# About the Team You'll Join- The Risk Division at Toss Bank operates independently from the sales organization, comprising the Risk Monitoring Team, Risk Management Team, Credit Risk Management Team, Credit Modeling Team, and Credit Strategy Team.- As a Validation Manager, you will be part of the Risk Monitoring Team, responsible for validating risk suitability and overseeing credit monitoring tasks. # Responsibilities You'll Have- You will be responsible for credit monitoring on individual loans (retail, SOHO, corporate, collateral, etc.).- You will also assess the adequacy of portfolios for credit portfolio management, classify the health of credit assets, and validate the appropriateness of provisions.- Conduct validation on the adequacy, suitability, and efficiency of credit review standards (strategies, limits, models, etc.).- Perform adequacy validation for post-loan management activities. # Ideal Candidate Profile- Deep understanding and expertise in credit assets and products are essential.- We are looking for candidates with experience in credit monitoring and retail credit strategy within the financial sector. Experience in corporate credit review is a plus.- You must possess strong data access and processing skills for identifying problematic loans and ensuring the health of credit assets (data analysis using tools such as SQL, SAS, Python, or R).- Experience in effective communication with various departments is highly desirable.- A solid understanding of various financial products and risk management is required. # Resume Recommendations- We recommend structuring your resume around what you can do and what you want to do, rather than simply listing past responsibilities.- Detail the tasks you have performed confidently, particularly those in which you played a leading role, rather than just participating.- Include diverse risk experiences, whether from in-house roles or consulting, as these are valued. # Joining Journey at Toss Bank- Application submission > Job interview > Cultural fit interview > Reference check > Negotiation > Final acceptance and onboarding. # Important Notes- Any false information found in the resume or documents may lead to cancellation of employment.- Candidates with disqualifying reasons under Toss Bank's employment regulations may also face cancellation.- Individuals with disabilities and those eligible for national veterans' benefits are given preference in accordance with relevant laws. # A Note for Potential Colleagues> “Toss Bank is a dynamic environment that requires fundamental contemplation and multifaceted thinking for effective risk management.”- As Toss Bank pursues New Banking, innovative products and processes are constantly being created and dissolved, making traditional approaches insufficient for swift responses. Therefore, the Risk Monitoring Team continuously questions, “Why?” and “So what?” to focus on what truly matters or explore new approaches. If you are someone who contemplates the significance of your analysis or seeks to improve operations efficiently or impactfully, I highly recommend applying to the Risk Monitoring Team at Toss Bank!
Mar 9, 2026
