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Experience Level
Senior
Qualifications
Proven experience in credit risk analysis or a related field. Strong analytical and problem-solving skills. Excellent communication skills, both written and verbal. Ability to work collaboratively in a team environment. Detail-oriented with a focus on accuracy. Degree in Finance, Economics, or a related discipline preferred.
About the job
m-kopa is hiring a Senior Analyst - Credit Risk & Eligibility in London. This position centers on analyzing credit risk and evaluating eligibility for the company’s financial products.
Role overview
This role focuses on assessing credit risk and supporting the development of credit assessment processes. The Senior Analyst will help refine how eligibility is determined, contributing to improvements that support m-kopa’s goal of expanding access to financial solutions.
Key responsibilities
Analyze credit risk for a range of financial products.
Evaluate eligibility criteria and recommend process enhancements.
Support ongoing improvements in credit assessment methods.
Impact
This work directly supports m-kopa’s mission to provide financial access in underserved markets. The Senior Analyst’s insights will help shape the company’s future approach to credit risk and eligibility.
About m-kopa
m-kopa is a leading provider of financial services in emerging markets, dedicated to making financial products accessible to everyone. Our innovative solutions empower individuals and businesses to achieve their financial goals. Join us and be part of a company that is transforming lives through financial inclusion.
About LendableLendable is dedicated to revolutionizing financial technology, aiming to provide individuals with efficient credit solutions and substantial savings opportunities. As one of the UK's prominent fintech success stories, we are proud to have:Achieved unicorn status with a talented team of over 700 professionals.Established ourselves among the fast…
Join Zopa as a Senior Credit Strategy Analyst and be part of our innovative credit analytics team. You will develop risk models, conduct hypothesis testing, and monitor portfolio trends to enhance credit performance. Collaborate with cross-functional teams, including data science, product, and engineering, to create growth strategies, influence key strategic decisions, and uncover new opportunities through advanced analytical techniques. We seek individuals who can transform data into actionable insights and drive impactful decision-making.
Legal & General seeks a Senior Credit Analyst to join the Reinsurance and Insurance division in London. This role centers on evaluating credit risk and influencing decisions that help protect clients’ financial security. Role overview The Senior Credit Analyst will focus on assessing credit risk across reinsurance and insurance portfolios. The position involves shaping credit decisions and supporting the company’s long-term financial commitments. Key responsibilities Evaluate credit risk for both reinsurance and insurance portfolios Provide clear, actionable insights to guide business choices Work closely with colleagues across departments to improve credit assessment practices Support compliance with relevant industry standards and internal policies Requirements Extensive experience in credit analysis, preferably within insurance or reinsurance Strong analytical abilities and effective communication skills Comfort working with colleagues from a range of business areas
About LendableLendable is on a mission to develop cutting-edge technology designed to empower individuals to access credit and save money effectively. As one of the UK's emerging fintech leaders, we have achieved remarkable milestones:Recognized as one of the UK’s newest unicorns with a dedicated team of over 700 professionals.Ranked among the fastest-growing technology companies in the UK.Achieved profitability since 2017.Supported by prestigious investors such as Balderton Capital and Goldman Sachs.Praised by customers, boasting exceptional ratings (4.9 out of 5 based on thousands of reviews on Trustpilot).We have revolutionized the Big Three consumer finance products—loans, credit cards, and car finance—enabling our customers to receive funds within minutes, not days.Our growth trajectory is impressive, with ambitious plans to penetrate the two largest Western markets, the UK and the US, where traditional banks offer outdated financial products and cumbersome processes.Join Us if You Want ToTake ownership across a diverse range of responsibilities, making impactful decisions from day one that influence Lendable's success.Collaborate with exceptional teams, known for their resourcefulness in problem-solving and innovation.Develop cutting-edge technology in-house, leveraging new data sources, machine learning, and AI to optimize our operations.About The RoleWe are seeking a detail-oriented Senior Credit Risk Analyst to drive meaningful enhancements in our consumer finance products within the UK or US markets. This position is perfect for an individual who is data-savvy, proficient in coding, and passionate about tackling complex challenges.As part of a collaborative and ambitious team, your contributions will directly influence strategic decisions and elevate our portfolio's performance.
We are seeking an experienced and strategic Senior Credit Analyst to join our team at Legal & General. In this pivotal role, you will leverage your expertise in reinsurance and insurance to assess creditworthiness and manage risk effectively. You will work closely with various departments to ensure that all credit-related decisions align with our organizational objectives and regulatory requirements.
Role Overview:Join the dynamic team at Brook Green Supply, a leading independent B2B energy supply company based in London. As a Senior Credit Risk Analyst, you will be part of a seasoned team committed to fostering growth and success within the energy sector. This role presents an excellent opportunity for a motivated and adaptable professional looking to advance their career in an innovative environment.In this pivotal position within the Credit Risk team under the Commercial department, you will collaborate with internal account managers, coordinators, and trading desk members, as well as external clients and credit stakeholders. Your focus will be on evaluating data and contracts, managing counterparty credit risks associated with physical power and gas supply, and supporting sustainable business growth through effective credit management practices.Your responsibilities will include managing complex credit exposures and collateral arrangements, and shaping reporting and risk-mitigation frameworks to enhance overall operational efficiency.
m-kopa is hiring a Senior Analyst - Credit Risk & Eligibility in London. This position centers on analyzing credit risk and evaluating eligibility for the company’s financial products. Role overview This role focuses on assessing credit risk and supporting the development of credit assessment processes. The Senior Analyst will help refine how eligibility is determined, contributing to improvements that support m-kopa’s goal of expanding access to financial solutions. Key responsibilities Analyze credit risk for a range of financial products. Evaluate eligibility criteria and recommend process enhancements. Support ongoing improvements in credit assessment methods. Impact This work directly supports m-kopa’s mission to provide financial access in underserved markets. The Senior Analyst’s insights will help shape the company’s future approach to credit risk and eligibility.
Join Our Team as a Graduate Credit Analyst!At iwoca, we are experiencing rapid growth, and with an increasing number of customers comes the need for more credit decisions. Our dedicated team of 50 analysts is expanding, and we are on the lookout for motivated individuals to evaluate our clients promptly, fairly, and accurately.About iwocaIn the fast-paced world of small businesses, opportunities can arise and cash flow challenges can emerge suddenly. To thrive and expand, SMEs require financing that is as agile and responsive as they are.That’s why we created iwoca. Our innovative technology, expertise in data science, and exceptional customer service empower business owners to act decisively and confidently, precisely when they need to.We have already facilitated funding for over 100,000 businesses, providing more than £4 billion in financing. Our passionate team is motivated to help even more SMEs flourish by offering access to superior financial solutions and services that simplify business operations. Our ultimate goal is to support one million SMEs at their pivotal moments, creating a lasting positive impact on their communities and economies.Our Company CultureAs we expand rapidly across our offices in London, Leeds, Frankfurt, and Berlin, we seek individuals eager to learn on the job and take the lead on projects, knowing that their contributions will affect thousands of small businesses.Your RoleAs a Graduate Credit Analyst, you will play a crucial role in making lending decisions for SMEs throughout the UK that approach iwoca.Your responsibilities will include:Evaluating credit data, financial statements, and various data sources to assess the risk level associated with lending.Conducting comprehensive due diligence to verify the affordability of credit in accordance with our internal policies.Gaining a thorough understanding of and accurately capturing the specific revenue and risk factors affecting SMEs.Being entrusted with the responsibility to make informed lending decisions.Enhancing our underwriting framework by delivering consistent, high-quality lending decisions to facilitate better, faster, and fairer outcomes.Effectively communicating with our Account Management teams to ensure customer needs are addressed.
About LendableLendable is dedicated to creating cutting-edge technology that enables individuals to access credit and save money efficiently. As one of the fastest-growing fintech companies in the UK, we have made significant strides since our inception:Recognized as one of the UK’s newest unicorns with a team exceeding 700 talented individuals.Fast-paced growth trajectory, making us a leader in the UK tech landscape.Consistent profitability since 2017.Supported by esteemed investors such as Balderton Capital and Goldman Sachs.Highly regarded by customers with an impressive 4.9 rating across thousands of reviews on Trustpilot.We have reimagined the Big Three consumer finance products from the ground up: loans, credit cards, and car finance, ensuring our customers receive funds in minutes rather than days.As we continue to grow, we are targeting two of the largest Western markets (the UK and US), aiming to disrupt the traditional banking sector burdened by outdated systems and cumbersome processes.Join Us If You Want ToTake Ownership of a diverse range of responsibilities. Your decisions will have a significant impact on the direction and success of Lendable from day one.Collaborate with Exceptional Teams that are resourceful and dedicated to finding innovative solutions to challenges.Develop Cutting-Edge Technology in-house, leveraging new data sources, machine learning, and AI to streamline processes.About The RoleWe are seeking an analytical Credit & Commercial Manager to spearhead our commercial and pricing strategy within our motor finance division, Autolend. Your role will focus on cultivating high-performing portfolios with ambitious growth targets and a steadfast commitment to responsible lending.If you have a passion for utilizing robust analytics to drive informed decisions and optimize performance while achieving strong portfolio returns, we want to hear from you!
About LendableLendable is dedicated to revolutionizing the way individuals access credit and save money. As one of the premier fintech companies globally, we are proud to have made significant strides:Recognized as one of the UK’s emerging unicorns, with a dynamic team of over 700 professionals.Ranked among the fastest-growing technology firms in the UK.Achieved profitability since 2017.Supported by renowned investors such as Balderton Capital and Goldman Sachs.Highly rated by customers with outstanding reviews (4.9 from tens of thousands of reviews on Trustpilot).To date, we have reimagined the major consumer finance products: loans, credit cards, and car financing. Our processes allow customers to receive funds in minutes rather than days.As we expand rapidly, our sights are set on the two largest Western markets (the UK and US), where trillions in financial products are managed by large banks with outdated systems and cumbersome processes.Join Us If You Want ToTake ownership of diverse responsibilities. You will be empowered to make impactful decisions from day one.Collaborate with small teams of exceptional individuals who are resourceful and keen on finding innovative solutions to complex problems.Develop cutting-edge technology in-house by leveraging new data sources, machine learning, and artificial intelligence to optimize operations.About the RoleThis is a 10-week internship program starting from June 30Salary - £48,000 (annual)We are seeking a highly analytical student with a passion for problem-solving to apply your skills in a startup environment and significantly impact our operations.
Are you ready to leverage your analytical skills to influence executive decision-making for years to come?We are seeking a dynamic individual who excels at the crossroads of data analysis and commercial strategy. If you have a knack for identifying trends in customer lifecycle data that drive leadership's growth strategies, and are excited about building scalable reporting infrastructures, we want you on our team.Your Impact:At Elliptic, we believe that exceptional commercial operations stem from outstanding insights. We are not just tracking metrics; we are cultivating analytical capabilities that clarify how prospects become customers, how customers derive value, and how revenue can grow in a predictable manner.As the analytical partner to our executive team, you will translate complex data from our go-to-market strategies into insights that guide strategic discussions, planning, and investment decisions.Accelerate revenue growth through in-depth analyses of customer lifecycle performance. By examining comprehensive customer lifecycle analytics, you will provide strategic recommendations that enhance acquisition, expansion, and retention efforts.Lifecycle Performance AnalysisConduct thorough analyses of conversion rates, volume, and time-sensitive metrics across the entire customer lifecycle to drive revenue acceleration.Identify friction points and growth opportunities in acquisition, expansion, and retention through quantitative analysis and cohort modeling.Develop and maintain analyses regarding multi-touch attribution for marketing investment returns.Create forecasting models for pipeline health, churn risks, expansion signals, and capacity planning to aid strategic decision-making.Synthesize cross-functional data to pinpoint conversion drivers, bottlenecks, and performance variations by segment, channel, and motion.Strategic Partnership with LeadershipProvide analytical support to the Head of Revenue Operations for pipeline management, forecast accuracy, sales cycle optimization, win/loss analysis, and sales productivity.Deliver insights to the Director of Customer Success regarding churn drivers, health score effectiveness, time-to-value, expansion opportunities, and customer segmentation.Translate complex analytical findings into actionable insights for the Chief Revenue Officer through executive dashboards.
Role Overview:Join Brook Green Supply, an independent B2B energy supplier, where you’ll collaborate with a seasoned team dedicated to excellence in the energy sector. This position offers a remarkable chance for a motivated and adaptable individual eager to grow in a vibrant environment that values personal development and career progression.Key Responsibilities:Conduct thorough credit assessments utilizing quantitative and qualitative data, manage credit insurance requests, and perform regular credit limit evaluations.Develop proactive strategies for credit risk mitigation, including securing alternative collateral forms.Oversee the management and renewal of collateral arrangements, ensuring compliance with approved limits.Communicate credit decisions effectively to internal stakeholders, offering constructive feedback and requesting necessary information for ongoing assessment.Analyze macroeconomic trends and sector developments to evaluate potential impacts on counterparty risk.Assist in enhancing credit risk policies, data validation processes, and overall procedural improvements.Support the creation of risk models, KPIs, and performance dashboards.Engage in special projects and analyses as directed by management.
Role OverviewEnhance the Group’s credit and counterparty risk frameworks through thorough credit analysis, vigilant portfolio oversight, and data-driven management information (MI), facilitating sound limit governance and proactive insights across various entities.Key ResponsibilitiesCredit Analysis & Reviews: Spearhead assessments of counterparties and clients; maintain detailed credit memorandums and conduct regular reviews; monitor evolving conditions and ensure timely follow-ups.Exposure, Concentration & Limits Monitoring: Generate and analyze insights on credit exposures, limit usage, concentration levels, and exceptions; recommend escalations supported by thorough analysis.Credit MI & Dashboards: Develop and oversee comprehensive credit reporting packages (including trend commentary, watchlists, and change drivers); collaborate with Quant/Data Engineers for automation and standardization.Stress/Scenario Inputs: Provide input for credit-focused scenarios, conduct sensitivity analyses, and investigate significant changes.Data Discipline: Ensure consistent definitions of exposure measures, limit logic, and entity mapping; document any methodological changes.Governance Support: Prepare materials for ALCO and credit governance meetings, ensuring clear tracking of actions and closure evidence.Key DeliverablesCredit watchlist and periodic review timetableCredit exposure and limits management information with narrative and exceptionsCredit memorandums and review notes along with a conditions trackerAutomated credit dashboards (where feasible) and definitions documentationSuccess MetricsImproved quality of assessment-driven credit decisions with robust evidenceMinimized limit surprises; enhanced early-warning capabilitiesReduced manual reporting; improved data consistency across entitiesBenefitsCompetitive salary, Annual bonus, Private medical coverage
Company MissionOur mission is to provide global access to exceptional products by empowering outstanding businesses to achieve their growth potential. About WayflyerIn today's fast-paced world, small and medium-sized businesses (SMBs) require a financing partner that can match their growth ambitions. Traditional funding sources can be slow and inaccessible, which is why we created Wayflyer.Our innovative technology enables us to evaluate businesses within minutes, generate tailored financing options that align with their growth potential, and disburse funds in as little as 24 hours.Since our inception in April 2020, we have successfully deployed over $5 billion to thousands of brands globally, supported by leading financial institutions like J.P. Morgan. We have become a reliable financing partner for remarkable brands, including True Classic, Little Words Project, and Kekoa Foods.At Wayflyer, our teams are genuinely cross-functional. You will collaborate with ambitious colleagues from around the globe, all working together to seize a significant opportunity. Watch this video to hear directly from our team members. Culture & Values at WayflyerWe pride ourselves on being sound individuals, exceptional operators, and ambitious overachievers. Together, we uphold integrity, creativity, and bold optimism to achieve outstanding results. For more information, please visit our website. Your Role Overview: Key contributions you will make to the teamConduct comprehensive analysis of financial and non-financial data of both new and existing customers to gain insights into their business operations.Identify and assess the risks associated with operating an eCommerce business and with Wayflyer's funding support for such entities.Facilitate and assist in coordinating regular discussions with our customers to deepen our understanding of their business needs and funding objectives.Collaborate closely with management to develop and implement necessary strategies for business growth.
About 9fin 9fin builds an AI-driven platform for the global debt markets, a sector valued at over $145 trillion. The company addresses challenges like scattered data, reliance on PDFs, and outdated manual processes by bringing together proprietary credit data, detailed analysis, and essential workflows in one place. More than 300 institutions worldwide use 9fin, including major banks, asset managers, private equity firms, law practices, and advisory groups. The company is expanding rapidly, especially in the US, and maintains high client retention through strong workflow integration. With growing demand and a product that fits market needs, 9fin aims to become the central platform for debt markets worldwide. Role Overview: Credit Analyst (London) The Credit Analyst role at 9fin covers a range of responsibilities: Analyze private company earnings, financial updates, and new deals as a generalist or sector specialist. Produce thematic research, trend reports, and sector-specific analysis. Use AI and business intelligence tools to automate workflows and enhance credit analysis. 9fin offers a generous budget for AI tools that match your expertise and improve your work. Build and maintain relationships with buyside investors and advisors to gather market insights. Support clients with questions about the platform and provide insights. Work closely with the product team to collect feedback and help shape improvements to the 9fin platform. What We Look For At least 2 years of experience in high-yield or leveraged finance markets, whether from the sell-side, buy-side, or a research firm. Strong communication skills, both written and verbal, with attention to detail.
At Kroo Lending, we empower our customers to achieve their life milestones through responsible borrowing. Whether it’s acquiring a cargo bike for family commutes or replacing an aging boiler, our mission is to provide the support needed for both joyful and practical purchases. Our focus on credit analytics, decision-making, and operational efficiency is central to our ability to offer tailored lending solutions and sustainably grow our business. We have successfully introduced familiar products like overdrafts and unsecured personal loans, and we're excited to scale these offerings.As a bank and a startup, Kroo blends the best of both worlds to create trusted and beloved financial products. Our goal is to enhance the relationship individuals have with their finances, ultimately granting them greater independence and control.The Credit Risk Analyst plays a key role in assessing credit risk, contributing to lending decisions, and monitoring the performance of our unsecured loan portfolio. This position merges fundamental credit risk principles with data-driven analysis, enabling fair, sustainable, and scalable lending in a digital-first environment.Your Contributions:Assist in the development and continuous improvement of credit decisioning rules, scorecards, and underwriting processes aligned with the Bank's risk appetite and strategic objectives.Analyze decisioning engine performance and contribute to the refinement of scorecards, rules, and affordability models.Collaborate with data and product teams to test new data sources and models, including engaging in controlled experiments such as A/B testing.Support pricing analysis by monitoring lending offer performance across various customer segments.Participate in affordability assessments, leveraging Open Banking data to gain insights into customer circumstances and identify potential vulnerability indicators.Monitor key portfolio performance metrics such as arrears, delinquency trends, and cohort behavior, identifying insights and potential risks.Assist in updating credit policies, procedures, and risk appetite frameworks within the lending team.Provide input into product and customer journey enhancements, ensuring credit risk factors are adequately reflected.Contribute to the continuous enhancement of digital onboarding and underwriting processes through data analysis and user feedback.
Role overview Wise is looking for a Senior Credit Risk Manager to lead credit risk assessment strategies in London. This role shapes how Wise manages credit risk and strengthens the company’s risk management practices. What you will do Analyze credit data to identify trends and potential risks Develop and refine risk models for Wise’s credit portfolio Guide initiatives that improve the credit risk framework Work closely with teams across the business to share insights and support decision making Help shape credit policies and risk management approaches What we’re looking for Strong analytical skills with experience working with complex datasets Ability to communicate clearly with cross-functional teams Proactive approach to identifying and managing credit risk Experience developing credit risk models and strategies
About Charlotte Tilbury BeautyFounded by the acclaimed British makeup artist and beauty visionary Charlotte Tilbury MBE in 2013, Charlotte Tilbury Beauty has transformed the global beauty landscape by making makeup accessible and enjoyable for everyone. Our innovative, user-friendly product range has made gifting and choosing makeup a delightful experience. Today, we continue to break records across various markets and categories, scaling our brand at an impressive pace.Over the past decade, Charlotte Tilbury Beauty has achieved remarkable growth, becoming one of the most talked-about brands in the beauty industry and beyond. Our presence spans over 50 markets globally, supported by a passionate team of over 2,300 employees who contribute to our success.As a truly global business, Charlotte Tilbury Beauty drives market-leading growth through innovative retail strategies and product launches powered by cutting-edge technology. Our internal culture values challenge, creativity, teamwork, and the sharing of our magical experiences. As we continue to grow, we are always on the lookout for extraordinary talent ready to contribute to our limitless ambitions.About the RoleWe are seeking a dedicated Treasury and Credit Analyst to join our expanding Group Finance team. In this pivotal role, you will support the Treasury and Credit Manager to ensure the smooth operation of treasury and credit functions at Charlotte Tilbury. Your key responsibilities will include assisting with cash management, credit analysis, and financial reporting. You will collaborate closely with the Treasury and Credit Manager to monitor cash flow, manage credit risk, and assist in developing and implementing financial strategies. Strong analytical skills, attention to detail, and a collaborative mindset are essential for success in this fast-paced environment. This position is offered on a 12-month fixed-term contract.Key ResponsibilitiesCash Flow Management, Forecasting, and Reporting:Monitor daily cash balances across pooled and non-pooled bank accounts, escalating any unusual balances or transactions.Prepare and analyze the Group's weekly actual cash report and rolling cash flow forecast across multiple entities and currencies.Actualize and maintain forecast inputs for the Group Cash flow model, ensuring accurate and updated data in collaboration with internal functions.Cash Pooling and Payment Planning:Collaborate with the Group Financial Shared Services team to align on funding requirements across pooled and non-pooled currencies, and propose funding recommendations that include foreign exchange transactions.
About TeadsTeads is a premier omnichannel advertising platform designed to deliver impactful results for brand and performance advertisers across multiple screens. By harnessing the power of advanced predictive AI technology, Teads connects high-quality media, stunning brand creatives, and context-driven targeting and measurement, ensuring that clients achieve meaningful business outcomes. With partnerships encompassing over 10,000 publishers and 20,000 advertisers globally, Teads operates from its headquarters in New York City, supported by a diverse team of approximately 1,700 professionals across more than 30 countries.For more information, visit www.teads.com.About The OpportunityWe are looking for a highly analytical and commercially savvy Senior Commercial Finance Analyst to spearhead Cost of Sales (COS) forecasting, manage Technology expense planning, and support revenue performance analysis within Financial Planning and Analysis (FP&A).This role is both high-impact and high-visibility, offering broad exposure across various FP&A functions, including global management of COS and Technology operating expenses, as well as Commercial revenue forecasting. You will play a central role in key financial and operational decisions, acting as a vital financial partner to Sales, Procurement, and Technology teams.In this position, you will collaborate across functions to enhance forecast accuracy, improve cost visibility, and integrate financial rigor into everyday decision-making, promoting stronger cost discipline and driving improved margin outcomes across the organization.This role is perfect for individuals who thrive in a fast-paced, global environment and enjoy navigating both commercial and technical spheres.Key Responsibilities:Cost of Sales (COS) Planning & ForecastingTake ownership of COS forecasting to enhance visibilityCollaborate with Procurement, Accounting, and Technology to understand cost driversEvaluate performance against forecasts and effectively communicate margin impactsContinuously refine forecasting methodologies and assumptionsTechnology Expense Planning & ControlAct as the finance partner for the Technology organizationAssist in budgeting and forecasting for cloud infrastructure and technology-related expenses
Join our dynamic team at Heidi Health as a Commercial Analyst, where your analytical skills will drive our business strategy and optimize our commercial performance. You will play a crucial role in interpreting data, preparing reports, and influencing decision-making processes. Your insights will help shape the future of our organization.
