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Customer Due Diligence Analyst

Hybrid Full-time

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Experience Level

Experience

Qualifications

To succeed in this role, you should possess:A keen attention to detail and strong analytical skills. Experience in financial services or compliance-related fields. Familiarity with KYC, AML regulations, and risk assessment methodologies. Excellent communication skills, both written and verbal. A proactive approach to problem-solving and the ability to work independently as well as part of a team.

About the job

The Customer Due Diligence Analyst role at Modulr Finance is based in Edinburgh and requires in-office work four days per week. This position focuses on supporting compliance and risk management for both individual and corporate clients within a fintech environment.

Key responsibilities

  • Carry out Customer Due Diligence (CDD) for a range of clients, including both simplified and enhanced checks. This includes screening for adverse media, sanctions, and Politically Exposed Persons (PEP).
  • Review and update customer records to ensure alignment with FCA guidelines, UK and EU anti-money laundering directives, and internal risk standards.
  • Collect, verify, and assess KYC (Know Your Customer) and KYB (Know Your Business) documentation, such as identification, proof of address, and ownership details.
  • Conduct sanctions, PEP, and adverse media screenings, escalating any discrepancies in line with established procedures.
  • Complete client risk assessments and produce clear, well-structured documentation.
  • Work with internal and external teams to resolve onboarding gaps or inconsistencies.
  • Document all due diligence activities thoroughly to maintain compliance and transparency.

Work environment

  • Hands-on responsibilities within the embedded payments sector.
  • Collaboration with colleagues in the Edinburgh office four days each week.
  • Contribute to the growth of a fintech company serving businesses across the UK and Europe.

About Modulr Finance

Modulr Finance is a leading fintech company that specializes in providing embedded payment solutions for businesses of all sizes. Our mission is to simplify financial transactions, enabling organizations to operate efficiently in a digital economy. We are committed to innovation and delivering exceptional service to our clients, fostering a collaborative and dynamic work environment.

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