendable’s growth and success.Collaborate with exceptional teams of resourceful individuals who are committed to solving challenges and discovering innovative solutions that surpass conventional methods.Develop cutting-edge technology in-house, leveraging new data sources, machine learning, and AI to automate processes and enhance efficiency.Role OverviewLendable is transforming the credit card landscape by making financial tools accessible and user-friendly. Our Mobile-App-first credit card empowers customers to enhance their credit scores while fulfilling their spending and borrowing needs sustainably.We are in search of a data-driven, commercially savvy Senior Strategy Analyst to help us accelerate product growth and scale. This role requires addressing high-impact business challenges across various disciplines.

Company MissionOur mission is to provide global access to exceptional products by empowering outstanding businesses to achieve their growth potential. About WayflyerIn today's fast-paced world, small and medium-sized businesses (SMBs) require a financing partner that can match their growth ambitions. Traditional funding sources can be slow and inaccessible, which is why we created Wayflyer.Our innovative technology enables us to evaluate businesses within minutes, generate tailored financing options that align with their growth potential, and disburse funds in as little as 24 hours.Since our inception in April 2020, we have successfully deployed over $5 billion to thousands of brands globally, supported by leading financial institutions like J.P. Morgan. We have become a reliable financing partner for remarkable brands, including True Classic, Little Words Project, and Kekoa Foods.At Wayflyer, our teams are genuinely cross-functional. You will collaborate with ambitious colleagues from around the globe, all working together to seize a significant opportunity. Watch this video to hear directly from our team members. Culture & Values at WayflyerWe pride ourselves on being sound individuals, exceptional operators, and ambitious overachievers. Together, we uphold integrity, creativity, and bold optimism to achieve outstanding results. For more information, please visit our website. Your Role Overview: Key contributions you will make to the teamConduct comprehensive analysis of financial and non-financial data of both new and existing customers to gain insights into their business operations.Identify and assess the risks associated with operating an eCommerce business and with Wayflyer's funding support for such entities.Facilitate and assist in coordinating regular discussions with our customers to deepen our understanding of their business needs and funding objectives.Collaborate closely with management to develop and implement necessary strategies for business growth.

About 9fin 9fin builds an AI-driven platform for the global debt markets, a sector valued at over $145 trillion. The company addresses challenges like scattered data, reliance on PDFs, and outdated manual processes by bringing together proprietary credit data, detailed analysis, and essential workflows in one place. More than 300 institutions worldwide use 9fin, including major banks, asset managers, private equity firms, law practices, and advisory groups. The company is expanding rapidly, especially in the US, and maintains high client retention through strong workflow integration. With growing demand and a product that fits market needs, 9fin aims to become the central platform for debt markets worldwide. Role Overview: Credit Analyst (London) The Credit Analyst role at 9fin covers a range of responsibilities: Analyze private company earnings, financial updates, and new deals as a generalist or sector specialist. Produce thematic research, trend reports, and sector-specific analysis. Use AI and business intelligence tools to automate workflows and enhance credit analysis. 9fin offers a generous budget for AI tools that match your expertise and improve your work. Build and maintain relationships with buyside investors and advisors to gather market insights. Support clients with questions about the platform and provide insights. Work closely with the product team to collect feedback and help shape improvements to the 9fin platform. What We Look For At least 2 years of experience in high-yield or leveraged finance markets, whether from the sell-side, buy-side, or a research firm. Strong communication skills, both written and verbal, with attention to detail.

At Kroo Lending, we empower our customers to achieve their life milestones through responsible borrowing. Whether it’s acquiring a cargo bike for family commutes or replacing an aging boiler, our mission is to provide the support needed for both joyful and practical purchases. Our focus on credit analytics, decision-making, and operational efficiency is central to our ability to offer tailored lending solutions and sustainably grow our business. We have successfully introduced familiar products like overdrafts and unsecured personal loans, and we're excited to scale these offerings.As a bank and a startup, Kroo blends the best of both worlds to create trusted and beloved financial products. Our goal is to enhance the relationship individuals have with their finances, ultimately granting them greater independence and control.The Credit Risk Analyst plays a key role in assessing credit risk, contributing to lending decisions, and monitoring the performance of our unsecured loan portfolio. This position merges fundamental credit risk principles with data-driven analysis, enabling fair, sustainable, and scalable lending in a digital-first environment.Your Contributions:Assist in the development and continuous improvement of credit decisioning rules, scorecards, and underwriting processes aligned with the Bank's risk appetite and strategic objectives.Analyze decisioning engine performance and contribute to the refinement of scorecards, rules, and affordability models.Collaborate with data and product teams to test new data sources and models, including engaging in controlled experiments such as A/B testing.Support pricing analysis by monitoring lending offer performance across various customer segments.Participate in affordability assessments, leveraging Open Banking data to gain insights into customer circumstances and identify potential vulnerability indicators.Monitor key portfolio performance metrics such as arrears, delinquency trends, and cohort behavior, identifying insights and potential risks.Assist in updating credit policies, procedures, and risk appetite frameworks within the lending team.Provide input into product and customer journey enhancements, ensuring credit risk factors are adequately reflected.Contribute to the continuous enhancement of digital onboarding and underwriting processes through data analysis and user feedback.

Role overview Wise is looking for a Senior Credit Risk Manager to lead credit risk assessment strategies in London. This role shapes how Wise manages credit risk and strengthens the company’s risk management practices. What you will do Analyze credit data to identify trends and potential risks Develop and refine risk models for Wise’s credit portfolio Guide initiatives that improve the credit risk framework Work closely with teams across the business to share insights and support decision making Help shape credit policies and risk management approaches What we’re looking for Strong analytical skills with experience working with complex datasets Ability to communicate clearly with cross-functional teams Proactive approach to identifying and managing credit risk Experience developing credit risk models and strategies

About Charlotte Tilbury BeautyFounded by the acclaimed British makeup artist and beauty visionary Charlotte Tilbury MBE in 2013, Charlotte Tilbury Beauty has transformed the global beauty landscape by making makeup accessible and enjoyable for everyone. Our innovative, user-friendly product range has made gifting and choosing makeup a delightful experience. Today, we continue to break records across various markets and categories, scaling our brand at an impressive pace.Over the past decade, Charlotte Tilbury Beauty has achieved remarkable growth, becoming one of the most talked-about brands in the beauty industry and beyond. Our presence spans over 50 markets globally, supported by a passionate team of over 2,300 employees who contribute to our success.As a truly global business, Charlotte Tilbury Beauty drives market-leading growth through innovative retail strategies and product launches powered by cutting-edge technology. Our internal culture values challenge, creativity, teamwork, and the sharing of our magical experiences. As we continue to grow, we are always on the lookout for extraordinary talent ready to contribute to our limitless ambitions.About the RoleWe are seeking a dedicated Treasury and Credit Analyst to join our expanding Group Finance team. In this pivotal role, you will support the Treasury and Credit Manager to ensure the smooth operation of treasury and credit functions at Charlotte Tilbury. Your key responsibilities will include assisting with cash management, credit analysis, and financial reporting. You will collaborate closely with the Treasury and Credit Manager to monitor cash flow, manage credit risk, and assist in developing and implementing financial strategies. Strong analytical skills, attention to detail, and a collaborative mindset are essential for success in this fast-paced environment. This position is offered on a 12-month fixed-term contract.Key ResponsibilitiesCash Flow Management, Forecasting, and Reporting:Monitor daily cash balances across pooled and non-pooled bank accounts, escalating any unusual balances or transactions.Prepare and analyze the Group's weekly actual cash report and rolling cash flow forecast across multiple entities and currencies.Actualize and maintain forecast inputs for the Group Cash flow model, ensuring accurate and updated data in collaboration with internal functions.Cash Pooling and Payment Planning:Collaborate with the Group Financial Shared Services team to align on funding requirements across pooled and non-pooled currencies, and propose funding recommendations that include foreign exchange transactions.

Hello! We are Fever, the premier technology platform for cultural and live entertainment.Our mission is to democratize access to culture and entertainment. Through our innovative technology and data-driven strategies, we are reshaping how individuals engage with live entertainment. Every month, our platform captivates over 300 million people across more than 40 countries, enabling them to discover unforgettable experiences while empowering event creators with our insights and technology to help them scale and innovate their events to attract new audiences.Our achievements include collaborations with industry giants like Netflix, F.C. Barcelona, and Primavera Sound, as well as hosting internationally recognized experiences, supported by prominent global investors! Impressive, right?To fulfill our mission, we seek proactive individuals with a hands-on approach who are excited to help shape the future of entertainment!Are you ready to be part of this exciting journey?Now, let’s delve into this role and your contributions to help realize Fever’s vision.About the TeamThe Growth team drives the Fever business strategy across all markets, ensuring our events meet performance expectations while accelerating growth worldwide.Our strategies are rooted in data insights from top to bottom, allowing us to fully comprehend the Fever business model and leverage it to collaborate effectively with all teams to guide our business in the right direction.

Start Date: Immediate Location: London The Role: As a Graduate Analyst on AlphaSights’ Strategy & Analytics team, you will be pivotal in empowering senior leadership to make informed, data-driven decisions that propel the company's growth. You will significantly contribute to AlphaSights’ strategic initiatives by applying data-driven performance metrics and analytical insights to guide decision-making. This position offers the opportunity to leverage your problem-solving, quantitative analysis, and communication skills to influence AlphaSights’ future commercial and operational strategies. While based in London, you will collaborate with colleagues from various regions and functions to implement strategic projects. This role is a fantastic opportunity for driven individuals eager to build a versatile skill set in strategy and analytics while learning from peers with backgrounds in management consulting, corporate strategy, and data analytics.