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Asset Recovery Representative

AdvancialIrving, Texas, United StatesNew
Hybrid Full-time $20/hr - $25/hr

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Experience Level

Experience

Qualifications

Candidate should possess a high school diploma, with one year of relevant experience and/or training in a financial services context preferred, or an equivalent combination of education and experience. Experience in auto collections is advantageous.

About the job

Join Advancial, recognized as one of USA TODAY’s Top Workplaces and awarded the Best and Brightest Companies to Work For for eight consecutive years. Established in 1937, Advancial is among the oldest credit unions in the nation, dedicated to delivering exceptional value to our members through outstanding service, high-quality products, and innovative solutions.

At Advancial, we value hard work and play. Our passionate and collaborative team believes that every day is an opportunity to create a positive impact. Our culture is built on positivity, creativity, and the conviction that work should be rewarding, not just a “day job.”

Your Responsibilities

  • Keep up-to-date with required computer systems and software, particularly Microsoft Word and Excel.
  • Engage in collection efforts by contacting members via phone, written correspondence, email, and fax regarding overdue accounts, ensuring prompt follow-ups.
  • Exhibit outstanding customer service in all member interactions.
  • Ensure loan agreements are complete and accurate for collection workouts, extensions, agency forwarding, and charge-off recoveries.
  • Carry out collection activities such as skip tracing, recovering returned checks, and resolving account discrepancies.
  • Promptly address member inquiries.
  • Provide status updates on negative share accounts, potential credit card charge-offs, and loan extensions upon request.
  • Stay informed about relevant regulations, including the Fair Debt Collection Practices Act and Fair Credit Reporting Act, ensuring compliance in all activities.
  • Maintain a flexible schedule to accommodate business needs, including some evening and weekend availability.
  • Foster a positive, respectful, and collaborative culture within the organization, building strong relationships across staff, departments, branches, and external partners, and supporting an inclusive environment aligned with the Credit Union’s mission and values.

Compensation

The hourly wage ranges between $20 and $25, with a hybrid work setup based out of our Irving Remote Operations Center.

Hiring Process Overview

  1. A brief phone screening to get to know you better.
  2. A Zoom interview with the team.
  3. Short assessments to understand your strengths and work style.
  4. An in-person interview at our location.
  5. Upon signing the offer letter, we will initiate your background and credit checks.

About Advancial

At Advancial, we are committed to delivering unparalleled value to our members through exceptional service and innovative financial solutions. Our long-standing history as one of the oldest credit unions showcases our dedication to excellence and member satisfaction.

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