Explore Future Career Opportunities at EarnIn

About EarnInEarnIn is at the forefront of earned wage access, dedicated to providing innovative solutions that empower individuals to achieve financial freedom, especially those who navigate the challenges of living paycheck to paycheck. Our platform allows users to access their earned income in real-time, enabling them to manage their finances effectively w…

About EarnInEarnIn is a pioneering leader in earned wage access, dedicated to creating innovative solutions that provide real-time financial flexibility for individuals navigating the challenges of living paycheck to paycheck. Our community members enjoy the ability to access their hard-earned wages instantly, allowing them to spend, save, and manage their money without incurring mandatory fees, interest rates, or credit checks.Backed by an exceptional leadership team and top-tier investors such as A16Z, Matrix Partners, DST, and Ribbit Capital, we are proud to maintain a robust core business with significant growth potential. We are rapidly expanding and are eager to welcome world-class talent to help define the future of our journey.POSITION SUMMARYWe are on the lookout for an enthusiastic iOS Engineering Intern to participate in our 12-week internship program. In this role, you will have the opportunity to work on impactful mobile features that directly benefit our community, contributing to the production of our iOS applications. You will collaborate closely with teams across iOS, backend, product, and design to create intuitive, high-performance mobile experiences. This internship offers a unique chance to gain hands-on experience in developing user-facing features using cutting-edge iOS technologies, all within a dynamic fintech environment.This role requires hybrid work from our Mountain View office, with an expectation of being in the office 2 days a week. The internship offers a competitive pay of $30/hour, with a commitment of 40 hours per week over the 12-week period.

About EarnInAt EarnIn, a trailblazer in earned wage access, we are dedicated to creating innovative solutions that offer real-time financial flexibility to individuals navigating the challenges of living paycheck to paycheck. Our platform empowers users to access their earnings as they work, allowing them to spend, save, and grow their finances without the burden of mandatory fees, interest rates, or credit checks.With a seasoned leadership team and robust backing from esteemed investors including A16Z, Matrix Partners, DST, and Ribbit Capital, we are poised for rapid growth. We are eager to welcome exceptional talent to join us on our journey as we expand our offerings and impact.POSITION SUMMARYWe are looking for a skilled and collaborative Senior Web Engineer to join our dynamic team. You will play a vital role in our Early Bets initiatives, which are essential for delivering innovative experiences and products to our users, fostering a comprehensive ecosystem of financial solutions. The ideal candidate excels in defining technical solutions amidst uncertainty and works closely with Product teams to clarify requirements. Candidates with a track record of building 0-to-1 products and designing scalable architectures that adapt to rapid product changes will thrive in this role. Experience in early-stage software products or Research & Development for emerging technologies is highly valued.The salary range for this full-time position is $210,000 - $257,000, in addition to equity and benefits. This role is hybrid, requiring in-office work two days a week at our Mountain View headquarters.

About EarnInEarnIn stands at the forefront of earned wage access, committed to providing innovative products that offer real-time financial flexibility for individuals navigating the challenges of living paycheck to paycheck. Our community members can access their earnings as they acquire them, with the freedom to spend, save, and grow their finances without mandatory fees, interest rates, or credit checks.With a highly experienced leadership team and world-class funding partners such as A16Z, Matrix Partners, DST, and Ribbit Capital, we are experiencing rapid growth. We are eager to welcome exceptional talent to our team to help shape our future growth trajectory.POSITION SUMMARYWe are on the lookout for a Senior Product Manager to spearhead our Early Pay initiative. This distinctive product empowers customers to unlock their paychecks and other credits ahead of schedule. By integrating Early Pay with the EarnIn card, users can further enhance their financial experiences by accessing earned wages in real-time.This position is based in Mountain View and requires in-office attendance 2-3 days per week. The salary range for this full-time role is $206,280 - $252,120, along with equity and comprehensive benefits. Our compensation structure is determined by role, level, and location.WHAT YOU'LL DODefine the vision for a new product area and articulate your product vision, roadmap, and outcomes to your team, stakeholders, and customers.Guide a diverse team of engineers, designers, and data analysts to create and scale impactful customer experiences.Take ownership of a business area from start to finish, driving both financial and customer outcomes.Foster a dynamic environment that promotes product iterations and growth.Lead a cross-functional team to build and expand your products.WHAT WE'RE LOOKING FORA minimum of 4 years of product management experience at a consumer technology company.A strong technical foundation, ideally with experience in payroll software and financial services.Proven analytical skills with the ability to use data to inform product decisions and enhance key metrics.A keen product/design sense demonstrated through the successful launch of delightful and innovative products.Outstanding communication skills to effectively engage with executive leadership and key stakeholders.

About EarnInEarnIn is a trailblazer in the earned wage access space, dedicated to empowering individuals with financial flexibility tailored for those living paycheck to paycheck. Our community members can access their earnings in real time, enabling them to spend, save, and enhance their financial well-being without burdensome fees, interest rates, or credit checks.With a robust leadership team and esteemed funding partners such as A16Z, Matrix Partners, DST, and Ribbit Capital, we are positioned for rapid growth and are eager to attract top-notch talent to shape our future.Position SummaryAt EarnIn, machine learning (ML) is pivotal to our growth strategy. We harness advanced ML models to inform business decisions and enhance customer experiences. Your role will involve developing and implementing cutting-edge ML systems that leverage our data capabilities. You'll be tasked with thorough formulations, rigorous experimentation, and transforming ML models into efficient production-ready code, while also focusing on robustness monitoring and system logging/alarming.We are inviting enthusiastic students and recent graduates with a solid foundation in machine learning, deep learning, language models, generative AI, programming, and data analysis to join our 12-week Machine Learning Internship Program. You will engage in real-world projects, collaborate with industry experts, gain invaluable insights into the fintech sector, and contribute to meaningful business and social outcomes. This position requires hybrid work from our Mountain View office, with 2 days per week on-site. Compensation for this internship is set at $40 per hour, with a commitment of 40 hours per week for the duration of the program.What You'll DoTrain and optimize large-scale Foundation Models for diverse fintech applications.Work with extensive datasets, encompassing both structured and unstructured data.Contribute to enhancements of our existing ML systems through model, data, or experimental upgrades.Acquire hands-on experience with a variety of technologies, including PyTorch, AWS, Kafka, Databricks, and more.

Company OverviewCommerceIQ is pioneering the digital commerce landscape with its AI-driven platform, transforming how brands engage with online sales. Our integrated e-commerce management solutions empower businesses to make informed decisions rapidly, optimizing their digital presence, enhancing retail media ROI, and driving additional sales across prominent marketplaces worldwide. With a robust network of over 900 retailers, our comprehensive platform assists more than 2,200 leading brands in refining their marketing, supply chain, and sales processes, enabling them to expand their market share across more than 50 countries. Ten out of the top twelve CPG brands, including Coca-Cola, Nestle, Colgate-Palmolive, and Mondelez, trust us as their partner. We have secured over $200M in funding from prestigious investors such as SoftBank, Insight Partners, and Madrona. Discover more at commerceiq.ai.The Role:If you don't find a current opening that suits your skill set but are enthusiastic about our mission, we invite you to connect with us. We're eager to discover your talents for future opportunities.CommerceIQ consistently seeks exceptional individuals across critical domains like Customer Success, Sales, Marketing, People & Culture, Product Management, and General & Administrative. By submitting your application, you will join our Talent Community and remain at the forefront of our mind when suitable positions become available.What You'll Do:While specific responsibilities will differ based on the role, here's what you can anticipate by being part of our team:Make a significant impact at the cutting edge of e-commerce technologyCollaborate with skilled and motivated colleaguesAddress intricate challenges faced by global brands on platforms like Amazon, Walmart, and other leading retailers

About EarnInAt EarnIn, we are trailblazers in the earned wage access space, dedicated to crafting solutions that provide real-time financial flexibility for those navigating the challenges of living paycheck to paycheck. Our community can access their earnings as they earn them, with options to spend, save, and invest their money without the burden of mandatory fees, interest rates, or credit checks.With a seasoned leadership team and prestigious funding partners such as A16Z, Matrix Partners, DST, and Ribbit Capital, we are poised for rapid growth. We are eager to attract world-class talent to join us in shaping the future of our organization.Position Summary:EarnIn is on the lookout for a skilled Internal Communications Lead to establish and elevate internal communications as a pivotal function within our Communications team. This role will spearhead the strategy, systems, and execution of global internal communications, enhancing employee engagement, aligning leadership, fostering cultural connections, and ensuring operational clarity across our expanding global workforce.As we scale, effective internal communications are essential for aligning our employees with company strategies, building trust in leadership, and cultivating a shared sense of purpose. This role will collaborate closely with Executive Leadership, HR, and cross-functional leaders to translate business priorities into clear, consistent, and engaging narratives that resonate with all employees, regardless of location.This hands-on, impactful position is focused on creating foundational infrastructure, facilitating leadership communication, and establishing two-way feedback loops that enhance engagement and connection. This is a 6-month contract position requiring 20-30 hours per week, with a hybrid work model that includes two days in our Mountain View office. The hourly pay ranges from $50.00 to $75.00.

About EarnInEarnIn is at the forefront of earned wage access, dedicated to creating solutions that empower individuals who live paycheck to paycheck. Our innovative products enable users to access their hard-earned wages in real-time, allowing them to spend, save, and invest without burdensome fees, interest rates, or credit checks.We take pride in our seasoned leadership team, supported by top-tier investors such as A16Z, Matrix Partners, DST, and Ribbit Capital, along with a robust core business that promises significant growth potential. As we expand rapidly, we are eager to welcome exceptional talent to join us in this exciting phase of our journey.Position Summary:We are in search of a Strategic Partnerships Associate who will play a key role in identifying, cultivating, and executing partnerships that enhance user engagement with EarnIn. You will collaborate closely with senior leaders to transform strategic ideas into tangible initiatives that drive measurable outcomes.Your responsibilities will encompass the entire partnership lifecycle — from researching potential collaborations to supporting discussions with partners, coordinating with internal teams, and facilitating the launch of new partnerships. This role demands exceptional organizational skills, cross-team collaboration, and a proactive approach to learning in a dynamic environment.The salary range for this full-time position is $140,000-$171,000, complemented by equity and benefits. This hybrid role requires in-office attendance two days a week in Mountain View.

We are seeking a dynamic and results-driven Director of Growth & Marketing Analytics to lead our growth strategies at Earnin. In this pivotal role, you will harness data analytics to drive decision-making and optimize marketing performance. You will collaborate across teams to develop actionable insights that enhance our customer acquisition and retention efforts.

Role overview Earnin seeks a Head of Financial Planning & Analysis (FP&A) based in Mountain View, US. This position shapes the company’s financial direction and partners with teams throughout the organization. The role ensures that budgeting, forecasting, and financial analysis support Earnin’s mission to improve access to earned wages. What you will do Lead the FP&A team and oversee daily operations Direct the company’s budgeting and forecasting activities Review financial performance and deliver actionable insights Contribute to setting and tracking financial goals that align with company priorities

Earnin seeks a Senior Counsel, Product to join the team in Mountain View, US. This position centers on guiding product strategy and ensuring compliance with legal and regulatory standards. The Senior Counsel will play a key role in supporting product development as the company plans new features and initiatives. Key Responsibilities Advise on legal issues that affect product initiatives Work with cross-functional teams to support the launch and update of products Assist the company in understanding and meeting regulatory requirements and industry standards Collaboration This role involves frequent collaboration across departments. The Senior Counsel will partner with teams throughout Earnin to address legal considerations as products evolve.

Earnin is seeking a Senior Staff Risk Analyst based in Mountain View to help manage risk across its financial platform. This position focuses on protecting user financial data and supporting the company's commitment to security. Role overview The Senior Staff Risk Analyst will assess and mitigate risks that could impact the business or its users. This work involves analyzing data, identifying potential threats, and recommending actions to strengthen controls. Collaboration Expect to work closely with colleagues from different teams. Together, you will develop risk management strategies and put effective controls in place to address identified risks. Key responsibilities Analyze and evaluate risks across the financial platform Develop and implement controls to protect user data Collaborate with cross-functional teams to refine risk management strategies

About EarnInEarnIn is a trailblazer in the field of earned wage access, dedicated to creating innovative solutions that provide real-time financial flexibility for individuals navigating the challenges of living paycheck to paycheck. Our community empowers members to access their earnings as they earn them, offering options to spend, save, and invest without mandatory fees, interest charges, or credit inquiries.With a highly experienced leadership team and backing from esteemed partners such as A16Z, Matrix Partners, DST, and Ribbit Capital, EarnIn is in a strong position with a thriving core business and significant growth potential. We are rapidly expanding and eager to onboard world-class talent to help us shape the future of our organization.POSITION SUMMARYWe are looking for a forward-thinking and experienced Director of Machine Learning to spearhead our machine learning initiatives across the organization. As a fintech leader, machine learning is central to our business strategy and enhances user experience. We rely on advanced, scalable ML systems to make impactful decisions and provide outstanding customer value. Our goal is to revolutionize success stories through the application of generative AI and cutting-edge machine learning algorithms, resulting in significant business and societal outcomes.The Director of ML will prioritize operational excellence by crafting and executing a strategy that transitions ML models from research to production, ensuring optimal performance, reliability, and maintainability. The ideal candidate will have a demonstrated history of deploying ML models at scale, particularly in dynamic startup settings. A strong coding background, familiarity with production-level ML engineering, and the ability to connect theoretical frameworks with practical execution are essential.The base salary range for this full-time role in Mountain View is $414,000 to $506,000, accompanied by equity and benefits. Salary ranges are determined by role, level, and location. This is a hybrid position, requiring in-office work two days a week.

About EarnInAt EarnIn, we are trailblazers in earned wage access, dedicated to creating innovative products that provide real-time financial flexibility for individuals navigating the challenges of living paycheck to paycheck. Our community members can access their earnings as they earn them, with options to spend, save, and invest without incurring mandatory fees, interest rates, or credit checks.We are proud to have a seasoned leadership team and esteemed funding partners such as A16Z, Matrix Partners, DST, and Ribbit Capital, alongside a robust core business that offers significant growth potential. As we expand rapidly, we are eager to onboard world-class talent to help us write the next chapter in our growth journey.

Join Earnin as a Backend Software Engineer Intern, where you'll have the opportunity to work on real-world projects that impact users' financial well-being. Collaborate with a diverse team of engineers and contribute to our mission of empowering individuals to access their earned wages anytime, anywhere. In this role, you will enhance your skills in backend development by working with cutting-edge technologies and methodologies.

Earnin is seeking a Senior Product Manager to lead work on Native AI and Core Experience. This full-time role is based in Mountain View, US. Role overview This position centers on developing and refining AI-powered features that shape the way users engage with Earnin’s main offerings. The Senior Product Manager will collaborate with engineering, design, and cross-functional partners to deliver product experiences that align with Earnin’s mission of providing better financial tools. What you will do Drive the development and enhancement of AI-driven products central to Earnin’s user experience. Partner with engineering, design, and other teams to create thoughtful, effective product solutions. Rely on data and user feedback to prioritize features and inform key product decisions. Requirements Background in product management, with experience in AI-driven products or user experience improvements. Ability to collaborate across teams and use data to shape product strategy. Motivation to empower users to manage their finances through technology.

About EarnInEarnIn is a pioneering force in the realm of earned wage access, dedicated to providing real-time financial flexibility to individuals navigating the challenges of living paycheck to paycheck. Our community members have the unique advantage of accessing their earnings as they accrue them, with the freedom to spend, save, or invest their money without burdensome fees, interest, or credit checks.Supported by a seasoned leadership team and esteemed funding partners such as A16Z, Matrix Partners, DST, and Ribbit Capital, we are experiencing rapid growth. We are eager to welcome world-class talent to join us in shaping the future of our journey.POSITION SUMMARYThe Director of Site Reliability Engineering (SRE) will spearhead strategic initiatives and provide technical direction to ensure the reliability, scalability, and performance of our mission-critical systems and services. This role merges deep SRE expertise with robust engineering leadership to foster an organizational shift towards reliability-first principles. The ideal candidate will possess a solid software engineering background, a passion for automation, and a proven record of leading high-performing teams.The Director will collaborate with engineering, product, operations, and business stakeholders to design, deliver, and maintain resilient, high-availability systems that effectively support our customers and business objectives at scale. The base salary range for this full-time position in Mountain View is $315,000 to $385,000, accompanied by equity and benefits. Our salary structures are determined based on role, level, and geographic location. This role operates on a hybrid model, requiring in-office attendance 2 days a week.

About EarnInAt EarnIn, we are trailblazers in the realm of earned wage access, dedicated to creating innovative solutions that provide real-time financial freedom for individuals navigating the challenges of living paycheck to paycheck. Our community members have the unique advantage of accessing their earnings as they earn them, empowering them to spend, save, and invest their money without incurring mandatory fees, interest rates, or credit checks.We are proud to be backed by a highly experienced leadership team and distinguished funding partners, including A16Z, Matrix Partners, DST, and Ribbit Capital. With a robust and thriving core business, we are on an exciting growth trajectory and are eager to welcome exceptional talent to join us in shaping the future of our organization.Position SummaryWe are looking for a seasoned Director of Accounting Operations to lead our accounting operations team. This pivotal role is essential for maintaining the accuracy, efficiency, and compliance of our financial operations as we scale. The ideal candidate will possess strategic leadership skills, expertise in process improvement, and a proven ability to drive operational excellence across payroll, accounts payable, procurement, expense management, and financial systems.This role is available for both remote and hybrid applicants. For those located in Mountain View, in-office work will be required 2-3 days per week. The US base salary range for this full-time position is $200,000 - $245,000, plus equity and benefits. Our salary ranges are informed by the role, level, and location.

About EarnInEarnIn is at the forefront of earned wage access, dedicated to creating innovative products that provide immediate financial flexibility for individuals living paycheck to paycheck. Our community can access their earnings as they earn them, with the versatility to spend, save, and grow their finances without incurring mandatory fees, interest rates, or credit checks.With a seasoned leadership team and backing from premier investors such as A16Z, Matrix Partners, DST, and Ribbit Capital, we boast a robust business model and an expansive growth trajectory. We are rapidly expanding and are eager to onboard exceptional talent to help define the next stage of our journey.WHAT WE'RE LOOKING FORWe are developing the next wave of AI-powered solutions aimed at assisting millions in accessing their earnings and enhancing their financial health. We seek a proactive engineer who is enthusiastic about growth, quick learning, and making a significant impact through the creation of high-quality systems and agent-driven Generative AI workflows. This position is suited for a builder who is ready to transition beyond foundational tasks and take substantial ownership of projects. We value initiative, craftsmanship, and a willingness to explore how engineers can effectively collaborate with AI agents.

About EarnInAt EarnIn, we are proud to be frontrunners in earned wage access, dedicated to creating innovative products that provide real-time financial flexibility for individuals navigating the challenges of living paycheck to paycheck. Our community members can access their earnings as they earn them, with the freedom to spend, save, and grow their money without incurring mandatory fees, interest rates, or credit checks.Backed by a highly experienced leadership team and supported by prestigious funding partners such as A16Z, Matrix Partners, DST, and Ribbit Capital, we are on a rapid growth trajectory and eager to welcome world-class talent to help us shape the next chapter of our journey.POSITION SUMMARY We are seeking a highly proficient Senior Software Quality Engineer (SDET) to spearhead our comprehensive quality engineering initiatives across mobile, web, backend, and data platforms. This pivotal role blends profound technical acumen with a progressive, AI-centric approach, fostering innovation, scalability, and reliability through advanced automation and intelligent testing strategies. As a senior team member, you will advocate for cutting-edge, AI-driven quality practices and cultivate a culture of continuous improvement, automation-first thinking, and data-informed decision-making throughout the product development lifecycle. This position is hybrid, based in Mountain View (Headquarters), requiring in-office attendance twice a week. The competitive salary range for this full-time role is between $210,000 and $257,000, plus equity and comprehensive benefits. Our salary ranges are determined by role, level, and location. EarnIn offers exceptional benefits for our team members, including healthcare, internet/cell phone reimbursement, and a learning and development stipend.Quality Engineering & TestTake ownership of end-to-end quality across iOS and Android applications and their associated backend services, ensuring a high level of confidence in weekly (or more frequent) releases.Design and implement thorough test strategies encompassing:Native mobile applications (iOS & Android)Mobile-to-backend integrations (REST APIs, authentication flows, event-driven systems)Microservices and distributed systemsEssential web workflows that intersect with mobile journeysDevice, OS, browser, and network variabilityApp lifecycle events, offline behavior, retries, and edge cases...