Senior Product Analyst - Fraud Risk

Join Wise as a Senior Product Analyst specializing in Fraud Risk, where you will play a key role in driving the development of innovative solutions to combat fraud. You will analyze complex datasets, develop insights, and collaborate with cross-functional teams to enhance our fraud detection capabilities.

Join Shawbrook Bank as a Senior Manager in Fraud Risk Management, where you will lead initiatives to identify and mitigate fraud risks across our operations. You will collaborate with cross-functional teams to enhance our risk management framework and ensure compliance with regulatory standards.Your expertise will drive the development of innovative strategies to protect our customers and the bank from emerging threats. If you are passionate about risk management and have a track record of implementing effective fraud prevention measures, we want to hear from you!

Join Our Team at AirwallexAirwallex is a pioneering global payments and financial platform designed specifically for businesses that operate on a worldwide scale. Utilizing our innovative blend of proprietary technology and software solutions, we support over 200,000 enterprises globally—including notable names like Brex, Rippling, Navan, Qantas, and SHEIN—with seamless integration for managing business accounts, payments, spend management, treasury, and embedded finance on an international level.Founded in Melbourne, our organization consists of over 2,000 talented professionals across 26 international offices. With a valuation of US$8 billion and strong backing from industry leaders such as T. Rowe Price, Visa, Mastercard, and Sequoia, Airwallex is at the forefront of creating the future of global financial services. If you are prepared to embark on the most impactful journey of your career, we invite you to join us.What We ValueWe seek innovative builders who possess a founder-like spirit and are eager to create a meaningful impact. You should bring a wealth of relevant expertise, strong analytical skills, and a passion for our mission and operating principles. Your ability to act swiftly with sound judgment, coupled with an insatiable curiosity, will enable you to approach challenges from first principles, effectively balancing speed and thoroughness.We value humility and collaboration, turning innovative concepts into tangible products and ensuring execution from start to finish. Leverage AI to enhance your efficiency and expedite problem-solving. At Airwallex, you will confront intricate, high-stakes challenges alongside exceptional colleagues, while advancing your career in shaping the future of global banking.About the TeamThe Legal, Risk & Compliance (LRC) team at Airwallex is a dynamic group of legal and risk management experts dedicated to protecting the integrity of our operations. We foster a culture of compliance and ethical practices, ensuring responsible navigation of the global financial landscape. Our team offers specialized guidance and proactive support throughout the organization, focusing on identifying, mitigating, and managing legal and financial risks to facilitate sustainable growth.Key ResponsibilitiesAs the Senior Manager for Fraud Risk, you will act as a subject matter expert in fraud risk management within the Second Line of Defense risk team, reporting directly to the Director of Fraud Risk. You will lead initiatives aimed at identifying and mitigating fraud risks across our operations, ensuring robust compliance and integrity in our practices.

At Kriya, we revolutionize financial services with our innovative suite of tools that ensure businesses have seamless access to payments, credit, and working capital. Our solutions provide frictionless integrations and immediate credit decisions, empowering companies to thrive.Since our inception in 2011, we have successfully facilitated over £28 billion in B2B payments and granted more than £3.7 billion in credit through our business loans and working capital solutions. We pride ourselves on our extensive network of strategic partners, including Barclays Bank, Stripe, Halfords, and the British Business Bank, and continue to attract support from esteemed investors like Northzone, Barclays Bank, and Mouro Capital, a subsidiary of Santander Bank.About the PositionWe are in search of a dynamic and experienced Head of Risk to join our executive team, responsible for the comprehensive risk strategy and its implementation across the organization. This pivotal role reports directly to the CEO and holds significant visibility within the company.As the Head of Risk, you will spearhead the formulation and execution of Kriya’s enterprise-wide risk framework, collaborating closely with the Commercial, Product, Data, Finance, and Legal departments. You will manage the entire credit lifecycle—from analytics and underwriting to compliance and collections—while leading a high-performing risk team. Additionally, you will drive the integration of AI and advanced risk analytics within the risk function.This is an exceptional opportunity to influence the future of embedded finance and digital lending at a rapidly growing company.Key ResponsibilitiesFormulate and direct Kriya’s risk strategy across all business sectors, products, and geographical regions.Act as a primary advisor to the CEO and Board on risk appetite, governance, and portfolio management.Recruit, develop, and mentor a high-performing Risk team (initially comprising 8 members).Oversee collections strategies and recovery workflows, ensuring they are efficient and customer-focused.Qualifications7-10 years of experience in debt capital markets, structured finance, or corporate banking, with a proven track record in leading complex credit transactions.A degree in a STEM field, demonstrating strong analytical and decision-making skills.Located in London or willing to relocate to London.Experience in managing intricate underwriting and deal structuring processes.Exemplified leadership in various facets of risk management.Ability to construct and oversee diversified portfolios while maximizing risk-adjusted returns.Advanced analytical capabilities including financial modeling, large-data analysis, and critical credit evaluation.Strong communication and conflict resolution skills.Interest or experience in utilizing AI tools.

The RoleJoin us as a Principal Product Manager for our Transaction Fraud product area within the Risk Applications tribe. This is a pivotal individual contributor role where you will have significant commercial accountability, overseeing business outcomes in your domain, not merely focusing on delivery.You will collaborate within a dedicated squad alongside an engineering manager and engineers. As the PPM, you will be the senior partner in product decisions, owning customer requirements, competitive context, and commercial logic. Your engineering counterpart will manage architecture, sizing, and implementation. In Risk Apps, the PPM is responsible for setting the product specification.Transaction Fraud is a new initiative for ComplyAdvantage, strategically positioned at the intersection of our compliance intelligence capabilities—such as the intelligence graph, entity resolution, sanctions, and adverse media data—and real-time transaction decision-making. Your mission is to leverage this unique advantage to develop a product that stands out in the market.Operating within a structured product operating model with clear decision rights, you will translate the product vision set by the CPTO and the tribe-level roadmap established by the Product Director into actionable plans with measurable returns. Each squad represents a substantial investment, and you are expected to make informed product decisions that weigh the required investment against the commercial returns of specific product choices. If you have experience in organizations where product management is both disciplined and commercially accountable, you will thrive in this environment. If you seek a role with complete strategic autonomy and no governance framework, this position may not be suitable for you.What You Will DoOwn fraud as a product area with a GM mindset. Understand the competitive landscape, know the buyer, and be accountable for the product's commercial success. Frame decisions based on return on investment rather than just feature lists.Build for a specific market. Transaction fraud in financial institutions is distinct from generic fraud prevention. You must comprehend the relationship between transaction monitoring (regulatory obligation) and fraud detection (financial loss prevention), real-time decisioning requirements, the regulatory landscape (PSD2 SCA, APP fraud liability, UK reimbursement rules), and how our existing data assets provide differentiation. We require deep domain expertise, not generalists learning fraud on the job.Engage directly with customers and prospects. You will be the product voice in fraud discussions with customers...

At Trustpilot, we are on an exciting journey as a profitable, high-growth FTSE-250 company with a bold vision: to be the universal symbol of trust. We operate the largest independent consumer review platform globally, and while we've achieved significant milestones, there's much more exhilarating work ahead. Join us at the forefront of trust!We are in search of an inquisitive and analytical Fraud Detection Analyst to become part of our global Fraud & Investigations team. In this role, you will analyze data, identify trends, and formulate detection rules that play a crucial role in preventing fraud, thereby protecting consumers, businesses, and the integrity of our platform.You'll tackle complex and often ambiguous challenges in the dynamic landscape of online trust. If you are passionate about problem-solving, delving into data, and making a significant impact, this is your opportunity.Joining a collaborative and inquisitive team that values transparency, fairness, and humor, you will contribute to the broader Trust & Transparency team, driving change across the organization and helping us achieve our vision of being the online symbol of trust.Key Responsibilities:Analyze fraud patterns and develop a comprehensive understanding of fraudulent behavior on our platform using SQL, Google BigQuery, and Google Looker.Create rules based on your analysis to mitigate fraudulent activities across our platform.Investigate escalated cases related to potential misuse of our platform and support media, legal, and customer inquiries.Collaborate with data science experts to enhance our technological and procedural methods for identifying fraud.Work closely with engineering teams to improve internal tools and databases that bolster our fraud prevention efforts.Serve as a key resource for other departments by analyzing customer and reviewer behavior on the platform.Communicate findings from analyses and investigations to various stakeholders across the department and the wider company.Report directly to our Lead Fraud & Investigation Analyst.

Trainline connects millions of travelers with rail and coach tickets, offering a range of options through its app, website, and B2B channels. With a focus on making travel simpler and more sustainable, Trainline partners with over 270 transport companies in 40 countries. The company processes more than 135 million visits monthly and handles £6.3 billion in ticket sales each year. Headquartered in London and present in major European cities, Trainline's team includes more than 1,000 people from 50+ nationalities. The Security team works to strengthen risk management as technology and AI risks change. Collaboration with teams across the business helps keep systems and data secure. Role overview The Senior Information Security Risk Analyst, based in London and reporting to the GRC Manager, will play a key role in advancing Trainline’s security risk management program. This position focuses on addressing both established and emerging risks, particularly those related to AI and cloud technologies. What you will do Manage information security risks, including traditional cyber threats and AI-specific risks such as data quality and model bias. Align risk management activities with Trainline’s business risk appetite. Work with Engineering, Data Science, Legal, and Internal Audit teams to maintain a broad perspective on information, cyber, and AI risks. Promote strong risk governance in a cloud-first, AI-driven environment. Conduct risk assessments for both existing and new AI use cases. Collaboration This role requires frequent interaction with both technical and business teams. The aim is to make sure risk management practices are practical and integrated into daily operations.

At Zopa, we're on a mission to reshape the financial landscape, and we need a Senior Fraud Analyst to join our dynamic Fraud Analytics team. In this pivotal role, you will leverage your analytical expertise and keen judgment to combat fraud, ensuring the safety of our customers and our business. You will independently conduct in-depth fraud analyses, support incident responses, and serve as a senior analytical resource within our team. Your contributions will directly influence real-time and strategic decision-making processes, propelling Zopa forward in our commitment to innovation in finance.

Join our dynamic team at Duffel as a Fraud Analyst in London, where you will play a crucial role in identifying and preventing fraudulent activities. Your keen analytical skills will be essential in assessing risks and implementing effective strategies to safeguard our operations. If you are passionate about leveraging technology and data analysis to combat fraud, we want to hear from you!

m-kopa is hiring a Senior Analyst - Credit Risk & Eligibility in London. This position centers on analyzing credit risk and evaluating eligibility for the company’s financial products. Role overview This role focuses on assessing credit risk and supporting the development of credit assessment processes. The Senior Analyst will help refine how eligibility is determined, contributing to improvements that support m-kopa’s goal of expanding access to financial solutions. Key responsibilities Analyze credit risk for a range of financial products. Evaluate eligibility criteria and recommend process enhancements. Support ongoing improvements in credit assessment methods. Impact This work directly supports m-kopa’s mission to provide financial access in underserved markets. The Senior Analyst’s insights will help shape the company’s future approach to credit risk and eligibility.

Role Overview:Join the dynamic team at Brook Green Supply, a leading independent B2B energy supply company based in London. As a Senior Credit Risk Analyst, you will be part of a seasoned team committed to fostering growth and success within the energy sector. This role presents an excellent opportunity for a motivated and adaptable professional looking to advance their career in an innovative environment.In this pivotal position within the Credit Risk team under the Commercial department, you will collaborate with internal account managers, coordinators, and trading desk members, as well as external clients and credit stakeholders. Your focus will be on evaluating data and contracts, managing counterparty credit risks associated with physical power and gas supply, and supporting sustainable business growth through effective credit management practices.Your responsibilities will include managing complex credit exposures and collateral arrangements, and shaping reporting and risk-mitigation frameworks to enhance overall operational efficiency.

Unlock Your Potential with Trust.For decades, the payment clearing process has remained stagnant. At ClearBank, we challenge the norm. We strive to revolutionize banking infrastructure to be faster, safer, more reliable, and accessible to all. Here, you can think innovatively and responsibly to discover optimal solutions.When you operate in a realm of inherent trust, it fosters safety. This safety empowers you to be courageous, to question conventions, to learn from failures, and to explore new possibilities. At ClearBank, trust is at the core of our operations. We are not merely expected to earn it; we are entrusted with it. This means addressing issues promptly, discerning good risks, and understanding that the ability to act does not always equate to the necessity to do so.Your Role Awaits You:Joining our Financial Crimes Operations Models Management team as a Blockchain & Fraud Models Analyst means taking ownership of developing and maintaining monitoring controls for blockchain-based products and analyzing fraudulent payment activities. Reporting to the Senior Manager of Models Management, you will play a key role in safeguarding our financial ecosystem.Key Responsibilities:Design and optimize robust rules and models for monitoring blockchain transactions and screening for fraudulent payments, ensuring comprehensive risk coverage and operational efficiency to support our products and clientele.Analyze blockchain and payment transaction behaviors to identify emerging typologies of financial crime, such as cross-chain activities, high-risk wallet exposures, and transaction velocity risks.Collaborate with data scientists, engineers, and compliance teams to enhance monitoring performance through improved rule logic, thresholds, and outputs.Oversee the effectiveness of monitoring rules and models, maintaining rule health metrics, dashboards, and performance reports.Conduct root cause analyses of monitoring incidents and model performance issues, recommending and implementing data-driven enhancements.Engage with the 1st and 2nd Line of Defence teams, as well as external vendors, to ensure monitoring controls are well-calibrated, documented, and aligned with risk appetites.Contribute to strategic initiatives aimed at enhancing the organization's financial crime strategies.

Join us as a Fraud Analyst in London, where we are revolutionizing the travel industry.Are you passionate about data analysis and fraud prevention? At Duffel, we are committed to simplifying travel by enhancing payment systems and ensuring secure transactions for over 4 billion airline passengers.As a part of our dynamic London team, you will play a crucial role in identifying fraudulent activities, formulating detection rules, and collaborating with our engineering and data science teams.If you thrive on solving complex challenges and making a significant impact, this is your opportunity to contribute to the future of travel!

About LendableLendable is on a mission to develop cutting-edge technology designed to empower individuals to access credit and save money effectively. As one of the UK's emerging fintech leaders, we have achieved remarkable milestones:Recognized as one of the UK’s newest unicorns with a dedicated team of over 700 professionals.Ranked among the fastest-growing technology companies in the UK.Achieved profitability since 2017.Supported by prestigious investors such as Balderton Capital and Goldman Sachs.Praised by customers, boasting exceptional ratings (4.9 out of 5 based on thousands of reviews on Trustpilot).We have revolutionized the Big Three consumer finance products—loans, credit cards, and car finance—enabling our customers to receive funds within minutes, not days.Our growth trajectory is impressive, with ambitious plans to penetrate the two largest Western markets, the UK and the US, where traditional banks offer outdated financial products and cumbersome processes.Join Us if You Want ToTake ownership across a diverse range of responsibilities, making impactful decisions from day one that influence Lendable's success.Collaborate with exceptional teams, known for their resourcefulness in problem-solving and innovation.Develop cutting-edge technology in-house, leveraging new data sources, machine learning, and AI to optimize our operations.About The RoleWe are seeking a detail-oriented Senior Credit Risk Analyst to drive meaningful enhancements in our consumer finance products within the UK or US markets. This position is perfect for an individual who is data-savvy, proficient in coding, and passionate about tackling complex challenges.As part of a collaborative and ambitious team, your contributions will directly influence strategic decisions and elevate our portfolio's performance.

Join a leading energy company in London as a Senior Risk Analyst in a dynamic Risk department. This role offers the chance to collaborate across the organization, driving enhanced risk measurement practices.As a subject matter expert, you will tackle intricate risk topics including VaR modeling, volatility assessments, electricity trading and balancing, interest rate options, and price simulations. You will independently investigate and resolve complex energy risk issues, leveraging your existing knowledge of energy market trading and products, along with standard risk concepts such as volatility and correlation.***This position is a fixed-term contract for 12 months, with a strong potential for permanent employment based on performance.***Key responsibilities include:Monitoring and reporting on the company's traded and non-traded positions, while ensuring compliance with risk limits.Developing, enhancing, and validating risk and valuation tools and models.Improving risk measurement methodologies, including limit structures, VaR calculations, forward curves, stress testing, and component analysis.Conducting analyses to support new trading activities, including the introduction of new products and markets, evaluating hedge effectiveness, and implementing risk frameworks.Performing ad-hoc analytical projects tailored to the business's needs.Collaborating with other Risk team members to enhance skills and capabilities across the department.

Role Overview:Join Brook Green Supply, an independent B2B energy supplier, where you’ll collaborate with a seasoned team dedicated to excellence in the energy sector. This position offers a remarkable chance for a motivated and adaptable individual eager to grow in a vibrant environment that values personal development and career progression.Key Responsibilities:Conduct thorough credit assessments utilizing quantitative and qualitative data, manage credit insurance requests, and perform regular credit limit evaluations.Develop proactive strategies for credit risk mitigation, including securing alternative collateral forms.Oversee the management and renewal of collateral arrangements, ensuring compliance with approved limits.Communicate credit decisions effectively to internal stakeholders, offering constructive feedback and requesting necessary information for ongoing assessment.Analyze macroeconomic trends and sector developments to evaluate potential impacts on counterparty risk.Assist in enhancing credit risk policies, data validation processes, and overall procedural improvements.Support the creation of risk models, KPIs, and performance dashboards.Engage in special projects and analyses as directed by management.

We are seeking a dynamic and strategic Product Manager specializing in Identity and Fraud to join our innovative team at Experian. In this role, you will lead the development and execution of product strategies that enhance our offerings in the identity verification and fraud prevention space. Your expertise will help us deliver exceptional value to our clients while ensuring the highest standards of security and compliance.

Role OverviewEnhance the Group’s credit and counterparty risk frameworks through thorough credit analysis, vigilant portfolio oversight, and data-driven management information (MI), facilitating sound limit governance and proactive insights across various entities.Key ResponsibilitiesCredit Analysis & Reviews: Spearhead assessments of counterparties and clients; maintain detailed credit memorandums and conduct regular reviews; monitor evolving conditions and ensure timely follow-ups.Exposure, Concentration & Limits Monitoring: Generate and analyze insights on credit exposures, limit usage, concentration levels, and exceptions; recommend escalations supported by thorough analysis.Credit MI & Dashboards: Develop and oversee comprehensive credit reporting packages (including trend commentary, watchlists, and change drivers); collaborate with Quant/Data Engineers for automation and standardization.Stress/Scenario Inputs: Provide input for credit-focused scenarios, conduct sensitivity analyses, and investigate significant changes.Data Discipline: Ensure consistent definitions of exposure measures, limit logic, and entity mapping; document any methodological changes.Governance Support: Prepare materials for ALCO and credit governance meetings, ensuring clear tracking of actions and closure evidence.Key DeliverablesCredit watchlist and periodic review timetableCredit exposure and limits management information with narrative and exceptionsCredit memorandums and review notes along with a conditions trackerAutomated credit dashboards (where feasible) and definitions documentationSuccess MetricsImproved quality of assessment-driven credit decisions with robust evidenceMinimized limit surprises; enhanced early-warning capabilitiesReduced manual reporting; improved data consistency across entitiesBenefitsCompetitive salary, Annual bonus, Private medical coverage

Join Shawbrook Bank as an IT Risk and Controls Analyst, where you'll play a pivotal role in strengthening our information security framework. We are seeking a detail-oriented professional with a solid understanding of IT risk management and control processes. You will be responsible for identifying vulnerabilities, assessing risks, and ensuring compliance with regulatory standards. If you’re passionate about safeguarding digital assets and enhancing our security posture, we want to hear from you!

Join Our Team at Zopa Who We Are At Zopa, we've been pioneers in the financial sector since 2005, leading the way with the UK's first peer-to-peer lending platform. By 2020, we proudly launched Zopa Bank, a financial institution that prioritizes customer feedback and challenges the status quo. We aim to revolutionize the banking experience by placing people at the heart of everything we do. Our commitment to innovation empowers our customers to reach new heights every day. Discover more about our exceptional services at Zopa.com!Our accomplishments fill us with pride, especially being recognized as one of the top three Most Loved Workplaces in the UK. This success is a testament to our incredible team, who continually strive for excellence.If you are ready to embrace unique challenges, think outside the box, and leave a significant mark in the finance world, Zopa is the place for you. Follow our journey on Instagram @zopalife!As a Senior Product Analyst, you will be the driving force behind innovative ideas and strategic initiatives that enhance our products and propel our business forward.We are looking for analytical thinkers who are both creative problem solvers and numerical experts with a knack for transforming data into actionable business insights. Your role will involve delivering compelling analyses that facilitate informed decision-making across various levels of the organization.Excellent communication skills are essential, as you’ll need to present data stories to both technical and non-technical audiences.You'll be deeply integrated within our business, collaborating with team members from Managers to our Leadership Team.