About the job
Join the Finmid Team
At Finmid, we are on a mission to revolutionize access to capital for small and medium-sized enterprises (SMEs). Our innovative infrastructure seamlessly integrates funding solutions into the everyday platforms utilized by businesses, enabling them to access financing that is faster, simpler, and more transparent than traditional methods.
As we scale our operations throughout Europe, our Latvian subsidiary, authorized as a European Crowdfunding Service Provider by the Bank of Latvia, is essential to our strategy. We combine regulatory compliance with cutting-edge software engineering, making this role pivotal in bridging these domains.
Your Role
In this position, you will spearhead the development of operational infrastructures necessary for a regulated lending product. This encompasses everything from merchant onboarding and managing the credit lifecycle to partner integration and regulatory reporting. Your focus will be on designing processes, automating workflows, and establishing controls that ensure the reliability and scalability of Finmid's offerings. You will treat regulatory requirements as integral components of design rather than separate tasks.
As an early member of a dynamic, high-performance team based in Riga, you will collaborate closely with engineering, legal, and product teams across Europe. You will have significant autonomy, yet you will be supported by a cross-functional team embedding your work within product development.
You will confront unique challenges that do not have predefined solutions, requiring you to navigate between regulatory texts, process design, software tools, and management reporting.
Your Key Responsibilities
Operational Process Design: Transform complex inputs, regulations, partner agreements, product strategies, and credit policies into clear operational specifications for engineering and operations teams. Clearly outline what actions are required, their timing, triggers, and success indicators.
End-to-end Automation: Innovate and implement workflows that facilitate product operations, including onboarding, KYC/KYB processes, credit monitoring, collections transfer, partner reporting, and regulatory submissions. Aim for processes that function autonomously, with human intervention limited to necessary judgment calls.
Operational Monitoring and Reporting: Define essential metrics for Finmid’s operations to ensure optimal performance and compliance.

