About the job
Join our dynamic Corporate Lending Team as a Senior Corporate Underwriter, where you will play a pivotal role in assessing, underwriting, and managing intricate corporate real estate transactions. You will collaborate closely with the Corporate Sales and Portfolio Teams to provide tailored lending solutions to both new and existing corporate clients.
Our Corporate Lending Team partners with direct customers and broker channels to craft commercially viable and sustainable solutions, evaluating credit positions and identifying optimal options that align with both customer needs and Together's strategic objectives.
Your workload will be supported by an expert team, including a Corporate Case and Completion Manager and a Corporate Processing Executive, ensuring you are well-equipped to succeed.
As a Senior Corporate Underwriter, you will be expected to:
- Conduct thorough evaluations and analyses of credit and portfolio risk for clients with lending requirements exceeding £2 million.
- Perform detailed financial analyses, reviewing financial statements, cash flows, market trends, and industry risks.
- Assess the creditworthiness of high-value corporate clients, identifying key risks and mitigation strategies associated with each loan proposal.
- Structure complex loan facilities in alignment with customer needs and Together's risk appetite.
- Review and authorize credit proposals, ensuring compliance with risk appetite and regulatory standards.
- Lead underwriting discussions during credit committee meetings and with senior stakeholders, providing insights and recommendations based on comprehensive financial evaluations.

