Lead of Consumer Credit - Cards

Join Mercury as a Lead of Consumer Credit specializing in Cards, where you will play a pivotal role in shaping our credit offerings and customer experience. We are seeking a dynamic and strategic thinker who is passionate about consumer finance and has a track record of driving innovation in credit products.

At NerdWallet, we're dedicated to transforming the way individuals make financial decisions. Our vibrant team of Nerds is committed to fostering an inclusive, flexible, and honest workplace that empowers you to grow, take calculated risks, and express your true self (cape optional). Whether you prefer working remotely or in our office, we offer the support you need to thrive. We value your well-being, professional development, and your ability to create significant impact because when one Nerd excels, we all benefit.Our Consumer Banking & Credit Cards division oversees the complete shopping journey for two of our most significant verticals. Our goal is to deliver top-notch, data-driven comparison shopping experiences that assist millions of users in making informed financial choices.Operating at the confluence of technology, data experimentation, and product excellence, our teams directly contribute to NerdWallet's growth. We manage both Organic (SEO) and Paid Marketing channels, developing swift, intuitive, and highly optimized comparison shopping experiences that rank well, perform efficiently, and scale effectively. By collaborating with business stakeholders and marketing strategists, we continuously expand the possibilities in performance engineering and multi-channel growth strategies.If you flourish in high-impact roles, enjoy tackling complex technical challenges, and are eager to shape the future of online financial shopping experiences, this is the perfect opportunity for you.We are seeking a Senior Full-Stack Software Engineer with a robust focus on our core technology stack: TypeScript, Next.js, and AWS cloud services (including Infrastructure as Code with AWS CDK). Your work will span the entire stack, with a primary emphasis on crafting exceptional user experiences, developing data systems that facilitate rapid experimentation, and building the backend infrastructure that supports our shopping journeys.You will work closely with product managers, business stakeholders, designers, and fellow engineers to create scalable, engaging shopping flows while contributing to performance, observability, accessibility, and technical excellence. This hands-on engineering position is ideal for someone who thrives in a fast-paced environment, possesses a strong product mindset, and is driven by the knowledge that their work impacts millions of users.This role reports to the Engineering Manager.Where You Can Make an Impact:Develop, maintain, and enhance Full Stack React/Next.js applications that serve millions of users every month.Enhance Core Web Vitals, accessibility, and technical SEO to boost discoverability and user engagement.

Role Overview GoodLeap is hiring a Staff Product Manager to guide the development of its consumer card product. This role shapes the product vision, strategy, and roadmap in close partnership with teams across the company. The focus: build solutions that support GoodLeap’s mission of sustainable financing. Key Responsibilities Define and refine the product vision for the consumer card offering Develop and maintain a clear product strategy and roadmap Work closely with engineering, design, and other teams to deliver features and improvements Ensure all efforts align with GoodLeap’s commitment to sustainable finance Location San Francisco, CA

Join our dynamic team at dstaff as a Consumer Lead Quantitative Modeler. In this pivotal role, you will leverage advanced quantitative analysis to drive consumer behavior insights, improve strategic decision-making, and enhance our predictive modeling capabilities. You'll collaborate with cross-functional teams to deliver actionable solutions that impact business outcomes.

Role Overview slash-financial is looking for a Head of Credit to guide lending strategy and support company growth from our San Francisco office. This leadership role manages the credit department, sets direction for risk assessment, and maintains regulatory compliance. The Head of Credit also helps build a culture that encourages new ideas and continuous improvement.

Join Us in Transforming RetailAt Revi, we believe that brick-and-mortar retail is not just surviving; it is undergoing a remarkable transformation. As technology continues to evolve, the lines between digital and physical shopping are merging into a seamless purchasing experience.We envision a future where every physical transaction is enhanced by a digital identity, fostering ongoing consumer engagement and loyalty. As pioneers in this hybrid world, we are committed to building innovative products that redefine consumer behavior through AI-native tools that enhance the shopping experience.With the backing of esteemed Silicon Valley investors, Revi is strategically positioned to lead a multi-billion-dollar market shift.Product Management at ReviAs a Product Manager at Revi, you will take on the role of a mini-CEO, where the lines between Product, Design, Growth, and Engineering are intentionally blurred. Your responsibilities will encompass prototyping, automating, designing, and launching products, leveraging AI as a co-builder to transform challenges into effective solutions that create customer value with urgency and craftsmanship.Our approach combines visionary thinking with practical execution. We prioritize innovation while balancing business impact and user experience at every step. Our agile environment demands quick decision-making and a relentless focus on delivering impactful solutions.Your Responsibilities:As the Consumer Product Lead, you will oversee the end-to-end lifecycle of our consumer products, reporting directly to the VP of Product. You will define the long-term vision and strategy for enhancing the consumer experience, leading diverse teams to ensure consistent execution and delivery.This role emphasizes rapid development, continuous learning, and iteration, with a focus on user satisfaction, measurable outcomes, and sustainable growth. You will navigate risks, make critical trade-offs, and expand the boundaries of innovation while maintaining team alignment and focus.Owning our AI-native consumer product (currently in stealth mode) will be a core responsibility. You will develop it from the ground up and scale it into a leading consumer platform.Qualifications:- Minimum of 8 years of experience in Product Management and/or Product Design; leadership experience is highly desirable.- Extensive expertise in consumer (B2C) product development.- Proven track record in managing product lifecycles from conception to growth.- Strong analytical and problem-solving skills, with an emphasis on user-centric design.- Excellent communication and leadership abilities.About Revi:Revi is at the forefront of redefining retail. We blend cutting-edge technology with consumer insights to create experiences that resonate with customers. Our mission is to leverage AI and digital innovations to revolutionize how consumers interact with physical products.

Join Upgrade as a Senior Director of Card Pricing, where you will lead strategic pricing initiatives for our credit card offerings. In this pivotal role, you will leverage your expertise to optimize pricing models and enhance customer value. Collaborate with cross-functional teams to drive profitability and market competitiveness.

Founded in 2007, Airbnb has transformed the way people travel and connect with communities around the globe. From humble beginnings with two hosts welcoming three guests, we've grown to over 5 million hosts who have facilitated over 2 billion guest arrivals in nearly every country. Our platform allows hosts to offer memorable stays and experiences that help guests immerse themselves in local cultures in a truly authentic manner.The Team You Will Join:As a vital part of Airbnb's Consumer Insights & Research team, you will play a key role in harnessing human insights to drive informed business decisions. Your expertise will support the Marketing organization, fostering a collaborative and dynamic environment where curiosity and consumer understanding are paramount. You will report directly to the Head of Consumer Insights and closely collaborate with Marketing leadership, as well as cross-functional teams across Product, Innovation, and Research.Your Impact:In this influential position, you will serve as the leading voice for consumer perception, brand equity, and audience insights, ensuring that our marketing strategies are deeply rooted in a comprehensive and continually updated understanding of our consumers. You will oversee and enhance Airbnb's brand health tracking program, translating intricate data into actionable insights that directly inform brand positioning and marketing priorities. Your success will be measured by the extent to which marketing leadership relies on your insights to shape briefs, campaigns, and audience strategies, with tangible results in brand equity and audience engagement.A Day in Your Life:Lead and manage Airbnb's brand health tracking program — analyze brand equity trends, maintain the measurement framework, and distill findings into clear, actionable strategies for marketing and brand development.Collaborate with Marketing leadership as the primary expert in consumer insights, ensuring that consumer perspectives are integrated into strategies, briefs, and priorities from the inception of projects.

Join Our Team at AirwallexAt Airwallex, we are revolutionizing the global payment landscape with our innovative financial platform designed for businesses worldwide. Our cutting-edge infrastructure and software solutions empower over 200,000 businesses, including industry leaders such as Brex, Rippling, Navan, Qantas, and SHEIN. We provide integrated solutions that encompass everything from business accounts and payment processing to spend management, treasury services, and embedded finance.Founded in Melbourne, we have expanded our team to over 2,000 talented individuals across 26 global offices. With a valuation of $8 billion and support from top-tier investors like T. Rowe Price, Visa, and Sequoia, Airwallex is at the forefront of creating the financial platform of the future. If you’re eager to embark on an ambitious career journey, we invite you to join us.

Join our innovative team at Cardless as a Card Processor Operations Specialist. In this pivotal role, you will oversee and improve the card processing operations, ensuring efficiency and compliance. Your contributions will directly impact our ability to provide seamless financial solutions to our clients.

The Revi MissionBrick-and-mortar retail is not a relic of the past; it is transforming.As technology advances, the boundaries between digital and physical retail are merging into a cohesive purchasing experience. At Revi, we envision a true Web3 — a hybrid environment where every physical transaction possesses a digital identity, fostering ongoing relationships and opportunities for interaction.In this new landscape, consumer behaviors, expectations, and loyalty are fundamentally redefined. Shoppers will leverage AI-driven tools that effortlessly navigate both realms. Revi is pioneering this transformation, developing products daily to realize this vision.Supported by leading Silicon Valley investors, Revi is strategically positioned to lead and dominate a multi-billion-dollar market segment.Consumer Experience at ReviThe consumer experience is not merely a feature; it is an integral platform.At Revi, the consumer journey is the intersection of product, growth, branding, and AI. Our consumer interface is where users discover, trust, engage, and ultimately cultivate lasting loyalty within both physical and digital commerce landscapes.We are creating an AI-centric consumer platform designed to anticipate needs, minimize friction, and establish enduring, personalized connections between consumers and retailers.The RoleThe Vice President of Consumer Product will oversee Revi's consumer business comprehensively.Reporting directly to the Chief Product Officer, you will spearhead the vision, strategy, execution, and expansion of all consumer-facing initiatives at Revi. This encompasses product development, lifecycle management, engagement, retention, and the continuous advancement of Revi's AI-native consumer platform (currently under wraps).This is a leadership position with full accountability for consumer performance. You will collaborate across Product, Growth, Design, Data, and AI teams, guiding cross-functional groups to develop, launch, and scale industry-defining consumer products.Long-term strategic thinking, coupled with sprint-based execution, is essential as you build rapidly, learn swiftly, and iterate continuously with an unwavering focus on user satisfaction, measurable results, and sustainable growth.ResponsibilitiesStrategic Vision & Consumer RoadmapDefine and lead Revi’s long-term consumer vision and strategic roadmap, rooted in AI-first methodologies.Translate overarching company strategies into actionable consumer priorities, initiatives, and outcomes.Establish key performance indicators for consumer growth, engagement, retention, and lifetime value.AI-Driven Consumer PlatformSteer the development of Revi’s AI-native consumer product, architecting it from foundational principles and scaling it into a pivotal platform.Utilize AI for enhancements ranging from personalization and automation to decision-making and discovery.

Welcome to Adyen At Adyen, we offer a unified solution for payments, data, and financial products that empower leading brands like Meta, Uber, H&M, and Microsoft. We are the preferred financial technology platform, engineered for ambition and growth. We cultivate an environment that encourages our team members to thrive, providing the necessary culture, resources, and support to help them take ownership of their careers. Our motivated team tackles unique technical challenges collaboratively, delivering innovative and ethical solutions that enable businesses to achieve their goals more swiftly. Position: Senior Compliance Officer - Card Networks We are seeking a dynamic Senior Compliance Officer for our Compliance team in San Francisco. The ideal candidate will possess substantial experience in Card Networks, the payments sector, and/or the finance industry. Strong analytical skills and the ability to collaborate with diverse teams—including risk, legal, finance, and sales—are essential for providing pragmatic advice that drives sustainable growth. Key Responsibilities: Identify compliance obligations in line with Card Network and Local Payment Methods Rules. Translate compliance obligations into actionable Policies and Procedures for global implementation. Represent the Compliance team across various workstreams and products, aligning strategies with global objectives to ensure compliant growth. Enhance knowledge management and educational resources across the organization. Engage in Product Risk Assessments and provide guidance to other compliance areas. Oversee first-line compliance operations. Manage escalations from global stakeholders, both internal and external. Evaluate opportunities and risks from multiple perspectives to deliver compliant solutions aligned with commercial and strategic goals. Advise and liaise with internal and external stakeholders, including auditors.

At Earnest, we empower determined individuals to make informed financial choices and create the future they desire.The Earnest team is dedicated to guiding borrowers towards a confident financial journey by providing smarter loan options and a clearer understanding of debt management. If you share our passion for this mission, we invite you to learn more and join us in building something exceptional.The Role of Senior Credit Strategy AnalystYou will report directly to the Senior Credit Risk Manager for Personal Loans. In this role, you will:Lead the comprehensive implementation of credit and fraud policies across all Earnest product lines, ensuring precise testing, deployment, and validation to align with policy objectives.Enhance and refine credit underwriting and fraud prevention strategies for personal loans, focusing on the balance between growth, risk, and customer experience.Evaluate portfolio performance and analyze approval funnels and fraud trends to uncover opportunities for strategy improvement and loss reduction.Create, test, and implement decision rules, segmentation strategies, and policy modifications using data-driven experimentation techniques.Collaborate cross-functionally with Product, Data Science, Compliance, and Operations to ensure the effective execution and monitoring of strategies.Develop dashboards, reporting systems, and monitoring frameworks to track essential credit and fraud KPIs, including approval rates, losses, and fraud rates.Support governance of models and strategies through documentation, controls, and performance assessments.

Join Axon and be a Force for Good.At Axon, our mission is to Protect Life. We are innovators tackling society's most pressing safety and justice challenges with our comprehensive ecosystem of devices and cloud software. Just like our products, our teamwork thrives on collaboration, candor, and empathy, as we seek diverse perspectives from customers, communities, and each other.Life at Axon is dynamic, challenging, and impactful. Here, you will take ownership and implement meaningful change. You will continuously grow while working hard for a mission that matters at a company where your contributions are valued. Your ImpactAre you eager to leave a lasting impact and help save lives? Are you passionate about leveraging technology to enhance processes? Do you aspire to be part of a high-performing team?Axon is in search of a strategic and energetic Director of Global Credit and Collections. In this leadership role, you will oversee global credit risk and order-to-cash operations. You will be responsible for defining the global credit strategy, spearheading organizational transformation in cash collections, and leading a team across the Americas, EMEA, and APAC. The ideal candidate is a results-driven leader capable of influencing senior stakeholders and ensuring seamless execution on a global scale.This role will collaborate cross-functionally to gather customer requirements early in Axon’s sales cycles, enhancing the customer invoicing experience. As a key business partner, you will engage with internal stakeholders across Sales, Customer Success, Finance, Tax, Treasury, Controllership, and IT. You will play a crucial role in developing policies, designing processes, and driving operational excellence as Axon enhances its technologies and processes in the Global Credit and Collections lifecycle.Your responsibilities will include establishing and updating accurate reserves, possessing a thorough understanding of customer contracts and billing within Axon’s CRM and ERP systems, and ensuring that Axon meets its performance obligations and issues invoices promptly.You will lead initiatives to establish data standards, including customer master data, customer contracts, and accounts receivable details, collaborating closely with Finance, Sales Operations, and IT partners. You will be instrumental in implementing new policies or updating existing ones and documenting processes as needed.

Plaid Inc. develops tools that enable developers to build financial applications, making it easier for users to connect their bank accounts and manage their finances. The platform connects to more than 12,000 financial institutions across the US, Canada, the UK, and Europe. Plaid partners with organizations such as Venmo, SoFi, major banks, and many Fortune 500 companies. Founded in 2013, Plaid is headquartered in San Francisco, with additional offices in New York, Washington D.C., London, and Amsterdam. Role overview The Sales Engineer - Credit position supports prospects and customers during the pre-sales process. This role blends technical knowledge with a strong focus on customer needs, helping clients understand and implement Plaid’s products to address business challenges. Collaboration with the Enterprise Sales team is central, as the Sales Engineer acts as the technical lead throughout sales cycles and ensures a smooth transition to post-sale teams. What you will do Serve as a technical advisor for prospects and customers evaluating Plaid’s Credit products Work with Account Executives to advance deals by answering technical questions and resolving objections Design and propose solutions tailored to client needs using Plaid’s product suite Support the transition from pre-sales to post-sale, collaborating with account teams to drive adoption of new products among existing clients What helps in this role Background in the Fintech sector or strong knowledge of financial technology trends Ability to communicate complex technical topics to both technical and non-technical stakeholders Experience working with sales teams and developing solutions that meet client requirements Comfort engaging with a wide range of clients, including large enterprises and financial institutions Location This role is based in San Francisco.

Join Adyen as a Compliance Officer specializing in Card Networks, where you'll play a crucial role in ensuring our operations meet regulatory requirements and industry standards. You will collaborate with various teams to assess compliance risks and implement effective measures to mitigate them. Your expertise will help shape our compliance culture and enhance our reputation in the industry.

Join Adyen as the Head of Product, CreditAt Adyen, we empower businesses with a unified solution for payments, data, and financial products. Trusted by global leaders like Facebook, Uber, H&M, and Microsoft, we are the go-to financial technology platform. Our mission is to create an environment where our team can thrive, backed by a supportive culture that encourages career ownership.As we embark on a significant growth journey for our card Issuing product, we are seeking a dynamic Product Leader to spearhead the strategy and roadmap for our Credit team. This role presents a unique opportunity to develop Adyen's credit card issuing product from the ground up.If you are passionate about financial technology and eager to shape a robust credit issuing business over the next 2-5 years, we want to hear from you. Collaborate with cross-functional teams in product, commercial, engineering, analytics, and finance to deliver an industry-leading Issuing product that serves the world's largest brands.This position is based in the United States within our Issuing team, part of our Financial Services product team, dedicated to providing exceptional financial products to our clients.

Join Anthropic as a Product Manager in our Consumer division, where you will lead the development and execution of innovative product strategies aimed at enhancing user experience. You will collaborate with cross-functional teams to identify market opportunities, define product roadmaps, and deliver high-impact solutions that resonate with our consumers.

Welcome to Adyen At Adyen, we empower businesses by providing a comprehensive suite of payment, data, and financial products, trusted by industry leaders such as Meta, Uber, H&M, and Microsoft. Our commitment to innovation and ethical practices establishes us as the premier financial technology platform. We cultivate an environment where our teams are motivated and equipped to tackle unique technical challenges, enabling them to take ownership of their careers and drive sustainable growth. Position Overview: Senior Compliance Officer, Card Network Specialist Our dynamic Compliance team is seeking a seasoned Senior Compliance Officer to join us in our San Francisco office. The ideal candidate will possess in-depth experience in the Card Network and payments sectors, exhibiting strong analytical skills and the ability to collaborate with diverse teams, including risk, legal, finance, and sales. Your role will involve providing pragmatic advice to foster sustainable growth and ensuring compliance. Key Responsibilities Proactively identify compliance obligations in line with Card Network and Local Payment Methods Rules. Translate compliance obligations into actionable Policies and Procedures for global implementation. Represent the Compliance team in various projects to develop strategies that align with our global objectives, ensuring compliant and controlled growth. Enhance knowledge management and educational initiatives across the organization. Participate in Product Risk Assessments and provide guidance to other compliance areas. Oversee first-line compliance operations and manage escalations from internal and external stakeholders. Evaluate opportunities and risks to achieve compliant solutions that align with commercial and strategic goals. Advise and liaise with internal and external stakeholders, including auditors. Your Profile A minimum of 5 years of experience in the payments or credit card industry, or in second line compliance functions. Established understanding of the finance and payment industries, with experience in dealing with Card Networks and Scheme Rules. Strong knowledge of the U.S. market along with exposure to global business practices. Exceptional analytical and communication skills, with a collaborative mindset.

As the Director of Investor Credit at Upgrade, you will play a crucial role in overseeing our investor credit operations. This position requires a strategic thinker with a strong background in credit analysis and risk management. You will be responsible for developing credit policies, managing investor relationships, and ensuring compliance with regulatory standards.