About the job
Join Us in Empowering the UK’s Small Businesses
At Funding Circle, we recognize that small businesses are the lifeblood of the economy, and our mission is to support them in achieving their goals. We’ve developed an innovative platform that leverages advanced data analytics to provide swift financing solutions in mere minutes instead of weeks.
As part of Funding Circle, you’ll experience the dynamic energy of a fintech startup combined with the stability of a publicly traded company. This unique blend empowers our team members, whom we affectionately call Circlers, to take initiative and create meaningful impacts on our mission.
We pride ourselves on being a high-performing team that supports one another. We challenge each other to excel, celebrate our successes, and collaborate closely, because we understand that together, we can achieve more.
The impact we make is tangible: Last year, businesses utilizing our platform contributed £7.2 billion to the UK economy Join us in a mission with real significance!
[View Our Impact Report] | [Check Our Trustpilot Reviews]
London (Hybrid) | 3 days in the office | Competitive Salary + Benefits
From day one, your contributions will have a direct effect on our customers and your colleagues. We believe in learning by doing, and you will be given the responsibility to take ownership of projects and witness the outcomes firsthand.
Evaluate data including annual accounts, bank statements, and credit reference agency information to assess the risk of extending credit to SME borrowers on an individual loan basis.
Enhance loan decision quality by incorporating market, industry, and portfolio insights into your credit evaluations.
Expand your understanding of UK SMEs, including accounting practices, industry standards, financing norms, payment behaviors, and relevant legal frameworks to effectively assess credit risk.
Deliver a top-tier experience for our borrowers by efficiently reviewing loan applications in line with our internal quality benchmarks.
Contribute to the enhancement of systems, processes, and business practices by sharing insights to improve efficiency and capacity.
Provide guidance and support to colleagues to ensure that commercial opportunities are optimized without jeopardizing Funding Circle's risk management.
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