About the job
Funding Societies | Modalku stands as the premier digital finance platform for SMEs across Southeast Asia. Licensed in Singapore, Indonesia, Thailand, Malaysia, and Vietnam, we are proud to be backed by investment giants such as Sequoia India (Peak XV), Softbank Vision Fund, Khazanah, and SMBC bank. Our mission is to empower small and medium-sized enterprises (SMEs) through accessible business financing sourced from individual and institutional investors, along with providing innovative payment solutions tailored for both SMEs and consumers.
At Funding Societies | Modalku, we embody our core values: GETFS:
- Grow Relentlessly: Commit to personal and professional growth.
- Enable Teamwork, Disable Politics: Foster collaboration for collective success.
- Test Measure Act: Embrace curiosity and innovation through experimentation.
- Focus on Impact: Drive results with a proactive mindset.
- Serve with Obsession: Cultivate long-lasting relationships through a customer-centric approach.
Your Responsibilities:
- Perform thorough credit assessments for individual and corporate hire purchase loan applications.
- Process credit requests promptly, ensuring compliance with FSMY’s credit policies and lending guidelines.
- Identify and mitigate potential risks linked to hire purchase agreements.
- Build and nurture relationships with internal and external stakeholders, including sales teams and clients.
- Guide and mentor junior credit analysts.
- Contribute to the enhancement of credit policies, procedures, and risk assessment methods.
- Stay updated on industry trends, regulatory shifts, and economic factors affecting the hire purchase sector.
- Undertake additional tasks as assigned by your supervisor.

