Senior Product Manager - Commercial Banking

SoFi is looking for a Senior Product Manager to guide product development within the Commercial Banking division. This position is based in Seattle, WA or San Francisco, CA. Role overview This role centers on leading the creation and improvement of commercial banking products. The Senior Product Manager works closely with teams across the company to set the …

Employee Applicant Privacy NoticeAbout Us:Join us in shaping a brighter financial future. Together with our members, we are revolutionizing personal finance and changing how individuals interact with their finances.As a next-generation financial services company and national bank, we leverage innovative, mobile-first technology to empower millions of members to achieve their financial goals. We are at the forefront of an unprecedented transformation in the industry and take pride in knowing that our work directly impacts people’s lives. Join us to invest in yourself, your career, and the financial landscape.The Role:We are constructing our Commercial Banking division from the ground up and are in search of a Director of Product Management to spearhead the strategy, architecture, and implementation of our cutting-edge business banking platform.This pivotal 0→1, company-level role will define how businesses manage and move their funds across modern systems — including Wires, ACH, FedNow, and emerging real-time/stablecoin payment solutions. You will establish the vision, direct the roadmap, and deliver the experiences and infrastructure essential for our commercial clients to operate effectively.You will work independently, influence executive strategies, and oversee complex, regulated financial systems from inception through to scalability. Your Responsibilities Will Include:Defining the multi-year product vision and roadmap for Commercial Banking.Owning and delivering client-facing experiences, APIs, and end-to-end platform solutions, including business accounts, payment rails (Wires, ACH, FedNow), treasury capabilities, and APIs.Leading 0→1 product development from discovery through launch and scaling.Managing and developing a product team to drive the roadmap and execution as the business grows.Collaborating cross-functionally with Business, Engineering, Risk, Compliance, Treasury, Finance, Sales, and Operations teams to realize the product roadmap.Translating regulatory and operational challenges into seamless product solutions.Driving measurable outcomes: adoption, volume, reliability, cost efficiency, and risk performance.Influencing company strategy and mentoring other Product Managers.

Position OverviewJoin us at saris-ai as a Senior Product Manager, where you will play a pivotal role in crafting, documenting, and implementing intricate banking back-office workflows. This position encompasses comprehensive product development focused on lending and deposit processes.You will bridge the gap between lending regulations, operational methodologies, and business objectives by translating these into detailed product specifications, data models, validation criteria, design prototypes, and automation setups that engineering and operations teams can seamlessly execute.Additionally, you will spearhead user experience research initiatives and leverage AI-driven design tools to efficiently produce workflow prototypes and interaction specifications that serve as a foundation for engineering teams.

At Mercury, we are redefining the banking stack for startups, emphasizing a meticulously crafted, straightforward, and powerful product experience. We envision a future where financial software operates seamlessly on your behalf. Mercury's API serves as the conduit for our most ambitious clients to engage with us programmatically: retrieving transaction data, managing accounts, and integrating with AI-driven workflows through tools like MCP. Our goal is to create a Mercury that can converse with customers and AI agents, answering queries and facilitating actions. We are in search of a dynamic Product Manager to spearhead Mercury's API, oversee integrations with the wider AI and developer tool ecosystem, and innovate AI-powered product experiences that render Mercury both programmable and intelligent. This position is ideal for individuals with a background in API and AI development who recognize the potential of making banking programmable as one of today's most intriguing product challenges. *Mercury operates as a fintech company and is not an FDIC-insured bank. Banking services are provided through Choice Financial Group and Column N.A., Members FDIC. Key Responsibilities: Lead the roadmap for Mercury's API, transitioning it from niche, read-heavy usage to a robust platform that empowers customers to innovate on top of Mercury. Formulate Mercury's strategy for engagement with the broader ecosystem of AI tools and developer platforms, determining capability exposure, integration prioritization, and our standing in agentic workflows. Envision how AI can transform customer interactions with their finances within Mercury, from asking questions about their business to executing actions autonomously. Gain a comprehensive understanding of how Mercury's most technical customers currently utilize our API and identify unmet needs. Collaborate with engineering teams to make informed technical decisions regarding API design, data access, and capabilities, ensuring clear communication and understanding. Work closely with Mercury’s growth and partnerships teams to position our API and AI products as key competitive advantages in customer acquisition and retention. Thriving in a fast-paced environment where leadership is deeply invested in this domain and expects innovative thinking and rapid execution. Qualifications for Success: A genuine enthusiasm for the evolving landscape of AI and its implications for financial technology.

Join our client, a prominent U.S.-based commercial bank renowned for its comprehensive financial services, with particular expertise in international trade and small business lending. They provide a diverse range of products including export-import financing, commercial real estate loans, business and personal checking and savings accounts, as well as cutting-edge digital banking solutions. The bank is on the lookout for skilled Relationship Managers to bolster their expanding team. As a Relationship Manager, you will play a pivotal role in originating, managing, and enhancing the bank’s portfolio. Your focus will be on businesses requiring operating lines of credit, equipment financing, working capital, and other lending structures secured by real estate collateral. You will also assess, evaluate, and either approve or recommend customer applications for commercial loans.Beyond technical lending proficiency, the ideal candidate will act as a trusted advisor to business owners. Possessing strong business acumen, patience, innovative thinking, and a deep understanding of clients’ operations and financial needs is essential. This is not a conventional banking role; we seek a thoughtful, solutions-oriented advisor capable of creatively leveraging the bank’s products and confidently proposing effective loan structures.

About the RoleAt Hinge Health, we are on a mission to revolutionize our Commercial operations through the innovative Commercial Catalyst program. This initiative focuses on automating Client Success (CS) workflows, enhancing our Commercial data infrastructure, and establishing a robust buyer-facing portal experience. We are seeking a passionate Product Manager to spearhead this cross-functional project, aiming to deliver significant time savings and quality enhancements throughout the CS lifecycle while creating a scalable client access point.What You'll AchieveDevelop and execute the strategic vision and roadmap for automating CS workflows and improving data systems across the Commercial lifecycle, translating insights into phased product implementations with measurable results.Translate operational challenges into clear product requirements (PRDs), pilot projects, and iterative launches that minimize manual tasks and boost client retention.Drive discovery sessions with CS, Implementation, and R&D to standardize metrics, templates, and playbooks for automation, measurement, and ongoing enhancement.Collaborate with Engineering and Data teams to implement dependable integrations and automation across key Commercial systems (e.g., CRM, communications, scheduling, analytics), ensuring observability and resilience.Establish and uphold data contracts and operational standards that enable workflows to be auditable, extensible, and scalable across various applications.Gradually introduce buyer-facing functionalities that enhance client value while reducing CS workload.Create and maintain a sustainable operating rhythm—managing backlogs, prioritizing tasks, conducting stakeholder program reviews, preparing launch checklists, and measuring post-launch outcomes to ensure consistent execution and impact.Stay informed on industry trends, emerging technologies, and competitive dynamics to guide product strategy effectively.Hinge Health Hybrid Work ModelWe believe in harnessing the benefits of both remote and in-person work. Employees in hybrid roles are expected to be in the office three days a week for the full duration of the business day. Our San Francisco office features a dog-friendly workplace environment.

About VSCO VSCO (pronounced vis–co) is an innovative photography platform that provides a comprehensive suite of editing tools, portfolio sites, client workflows, and a vibrant community to empower photographers in refining their craft, expanding their networks, and establishing successful photography businesses on their own terms. At VSCO, we believe in the potential of photographers. Whether they are embarking on their first paid project or nurturing a well-established practice, we support photographers at every phase of their journey. Our mission is clear: to bridge the gap between the creative aspirations photographers hold and the confidence, tools, and community they need to actualize those dreams. We seek individuals who are passionate and proactive in elevating our company's mission. Our team members have the opportunity to make significant contributions, and we are firm believers that collaborative efforts yield stronger results. Our values are foundational to our team culture and influence our hiring practices. Learn more about the unique working environment at VSCO by visiting our Careers Page. About You As the Senior Product & Commercial Counsel, you will report directly to the General Counsel and play a pivotal role in sculpting VSCO’s product, marketing, and commercial strategies. Your responsibilities will include leading complex contractual negotiations, guiding product and marketing launches, and enhancing our legal operations while maintaining a creator-first approach. What You’ll Do Collaborate cross-functionally with Product, Engineering, Marketing, Brand & Design, and other business units to integrate legal insights into product development and go-to-market strategies. Draft, negotiate, and manage a diverse array of commercial agreements including SaaS, partnerships, marketing initiatives, events, and vendor contracts. Oversee and refine VSCO’s contracting processes and systems to enhance efficiency, visibility, and scalability. Conduct research and provide counsel on privacy, intellectual property, and platform regulations. Ensure compliance with U.S. and international laws, particularly regarding promotions (sweepstakes, giveaways) and content licensing. Act as a trusted advisor on content policy and intellectual property issues, including trademarks, copyrights, and patents. Stay informed on legal and regulatory developments, translating them into actionable guidance for the business. Work effectively with external counsel and manage legal expenditures efficiently. Create practical training materials and resources to empower teams in navigating legal frameworks. Advance legal operations by leveraging AI and technology to streamline workflows and maximize impact.

Why Join UsBrex is revolutionizing the way companies manage their finances with our AI-driven spend management platform. We offer an integrated suite of corporate cards, banking solutions, and global payment options, complemented by user-friendly software for travel and expenses. Trusted by tens of thousands of businesses, from startups to large enterprises like DoorDash and Flexport, Brex empowers organizations to take control of their spending, minimize costs, and optimize financial efficiency on a global scale.At Brex, you will have the opportunity to challenge yourself, disrupt the status quo, and collaborate with some of the brightest minds in the industry. We are dedicated to fostering a diverse and inclusive workplace, ensuring that your potential is only limited by the size of your aspirations. We equip you with the necessary tools, resources, and support to advance your career.About Product at BrexThe Product Team drives Brex's mission to empower employees everywhere to make informed financial decisions. We leverage our deep business knowledge to identify and prioritize significant opportunities for growth. Our responsibility includes aligning cross-functional teams—covering Engineering, Legal, Compliance, and Design—on essential product decisions. We define the strategy and oversee the product lifecycle from concept to launch, facilitating Brex's rapid growth and enhancing our customers' success.Your RoleAs the Director of Product Management for Banking & Accounts Payable, you will be pivotal in shaping the strategy for one of Brex's most vital platforms: the Operating Account, which integrates Banking and Accounts Payable. This platform is essential for our clients, managing over $10 billion in deposits and processing more than $1 billion in transactions monthly. You will be responsible for the comprehensive product vision and execution across customer accounts, money movement, treasury services, liquidity management, accounts payable processes, and compliant banking solutions.Your strategic insights will guide Brex in establishing a competitive edge by transforming banking and payables into an interconnected system that clients prefer for their financial operations. By aligning product features with customer purchasing preferences, partner networks, and market segments, you will enhance Brex’s differentiation and solidify our position at the heart of business finance.Your leadership will involve setting a long-term platform strategy, mentoring a team of Product Managers, and collaborating extensively with Engineering, Design, GTM, Risk, Legal, Compliance, Finance, and external banking partners.

Mercury is looking for a Senior Product Marketing Manager to focus on API and Agentic Banking. This role is open to candidates based in San Francisco, New York, Portland, or working remotely from Canada or the United States. Key responsibilities Develop product stories that highlight the value of Mercury’s API and Agentic Banking offerings. Design and run go-to-market strategies for both new and existing products. Collaborate with engineering, sales, and customer success teams to align product direction with what the market needs. Create messaging that drives product adoption and connects with customers. Team collaboration This position works closely with cross-functional groups to help ensure Mercury’s products meet and aim to exceed customer expectations.

Slash Financial is building the future of business banking from its San Francisco office, combining traditional financial dependability with modern technology. The company designs tailored financial infrastructure for businesses, moving beyond generic banking tools by integrating industry-specific software, stablecoins, and AI-driven workflows. Founded in 2021, Slash already processes billions in annual transactions and has raised over $60 million from top investors. The team draws on experience from fintech leaders and successful entrepreneurs, working together in a collaborative, in-person environment. Role overview The Product Manager will play a central role in shaping business banking products at Slash. This position requires managing challenges across several business areas, not just a single product domain. The work involves close collaboration with customers to understand their workflows, identify high-impact opportunities, and translate those insights into practical, user-friendly solutions. What you will do Work with customers to uncover needs and pain points in their financial operations Transform insights into impactful products, from core banking systems to features powered by AI and new technologies Partner with a focused team of engineers and designers to move quickly from concept to execution, maintaining quality and attention to detail Collaborate with Sales, Marketing, and Customer Success to ensure products deliver real value and business results Take broad ownership across product areas, helping evolve Slash’s financial operating system Team and culture Slash values a strong in-person culture, with its headquarters in San Francisco and an office in New York City. The team includes experts from companies like Cash App, Brex, and Finix, as well as founders who have built and scaled their own ventures. Product Managers at Slash are expected to balance speed with craftsmanship, working closely with colleagues to redefine how businesses interact with money in an automated, intelligent world.

Join Casap as a Senior Product ManagerAt Casap, we are pioneering the development of AI agents designed to transform the landscape of modern banking.As a Series A startup, we are supported by esteemed investors such as Emergence, Lightspeed, and Primary Ventures, and founded by industry leaders from Robinhood and Chime. Our vision is to revolutionize manual, rules-based back office processes with intelligent agents capable of detecting fraud, assessing risks, and resolving disputes independently. Our goal is to foster an environment where trust prevails and fraud becomes a rarity.Currently, banks often depend on disparate tools and large teams to manage fraud and disputes. With Casap, we are redefining this approach. Our platform employs advanced AI to analyze transactions, customer data, and network signals, enabling real-time decision-making that minimizes losses and safeguards legitimate customers, offering financial institutions an innovative and efficient operational model.We are experiencing significant market success, and our clients appreciate our solutions.We are currently seeking a Senior Product Manager to guide the development and scaling of the next generation of AI-powered risk and fraud mitigation agents. You will take ownership of intricate, high-stakes product sectors, collaborate closely with engineering teams, data analysts, and customers, and influence the decision-making processes of autonomous systems within regulated financial frameworks.If you are passionate about:Creating AI products that function on a grand scaleTransforming complex, high-impact workflows into autonomous solutionsDesigning systems that emphasize trust, transparency, and tangible business outcomes…then you will thrive in this role and contribute significantly to our mission.Casap operates out of San Francisco and New York City, and we are rapidly expanding.

About Us Mentis AI operates at the forefront of institutional investment and advanced AI technologies. Our team merges extensive asset management experience from top firms like Lazard and Partners Group with cutting-edge machine learning and AI research. Based in London and San Francisco, we partner with premier AI laboratories to enhance the reasoning, generalization, and decision-making capabilities of models within critical financial environments.The Opportunity This unique residency is tailored for seasoned research analysts and portfolio managers eager to gain invaluable insights and practical experience in integrating AI into their field, utilizing sophisticated AI systems.Your responsibilities will include:Prompt Development: Create and refine realistic prompts that a junior team member would use to assess the relevance and quality of AI-generated insights.Human vs. Machine Evaluation: Methodically examine the differences between professional investment reasoning and AI-generated results across corporate, SME, and retail banking sectors.Framework Design: Transform the methods commercial banks use to engage clients, structure loans, and manage risk into complex challenges that push the boundaries of AI reasoning.Benchmark Construction: Develop and validate practical credit scenarios, client engagement systems, and portfolio management frameworks that assess frontier AI systems.Why This Experience Is InvaluableGain hands-on experience in how AI is transforming workflows in commercial banking, from client onboarding to credit assessment and risk supervision.Join a pioneering group of institutional investment professionals at the cutting edge of AI's impact on borrower assessments, transaction evaluations, and balance sheet risk management across various banking segments.Who You AreA minimum of 4 years of experience with a prominent long-only institutional investment manager (e.g., JPMorgan Chase, Bank of America, Wells Fargo, Citibank, U.S. Bank, Capital One, PNC Bank, Goldman Sachs, Truist Bank, TD Bank)Current role as a Senior Credit/Risk Analyst or Product ManagerExtensive knowledge in corporate, SME, or retail banking, particularly in credit analysis, lending products, and balance sheet/risk management.

About Plaud Inc.Plaud is revolutionizing the way professionals enhance productivity and performance with the world's most reliable AI work companion. Since our inception in 2023, we've garnered the trust of over 1,500,000 users globally through our innovative note-taking solutions. Our mission is to amplify human intelligence by developing next-generation infrastructure and interfaces that effectively capture, extract, and utilize the insights derived from human interactions.As a Delaware-incorporated company based in San Francisco, we are at the forefront of merging human and AI intelligence through an integrated hardware-software approach. Our commitment to data security is exemplified by our compliance with ISO 27001, ISO 27701, GDPR, SOC 2, HIPAA, and EN 18031.For further insights into our work, visit Plaud's website and connect with us on Instagram, X, Facebook, LinkedIn, and YouTube.

About ColumnAt Column, we are revolutionizing the financial technology landscape by tackling the complexities of traditional banking systems. Having founded and scaled industry-leading companies like Plaid, Square, Meta, Blend, and Affirm, we understand the critical challenges that builders and developers face when partnering with conventional banks. Our mission is to streamline the banking supply chain by providing innovative, technology-driven solutions that eliminate unnecessary vendors and abstraction layers, ultimately leading to a safer, more transparent, and cost-effective banking experience. Join us in our mission to empower developers and reshape the future of financial services!The OpportunityAs we expand our in-house commercial legal team, we are seeking a dynamic Commercial Counsel to lead the legal framework behind our key commercial and strategic partnerships. This role goes beyond the conventional in-house counsel position, requiring you to design innovative partnership structures that enhance modern banking experiences while navigating complex regulatory landscapes. Collaborating closely with our Sales & Partnerships, Risk, and Compliance teams, you'll play a pivotal role in structuring deals that ensure customer satisfaction and facilitate safe scaling of our platform. If you are passionate about merging legal expertise with a builder's mindset and are eager to make a tangible impact on financial service delivery, we would love to hear from you!This position requires in-person attendance 3-4 days a week at our San Francisco office located in Presidio.What You'll DoEnd-to-End Agreement Management: Take ownership of structuring, drafting, and negotiating intricate customer, vendor, and third-party agreements related to a diverse range of banking products and services, including payments, money movement, and banking partnerships.Legal Playbook Development: Create and maintain comprehensive legal playbooks and templates, ensuring a swift yet quality-driven approach to contracts, terms of service, and disclosures for our banking products and services.Negotiation: Lead negotiations with a focus on achieving favorable outcomes that align with Column's strategic goals.

Join dstaff as a Commercial Branch Relationship Manager in San Francisco, where you will play a vital role in fostering strong relationships with our commercial clients. You will be responsible for managing a portfolio of key accounts, identifying growth opportunities, and ensuring the delivery of exceptional service and solutions. If you are passionate about client engagement and possess strong communication skills, we invite you to apply!

As a Senior Product Manager for Contractor Products at Gusto, you will play a pivotal role in shaping and executing our product strategy. You will be responsible for leading cross-functional teams to develop innovative solutions that meet the needs of our contractor clients. Your expertise will guide product development from conception through launch, ensuring alignment with business objectives and customer expectations.

About Us Mentis AI is at the forefront of merging institutional finance with cutting-edge AI technology. Our dedicated team, boasting extensive experience from prestigious firms such as Lazard and Partners Group, collaborates with top-tier AI research laboratories across London and San Francisco. Our mission is to enhance the reasoning, generalization, and decision-making capabilities of models in critical financial scenarios.The Opportunity As AI integrates deeply into core banking functions—from credit underwriting and borrower evaluations to facility structuring and portfolio oversight—this residency offers commercial and corporate banking professionals a unique chance to gain early insights into the development, assessment, and enhancement of advanced AI systems in institutional lending.In this role, you will:Develop Expert Benchmarks: Construct and validate real-world credit analyses, borrower evaluations, and lending frameworks that assess frontier AI systems.Evaluate Model Reasoning: Identify weaknesses in AI-generated credit analyses, pinpointing failures in logic, assumptions, or underwriting intuition.Create Evaluation Frameworks: Transform banker assessments of borrower risk, credit facility structuring, and corporate relationship management into challenges that test AI reasoning capabilities.Analyze Human vs. Machine Judgment: Methodically assess the discrepancies between professional credit evaluations and AI outputs within commercial and corporate lending.Why This Experience Is ValuableBe among the pioneers in banking who directly address how frontier AI models interpret credit underwriting and corporate lending.Cultivate a unique profile at the intersection of banking and AI—ideal for those aspiring to work within financial institutions, AI companies, or entrepreneurial ventures.Gain hands-on experience in how AI is redefining lending processes, from credit approval and borrower assessment to facility structuring and portfolio risk management.Who You Are3–8 years of professional experience in commercial or corporate banking, preferably at a major or regional bank (e.g., J.P. Morgan, Bank of America, Wells Fargo, Citi, PNC, U.S. Bank, Truist, Fifth Third, KeyBank, Huntington).A strong understanding of credit analysis and risk assessment methodologies.Demonstrated interest in AI technologies and their application in financial services.

Join Flexport as a Senior Product Manager and lead the development of innovative solutions that drive our business forward. You will collaborate with cross-functional teams to define product vision, strategy, and roadmap, ensuring alignment with our overall business goals. Your expertise will help shape the future of logistics and supply chain management.

Join our dynamic Application team as a Senior Product Manager, where you will collaborate closely with leaders across engineering, marketing, sales, and customer success to create a premier analytics product. Reporting to the Head of Product, you will play a pivotal role in guiding a groundbreaking product from its early stages to successful market launch. Our mission is to revolutionize the way organizations understand and utilize people data. We are committed to our core values: (1) Excellent communication; (2) Transparency in operations; (3) Providing leverage rather than mere optimization; (4) Making a meaningful impact every day; and (5) Upholding integrity and trust in all our endeavors.

Join Twitch as a Senior Product Manager for our vibrant Community team, where you will lead innovative product strategies to enhance user engagement and foster community growth. As an integral part of our organization, you will collaborate with cross-functional teams to shape the future of community features on our platform. Your expertise will drive product roadmaps and deliver exceptional experiences for our diverse user base.