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Mortgage Loan Processor

eytMetro Manila
On-site Full-time

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Experience Level

Entry Level

Qualifications

ResponsibilitiesUnderwriting & Review: Assess and approve residential mortgage loan applications, including Conventional, FHA/VA, and Non-QM products. Compliance: Ensure adherence to TRID guidelines and other regulatory requirements. Verification: Evaluate and authenticate borrower documentation, such as income, credit, assets, title, and appraisals, to confirm accuracy and eligibility. Guideline Application: Utilize Agency and Investor guidelines (Fannie Mae, Freddie Mac, HUD, VA) in underwriting decisions. Risk Assessment: Identify potential risks in loan files and provide sound recommendations or solutions. Policy Adherence: Follow established company policies and procedures diligently.

About the job

About Us

At eyt, we are transforming the consumer credit landscape by leveraging innovative technology to significantly lower capital costs. Our flagship product is the most affordable credit card globally, secured by home equity. By utilizing various patented technologies, we have streamlined a traditionally lengthy process, reducing it from 4-6 weeks and substantial financial outlay to as quick as 15 minutes with no initial cost.

Who We Are

We are a financially robust team, having raised over $250 million in equity funding, comprising industry leaders from technology giants like Square, Microsoft, and Facebook, as well as finance stalwarts from Discover, CapitalOne, and Goldman Sachs. Our esteemed investors include Founders Fund, Khosla Ventures, Max Levchin, NYCA, Sequoia, SciFi VC, and Caffeinated Capital.

Our team is composed of experts who have successfully established:

  • Innovative financial products (e.g., Square/CashApp, early CapitalOne credit cards)

  • Cutting-edge consumer products (e.g., Internet.org, Xbox)

  • Robust technology infrastructure (e.g., Visual Studio, Windows & Azure, design of C++ & C# languages)

  • Advanced mathematics & science infrastructure (e.g., computational research at NASA’s JPL)

We are passionate about making a difference by tackling significant challenges and developing solutions that serve as societal infrastructure. We firmly believe that by utilizing technology to reduce the cost of capital for consumers, we can profoundly influence lives positively.

About eyt

At eyt, we are dedicated to revolutionizing consumer finance through advanced technology and innovative product offerings. Our commitment to excellence and efficiency positions us as leaders in the credit industry, striving to make a positive impact on consumers' financial lives.

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